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Baid Finserv Ltd

NSE: BAIDFIN BSE: 511724

10.97

(-0.99%)

Tue, 17 Mar 2026, 11:37 pm

Baid Finserv Analysis

dividend

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Pros

  • Dividends paid are well covered by earnings (6.1x coverage).
  • Baid Leasing and Finance's pays a higher dividend yield than the bottom 25% of dividend payers in India (0.76%).
  • Baid Leasing and Finance's dividend is above the markets top 25% of dividend payers in India (3.08%).
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Cons

  • Baid Leasing and Finance has only been paying a dividend for 4 years, and since then there has been no growth.
  • Whilst dividend payments have been stable, Baid Leasing and Finance has been paying a dividend for less than 10 years.

health

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Pros

  • Baid Leasing and Finance is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Baid Leasing and Finance is profitable, therefore cash runway is not a concern.
  • Baid Leasing and Finance is profitable, therefore cash runway is not a concern.
  • Debt is covered by short term assets, assets are 1.5x debt.
  • Baid Leasing and Finance's cash and other short term assets cover its long term commitments.
  • The level of debt compared to net worth has been reduced over the past 5 years (208.3% vs 171% today).
  • Low level of unsold assets.
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Cons

  • Debt is not well covered by operating cash flow (2%, less than 20% of total debt).
  • Baid Leasing and Finance's level of debt (171%) compared to net worth is high (greater than 40%).

management

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Pros

  • The tenure for the Baid Leasing and Finance board of directors is about average.
  • Panna's remuneration is about average for companies of similar size in India.
  • Panna's compensation has been consistent with company performance over the past year, both up more than 20%.
  • The average tenure for the Baid Leasing and Finance management team is over 5 years, this suggests they are a seasoned and experienced team.
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Cons

    misc

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    Pros

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      Cons

      • Baid Leasing and Finance is not covered by any analysts.
      • Baid Leasing and Finance has significant price volatility in the past 3 months.

      past

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      Pros

      • Baid Leasing and Finance has delivered over 20% year on year earnings growth in the past 5 years.
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      Cons

      • Baid Leasing and Finance's 1-year earnings growth is negative, it can't be compared to the 5-year average.
      • Baid Leasing and Finance used its assets less efficiently than the IN Diversified Financial industry average last year based on Return on Assets.
      • Baid Leasing and Finance has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
      • Baid Leasing and Finance's 1-year earnings growth is negative, it can't be compared to the IN Diversified Financial industry average.

      value

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      Pros

      • Baid Leasing and Finance is good value based on assets compared to the IN Diversified Financial industry average.
      • Baid Leasing and Finance is good value based on earnings compared to the IN Diversified Financial industry average.
      • Baid Leasing and Finance is good value based on earnings compared to the India market.
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      Cons

      • Baid Leasing and Finance's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
      • Baid Leasing and Finance's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
      • 511724 underperformed the Diversified Financial industry which returned -37.3% over the past year.
      • 511724 underperformed the Market in India which returned -14.5% over the past year.
      • BSE:511724 is down -48.8% underperforming the Diversified Financial industry which returned 10.8% over the past month.
      • BSE:511724 is down -48.8% underperforming the market in India which returned 8% over the past month.

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      Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800