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Aditya Birla Money Ltd

NSE: BIRLAMONEY BSE: 532974

130.32

(-1.36%)

Wed, 04 Mar 2026, 01:55 pm

Aditya Birla Money Analysis

dividend

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Pros

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    Cons

    • Unable to calculate sustainability of dividends as Aditya Birla Money has not reported any payouts.
    • Unable to evaluate Aditya Birla Money's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
    • Unable to evaluate Aditya Birla Money's dividend against the top 25% market benchmark as the company has not reported any payouts.

    future

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    Pros

    • Aditya Birla Money's earnings growth is expected to exceed the low risk savings rate of 7.2%.
    • Aditya Birla Money's earnings are expected to exceed the low risk growth rate next year.
    • Aditya Birla Money is expected to efficiently use shareholders’ funds in the future (Return on Equity greater than 20%).
    • Performance (ROE) is expected to be above the current IN Capital Markets industry average.
    • Aditya Birla Money's revenue growth is expected to exceed the India market average.
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    Cons

    • Aditya Birla Money's earnings are expected to grow by 16.2% yearly, however this is not considered high growth (20% yearly).
    • Aditya Birla Money's earnings growth is positive but not above the India market average.
    • Aditya Birla Money's net income is expected to increase but not above the 50% threshold in 2 years time.
    • A decline in Aditya Birla Money's performance (ROE) is expected over the next 3 years.
    • Aditya Birla Money's revenue is expected to increase but not above the 50% threshold in 2 years time.
    • Aditya Birla Money's revenue is expected to grow by 16.3% yearly, however this is not considered high growth (20% yearly).

    health

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    Pros

    • Aditya Birla Money is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
    • Aditya Birla Money is profitable, therefore cash runway is not a concern.
    • Aditya Birla Money is profitable, therefore cash runway is not a concern.
    • Debt is well covered by operating cash flow (114.7%, greater than 20% of total debt).
    • Debt is covered by short term assets, assets are 2.2x debt.
    • Aditya Birla Money's cash and other short term assets cover its long term commitments.
    • Low level of unsold assets.
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    Cons

    • The level of debt compared to net worth has increased over the past 5 years (220.5% vs 715.5% today).
    • Aditya Birla Money's level of debt (715.5%) compared to net worth is high (greater than 40%).

    management

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    Pros

    • The tenure for the Aditya Birla Money board of directors is about average.
    • L.'s remuneration is lower than average for companies of similar size in India.
    • The tenure for the Aditya Birla Money management team is about average.
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    Cons

      misc

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      Pros

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        Cons

        • Aditya Birla Money is covered by less than 3 analysts.
        • Aditya Birla Money has significant price volatility in the past 3 months.

        past

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        Pros

        • Aditya Birla Money has delivered over 20% year on year earnings growth in the past 5 years.
        • Aditya Birla Money's earnings growth has exceeded the IN Capital Markets industry average in the past year (19.8% vs -4.7%).
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        Cons

        • Aditya Birla Money's 1-year earnings growth is less than its 5-year average (19.8% vs 24.6%)
        • Aditya Birla Money used its assets less efficiently than the IN Capital Markets industry average last year based on Return on Assets.
        • Whilst Aditya Birla Money has efficiently used shareholders’ funds last year (Return on Equity greater than 20%), this is metric is skewed due to its high level of debt.

        value

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        Pros

        • Aditya Birla Money is good value based on expected growth next year.
        • BSE:532974 is up 23.9% outperforming the Capital Markets industry which returned 8.7% over the past month.
        • BSE:532974 is up 23.9% outperforming the market in India which returned 8% over the past month.
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        Cons

        • Aditya Birla Money's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
        • Aditya Birla Money's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
        • Aditya Birla Money is overvalued based on assets compared to the IN Capital Markets industry average.
        • Aditya Birla Money is overvalued based on earnings compared to the IN Capital Markets industry average.
        • Aditya Birla Money is overvalued based on earnings compared to the India market.
        • 532974 underperformed the Capital Markets industry which returned -21% over the past year.
        • 532974 underperformed the Market in India which returned -14.5% over the past year.

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