AAVAS Financiers Ltd
NSE: AAVAS BSE: 541988
₹1285.60
(-0.44%)
Fri, 06 Mar 2026, 07:20 am
Market Cap101.76B
PE Ratio16.36
Dividend0
Finance
Finance/Rental/Leasing
24.5KAAVAS Financiers Analysis
dividend
- No need to calculate the sustainability of Aavas Financiers's dividends in 3 years as they are not expected to pay a notable one for India.
- Unable to evaluate Aavas Financiers's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
- Unable to evaluate Aavas Financiers's dividend against the top 25% market benchmark as the company has not reported any payouts.
future
- Aavas Financiers's earnings growth is expected to exceed the low risk savings rate of 7.2%.
- Aavas Financiers's earnings are expected to increase by more than the low risk growth rate in 3 years time.
- Performance (ROE) is expected to be above the current IN Mortgage industry average.
- An improvement in Aavas Financiers's performance (ROE) is expected over the next 3 years.
- Aavas Financiers's revenue growth is expected to exceed the India market average.
- Aavas Financiers's earnings are expected to grow by 15.3% yearly, however this is not considered high growth (20% yearly).
- Aavas Financiers's earnings growth is positive but not above the India market average.
- Aavas Financiers's earnings are expected to increase but not above the low risk growth rate next year.
- Aavas Financiers's net income is expected to increase but not above the 50% threshold in 2 years time.
- Aavas Financiers is not expected to efficiently use shareholders’ funds in the future (Return on Equity less than 20%).
- Aavas Financiers's revenue is expected to increase but not above the 50% threshold in 2 years time.
- Aavas Financiers's revenue is expected to grow by 15.6% yearly, however this is not considered high growth (20% yearly).
health
- Aavas Financiers's level of assets compared to its equity is low (i.e. an appropriate level of borrowing to fund lending).
- Aavas Financiers reports no customer deposits, loans are made up entirely of borrowed funds.
management
- The tenure for the Aavas Financiers board of directors is about average.
- Sushil's compensation has been consistent with company performance over the past year, both up more than 20%.
- Sushil's remuneration is higher than average for companies of similar size in India.
- Aavas Financiers individual insiders have only sold shares in the past 3 months.
misc
- Aavas Financiers has significant price volatility in the past 3 months.
past
- Aavas Financiers's 1-year earnings growth exceeds its 5-year average (41.3% vs 35.8%)
- Aavas Financiers has delivered over 20% year on year earnings growth in the past 5 years.
- Aavas Financiers used its assets more efficiently than the IN Mortgage industry average last year based on Return on Assets.
- Aavas Financiers's earnings growth has exceeded the IN Mortgage industry average in the past year (41.3% vs -25.5%).
- Aavas Financiers has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
value
- AAVAS outperformed the Mortgage industry which returned -26.3% over the past year.
- AAVAS matched the India Market (-14.5%) over the past year.
- NSEI:AAVAS is up 29.8% outperforming the Mortgage industry which returned 7.7% over the past month.
- NSEI:AAVAS is up 29.8% outperforming the market in India which returned 8% over the past month.
- Aavas Financiers's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
- Aavas Financiers's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
- Aavas Financiers is overvalued based on assets compared to the IN Mortgage industry average.
- Aavas Financiers is poor value based on expected growth next year.
- Aavas Financiers is overvalued based on earnings compared to the IN Mortgage industry average.
- Aavas Financiers is overvalued based on earnings compared to the India market.
Open Your Free Demat Account Now!
Facebook
Twitter
Instagram
LinkedIn
Youtube
Calculators
Popular Calculators
Group Stocks
Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800