The First Notice of Loss (FNOL) is a document used to formally notify an insurance company of a loss or damage. It provides important information about the loss and serves as the basis for initiating the insurance claim process.

Key information included in an FNOL:

• Policyholder’s name: The name of the policyholder who is filing the claim.
• Policy number: The policy number associated with the insured property.
• Date of loss: The date on which the loss occurred.
• Location of loss: The address where the loss occurred.
• Nature of loss: A description of the loss or damage. This includes the specific cause of loss and the damaged property.
• Estimated cost of loss: An estimate of the cost of repairing or replacing the damaged property.
• Contact information: The policyholder’s contact information, including name, address, and phone number.

Additional information that may be included:

• Date and time of loss: If known, the exact date and time of the loss.
• Witness information: If there were any witnesses to the loss, their name and contact information should be provided.
• Police report: If the loss was reported to the police, the police report number should be included.
• Photographs: If possible, photographs of the damage should be attached to the FNOL.

It is important to file an FNOL promptly:

• To ensure that the insurance company is notified of the loss as quickly as possible.
• To expedite the claims process.
• To avoid potential delays in processing the claim.

If you have experienced a loss and need to file an FNOL, you should:

• Contact your insurance company immediately.
• Provide the required information in the FNOL form.
• Submit the FNOL form to your insurance company in the required manner.

Please note: The specific requirements for filing an FNOL may vary depending on your insurance company. It is always best to consult your policy documents or contact your insurance company directly for more information.