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Aptech Ltd

NSE: APTECHT BSE: 532475

81.66

(-1.21)%

Sun, 08 Feb 2026, 09:16 pm

Analysis

dividend

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Pros

  • Dividends per share have increased over the past 10 years.
  • Aptech's pays a higher dividend yield than the bottom 25% of dividend payers in India (0.76%).
  • Aptech's dividend is above the markets top 25% of dividend payers in India (3.08%).
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Cons

  • Dividends paid are not well covered by earnings (0.8x coverage).
  • Dividends per share have been volatile in the past 10 years (annual drop of over 20%).

health

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Pros

  • Aptech is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Aptech is profitable, therefore cash runway is not a concern.
  • Aptech is profitable, therefore cash runway is not a concern.
  • Debt is covered by short term assets, assets are 6.4x debt.
  • Aptech's cash and other short term assets cover its long term commitments.
  • Interest payments on debt are well covered by earnings (EBIT is 11.3x coverage).
  • Aptech's level of debt (8.7%) compared to net worth is satisfactory (less than 40%).
  • Low level of unsold assets.
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Cons

  • Operating cash flow is negative therefore debt is not well covered.

management

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Pros

  • The average tenure for the Aptech board of directors is over 10 years, this suggests they are a seasoned and experienced board.
  • Anil's compensation has been consistent with company performance over the past year, both up more than 20%.
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Cons

  • Anil's remuneration is higher than average for companies of similar size in India.
  • Aptech individual insiders have only sold shares in the past 3 months.

misc

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Pros

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    Cons

    • Aptech is not covered by any analysts.
    • Aptech has significant price volatility in the past 3 months.

    past

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    Pros

    • Aptech's year on year earnings growth rate has been positive over the past 5 years, however the most recent earnings are below average.
    • Aptech used its assets more efficiently than the IN Consumer Services industry average last year based on Return on Assets.
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    Cons

    • Aptech's 1-year earnings growth is negative, it can't be compared to the 5-year average.
    • Aptech's use of capital deteriorated last year versus 3 years ago (Return on Capital Employed).
    • Aptech has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
    • Aptech's 1-year earnings growth is negative, it can't be compared to the IN Consumer Services industry average.

    value

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    Pros

    • APTECHT outperformed the Consumer Services industry which returned -34.7% over the past year.
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    Cons

    • Aptech's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
    • Aptech's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
    • Aptech is overvalued based on assets compared to the IN Consumer Services industry average.
    • Aptech is overvalued based on earnings compared to the IN Consumer Services industry average.
    • Aptech is overvalued based on earnings compared to the India market.
    • APTECHT underperformed the Market in India which returned -14.5% over the past year.
    • NSEI:APTECHT is down -3.9% underperforming the Consumer Services industry which returned 12% over the past month.
    • NSEI:APTECHT is down -3.9% underperforming the market in India which returned 8% over the past month.

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    Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800