How to Download Your Demat Holding Statement?

As the world is going digital, storing securities in an electronic form is a must-have in today’s financial landscape and is, hence, an integral part of the investment process. Whichever your profile is, if you are an old investor or a beginner in the stock market, it is necessary to have seamless access to demat holdings for keeping track of your portfolio and making informative decisions. The demat holding statement can be downloaded quickly, which makes it easier to keep track of investments or share them with other financial experts and auditors.

In this blog, we will learn how to download the Demat Holdings Statement and access all the information you need in easy steps.

What is a Demat Account?

A Demat account is a crucial facility for everybody who wants to invest in stocks and other financial products, such as mutual fund investment, ETFs, bonds, and government securities and store them in electronic mode. Holdings are maintained in dematerialized form and this effectively nullifies the need for physical certificates.

This facility makes the trading process much easier, while risks of loss or theft and damage to the physical documents also decrease. With a Demat account, it is possible to transfer securities fast and easily, thus becoming an essential tool for every investor today.

India has two main depositories, Central Depository Services Limited (CDSL) and National Securities Depository Limited (NSDL). These depositories hold the securities for the investor and keep them available through electronic access via Demat accounts. Depository Participants (DP) are aligned with depositories and allow you to access your holdings.

What is a Demat Account Holding Statement?

A Demat Holding Statement is a document that shows the details of all securities and financial assets held in a Demat account. It lists the names of the assets, their type, their quantity, current value and other important details like ISIN or International Securities Identification Number, which is unique for every security. Essentially, it’s an electronic portfolio summary of your investments.

This statement is generated on a monthly basis, but an investor can download the Demat account holding statement more frequently from the DP platforms. Regular monitoring of the demat account holding statement helps you make informed decisions and assists you in maintaining a record for tax purposes.

Read Also: How to Download Your Demat Holding Statement?

Ways to Download Demat Account Holding Statement?

There are several ways to download your demat holdings statements. You can access it through the following methods.

• Via your Depository Participant (DP) – Your DP offers an online platform to log in and check your demat holdings. Most stock brokers, such as Pocketful, provide this feature. Furthermore, through email alerts, many DPs send regular email updates containing your transaction history, making it easy for you to keep track of your investments. This feature ensures that you have the digital record of your investments readily available.
• Through CDSL and NSDL – These are the two main depositories that let investors access their Demat accounts directly via their portals. You can download the holding statement by logging in with your credentials. Investors can also use the Consolidated Account Statement (CAS) service to view all the holdings, such as mutual funds, stocks and bonds, in a single document.

Read Also: How to Find Demat Account Number from PAN?

How To Download Your Demat Holding Statement?

An investor can download the Demat Account Holding statement by following the below-mentioned process:

Step 1- Log in to your DP’s trading platform using your login credentials.

Step 2- Look for Reports or Portfolio Section that allows you to download your Demat holding statement.

Step 3- Choose the desired date range or financial year for which you want to view the statement.

Step 4- Download the statement in PDF or Excel format.

In case you want to download your holdings statements directly through CDSL/NSDL, you can follow the below steps:

Step 1 – Visit the CDSL’s Easi portal or NSDL’s IDeAS portal.

Step 2 – Log in using your credentials. The investor must register first and create a Login ID and password.

Step 3 – Once logged in, you can view and download your demat holding statement.

Read Also: How to Enable Two-factor Authentication in Demat Account?

When Should You Check Your Demat Account Holding Statement?

Regular review of your demat holding statement is something very crucial for effective management of the portfolio. Scenarios and key moments that require reviewing of your demat account holding statement are as follows:

• Monthly Review: Check your demat holdings statement at least once a month. This will help you track your investments. Verify whether the assets you traded in match with what the records reflect. A monthly check will keep you up-to-date on events like dividends, bonuses or splits related to your securities. Besides, regular checks will enable you to check unauthorized transactions in your account and take necessary steps in a timely manner.
• Transaction Verification: Any purchase or sale must be followed by examining the demat holding statement after T+1 days when the settlement takes place. You should verify whether your trades have been executed properly or credited/debited appropriately. You can check your updated portfolio to ensure it reflects the correct asset allocation that should have taken place after the transaction.
• Corporate Actions: Corporate actions such as stock splits, bonus issues, and dividends have an impact on your investments. Take some time to go through your demat account statement after the corporate action mentioned and see how it affects your investments in your demat account holding statement. Also, verify that new shares, dividends, etc., have been accurately reflected in your account.
• Notifications: Brokers or depository participants generally send alerts or notifications about transactions, corporate actions, etc. Once you receive these, check your demat account holding statement to confirm that the information conveyed in the notification is correctly reflected in your account.
• Security Transfers: When transferring securities from one demat account to another- whether they belong to the same individual- it is necessary to ensure the transfer is complete. After the process is complete, check your account statement to confirm that the securities were successfully transferred from one account to another. Verify that a correct number of securities were transferred.
• Tax Purposes: The financial year ends in India on March 31, which is important for investors. Checking your demat holding statement at this time helps you. Reviewing your demat holding statement now helps you prepare for tax filing by providing an overview of your investments, dividends, and capital gains for tax reporting. Determine which securities are eligible for long-term gains or short-term capital gains.

Read Also: How to Check Demat Account Status or Balance?

Why Do You Need to Download Your Demat Account Holding Statement?

Downloading your demat holding statement is essential for various reasons.

• Investment Tracking – The statement summarizes your financial assets. You can effectively track the performance of your portfolio. Monitor changes in your holdings and evaluate your investment returns.
• Tax Filing – A demat account holding statement is necessary for accurately reporting capital gains and dividends on your tax returns.
• Loan Collateral – When applying for loans that require shares as collateral, you may need to provide your holding statement.
• Auditing and Compliance – Regularly download and review your holdings to prevent discrepancies and ensure your portfolio aligns with your financial goals.

Read Also: How to Find Demat Account Number from PAN?

Conclusion

Understanding how to download and interpret your demat holding statement is crucial for effectively managing your investments. Regular review of demat account holding statements keeps you informed about your portfolio, whether you are an active trader or a long-term investor. A demat holding statement is essential for monitoring performance and ensuring tax filing compliance for anyone investing in financial markets. This guide will help you easily download your statement and manage your holdings for better financial planning and wealth management.

Frequently Asked Questions (FAQs)