Union Budget 2026: Full list of Government schemes

The Union Budget 2026 has been shared by the finance minister Nirmala sitharaman with a great vision of Viksit Bharat. The budget of 2026 is based on three main Kartavyas (duties). These duties are to speed up the economy, help every family grow, and make sure development reaches every person. If you are a student, a farmer, sports person, or a business owner, you will be looking for the list of government schemes to see how the government is helping you.   

List of government schemes in the union budget 2026?

The Union Budget 2026 has announced new plans for almost every part of our lives. From better hospitals to faster trains and special help for our cultural sites, there is a lot to cover. Following  are the mentioned  schemes   

1. Education and Skill Development

The government is spending INR 1.39 lakh crore on education this year.This is an 8.27 % increase over the Budget Estimate for 2025-26. The focus is on making sure students don’t just study but also get ready for real jobs.

• University Townships: Five new university townships will be built. These will be located near major industrial and logistics areas so students can learn close to where the big companies are.   
• Girls’ Hostels: In every single district, the government will set up one girls’ hostel. These are for women studying in higher education for Science, Technology, Engineering, and Mathematics (STEM).   
• AVGC Content Creator Labs: For students who love animation and gaming, 15,000 secondary schools and 500 colleges will get content creator labs.   
• National Institute of Design (East): A new design institute will be opened in Eastern India to help talented students from that region.   
• Education to Employment and Enterprise Committee: A high level team will be formed to make sure our education matches what employers need.   
• Atal Tinkering Labs: To encourage small scientific ideas, 50,000 new labs will be opened in schools over the next five years to promote STEM education.

2. Healthcare and Wellness

The central government allocated about ₹1.06 lakh crore to the Ministry of Health and Family Welfare this year. The healthcare sector is getting a big boost to make treatment cheaper and better for everyone.   

• Biopharma SHAKTI: Under this scheme INR 10,000 crore plan to make India a world leader in making advanced medicines, for disease cancer and diabetes and boosting R&D and innovation in the biopharmaceutical sector.. 
• Regional Medical Hubs: Five new medical hubs will be developed across the country. This includes large complexes with hospitals, medical colleges, and research labs all in one place to help India become a top leader in medical tourism.
• Allied Health Professionals: The government plans to train 1 lakh new health workers like nurses and therapists over the next five years.
• National Caregiver Training: Around 1.5 lakh people will be trained to take care of elderly people and patients recovering from surgery.
• Mental Health and Neuro Science (NIMHANS 2): A second large mental health institute will be built in North India, and existing ones in Ranchi and Tezpur will be upgraded.
• Ayurveda Institutes: Three new All India Institutes of Ayurveda will be opened to promote traditional Indian medicine.

3. Infrastructure and Connectivity

The government wants to make travel and business much faster within the country.   

• High Speed Rail Corridors: Seven new fast rail routes will be built. Some major routes are like Mumbai to Pune, Pune to Hyderabad, Hyderabad to Bengaluru, and Delhi to Varanasi.
• National Waterways: 20 new national waterways will be started to move goods through rivers, which is cheaper and better for the environment , in the next five years.   
• City Economic Regions (CER): The government will develop cluster of cities and give them 5,000 crore each to improve their roads and utilities. This will help Tier 2 and Tier 3 cities grow faster.   
• Dedicated Freight Corridors: A new train line for cargo will connect Dankuni in the East to Surat in the West.   
• Electric Buses: 4,000 new electric buses will be launched, majorly focused on the Eastern parts of India for cleaner public transport, better connectivity, and regional infrastructure development.

4. Tourism, Culture, and Heritage

The budget gives a lot of importance to our history and makes India a world class tourist destination.

• 15 Archaeological Sites: 15 historic sites will be turned into experiential cultural hubs. These include sites like Lothal and Dholavira in Gujarat, Sarnath and Hastinapur in Uttar Pradesh, Agrohai in Haryana, Adichanallur in Tamil Nadu, and the Leh Palace.
• Upskilling Guides: 10,000 tourist guides will be given world class training in collaboration with the Indian Institutes of Management (IIMs) to help visitors have a better experience. The focus is on deepening guides’ knowledge of history, culture, storytelling techniques, safety practices and visitor-centric services.
• National Destination Digital Knowledge Grid: A national digital library will be made to document every important spiritual and heritage site in India.   
• Thematic Trails: The government will develop mountain trails in Himachal and Uttarakhand, turtle trails on the coasts of Odisha and Kerala, and bird watching trails at Pulicat Lake.
• Buddhist Circuits: A special scheme will be launched for the North East to improve roads and facilities for people visiting Buddhist temples and monasteries.

5. Agriculture and Small Businesses

• Bharat VISTAAR: This is a multilingual AI based app for farmers. It gives advice to farmers in many Indian languages about weather, soil, and crops to help farmers earn more.
• PM Matsya Sampada Yojana (Fisheries): The fisheries sector received a dedicated allocation of INR 2,530 crore aimed at modernising fish production and initiatives will be undertaken for the integrated development of 500 reservoirs and Amrit Sarovars to strengthen the fisheries value chain.
• Mahatma Gandhi Gram Swaraj: This plan will help rural artisans who make khadi and handloom products to brand their goods and sell them to the whole world.

6. Services and Employment (Yuva Shakti)

The government is moving from just giving work to building skills. This helps youth get better-paying jobs in the services sector.

• Education to Employment (EEE) Committee: A high-powered group will now focus on the services sector. Their job is to make sure what you learn in college helps you get a job in big companies or start your own business.
• New Rural Employment Scheme: A new plan will replace the old MGNREGA on 1^st April 2026, It will offer different wages for unskilled, semi-skilled, and skilled workers. This promotes skill development amongst blue collar jobs. If you have a skill, you will earn more money.
• Caregiver Training Scheme: 1.5 lakh people will be trained to take care of elderly people and patients. This is a growing field with many new jobs.
• Allied Health Professionals (AHP): 1 lakh new health care workers will be trained in fields like X-ray technology and physiotherapy over the next five years.
• SME Growth Fund: 10,000 crore fund to help small businesses grow. When these businesses grow. The main objective is to provide equity (not just loans) support to SMEs.

7. Sustainability and Green Growth

The government wants a cleaner India. They are spending a lot of money to make sure our growth does not hurt the environment.

• PM Surya Ghar (Muft Bijli Yojana): ₹22,000 crore has been set aside for rooftop solar. If you install solar panels, you can get up to 300 units of free electricity every month.
• Carbon Capture, Utilisation and Storage Mission: A ₹20,000 crore plan to help big factories (like steel and cement) reduce their pollution.
• Rare Earth Corridors: New zones in states like Odisha, Kerala, Andhra Pradesh and Tamil Nadu will be set up to find minerals used in electric car batteries.
• National Green Hydrogen Mission: The government continues to support making “clean fuel” from water. This will help buses and trucks run without causing smoke.
• Waste-to-Wealth: More “GOBARdhan” projects will be started in villages to turn cow dung and organic waste into useful biogas.

8. Sports (Yuva Shakti & Pride)

The government wants India to become a global sports power. They are spending more money to find young talent and build world-class stadiums.

• Khelo India Mission: This is a huge 10-year plan to change how sports work in India. It will focus on finding early talent, training better coaches, and using high-tech science to improve performance.
• Sports Goods Manufacturing Initiative: A special ₹500 crore fund has been set up to help Indian companies manufacture high-quality bats, balls, and shoes. The goal is to make India a world hub for sports equipment.
• Target Olympic Podium Scheme (TOPS) for Coaches: Just like our top athletes, even coaches will now get special financial help and training to produce more medal winners for the 2030 Commonwealth Games and 2036 Olympics.

Positives and negatives of the union budget 2026

Positives

• Job Creation: Huge spending on roads, trains, and medical hubs will create millions of jobs for young people.   
• Cheaper Health: Removing taxes on 17 cancer drugs is a lifesaving  step for many families.
• Youth Focus: From AI labs in schools to special hostels for girls, the budget puts the next generation first.   
• Small Business Support: The SME Growth Fund and mandatory rules for fast payments mean small business owners will have less stress.

Negatives

• Stock Trading Costs: People who trade in the stock market will have to pay more tax (STT) on futures and options.   
• No Income Tax Change: All the tax slabs for individuals remain the same, which might feel like a missed opportunity for the middle class.   
• Imported Luxury Items: Things like luxury watches and imported alcohol will become more expensive.   

Conclusion

The Union Budget 2026 is a forward looking budget which tries to cover every aspect of Indian life. It helps to build a foundation for the future with better education, medical facility, and world class infrastructure. While it might be a bit tough budget for short term traders, the long term benefits for students, farmers, and content creators are very clear. As India moves toward Viksit Bharat by 2047, these schemes give us the platform to grow. If you are ready to start your financial journey, tools like Pocketful can help you invest in this growing economy without worrying about high charges.

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