pocketful logo light
pocketful logo light
Bajaj Finance Ltd logo

Bajaj Finance Ltd

NSE: BAJFINANCE BSE: 500034

₹982.05

(0.17%)

Thu, 09 Jul 2026, 00:44 am

Bajaj Finance Ratios

Particulars20052006200720082009201020112012201320142015201620172018201920202021202220232024
Price to earnings ratio45.2622.5158.057.4013.0410.357.408.5712.4623.0529.0234.8740.2943.9924.8870.5462.6929.6230.6833.37
Price to book ratio2.311.501.140.231.011.881.661.712.254.2856.696.428.864.118.3910.026.245.835.75
Price to sales ratio4.092.742.390.421.271.751.391.642.233.855.106.447.939.554.9611.6913.928.468.208.06
Price to cash flow ratio0000000000000015.2234.6732.3022.2522.1821.10
Enterprise value1890Cr2144Cr2647Cr1795Cr4380Cr678000Cr105000Cr136000Cr205000Cr285000Cr403000Cr251000Cr159000Cr264000Cr224000Cr416000Cr572000Cr509000Cr667000Cr834000Cr
Enterprise value to EBITDA ratio40.4746.1977.7732.2630.861830153.02152.12160.94169.65161.6469.0517.5119.4811.3320.6425.2517.9917.1916.61
Debt to equity ratio2.071.611.551.482.81497.4050.2939.0149.4455.2149.5519.823.714.493.362.883.093.173.053.01
Return on equity %5.566.4423.157.9819.6723.9721.9019.5420.4320.9221.5719.6222.0520.2412.7717.4323.4622.0519.19

Bajaj Finance Ltd Ratios

The Bajaj Finance Ltd Ratios page provides a complete fundamental analysis of Bajaj Finance Ltd using key valuation, profitability, and financial strength metrics. Investors tracking Bajaj Finance Ltd Ratios closely monitor D/E, EV, EV/EBITDA, P/B, P/CF, P/E, P/S, and ROE% to evaluate the company's financial performance and valuation trends over time.

Bajaj Finance Ltd (NSE: BAJFINANCE, BSE: 500034) is currently trading at ₹982.05, with a market capitalization of ₹610081.54Cr. As a major player in the Finance sector and Finance/Rental/Leasing industry, Bajaj Finance Ltd remains a key stock for fundamental analysis using Bajaj Finance Ltd Ratios.

Bajaj Finance Ltd Ratios: Valuation Overview

Price to Earnings Ratio (P/E)

The Bajaj Finance Ltd P/E ratio currently stands at 33.37, making it one of the most tracked metrics in Bajaj Finance Ltd Ratios.

Historically, the Bajaj Finance Ltd P/E ratio has shown strong fluctuations:

  • 2024: 33.37
  • 2023: 30.68
  • 2022: 29.62
  • 2021: 62.69
  • 2020: 70.54

The rising Bajaj Finance Ltd P/E ratio indicates increasing investor confidence and premium valuation.

Price to Book Ratio (P/B)

The Bajaj Finance Ltd P/B ratio reflects how the market values the company's net assets. Current P/B ratio is 5.75.

Historical P/B trend:

  • 2024: 5.75
  • 2023: 5.83
  • 2022: 6.24
  • 2021: 10.02

Bajaj Finance Ltd is trading at a premium to its book value, indicating strong market confidence.

Price to Sales Ratio (P/S)

The Bajaj Finance Ltd P/S ratio currently stands at 8.06, an important part of Bajaj Finance Ltd Ratios for revenue valuation.

Historical P/S ratio:

  • 2024: 8.06
  • 2023: 8.20
  • 2022: 8.46
  • 2021: 13.92

A stable or declining Bajaj Finance Ltd P/S ratio indicates cautious market sentiment.

Bajaj Finance Ltd Price to Cash Flow Ratio (P/CF)

The Bajaj Finance Ltd Price to Cash Flow Ratio is a key valuation metric that shows how much investors pay for each unit of cash flow. Current P/CF ratio is 21.10.

Historical Bajaj Finance Ltd Price to Cash Flow Ratio:

  • 2024: 21.10
  • 2023: 22.18
  • 2022: 22.25
  • 2021: 32.30
  • 2020: 34.67

The declining Bajaj Finance Ltd Price to Cash Flow Ratio suggests improving cash flow strength.

Bajaj Finance Ltd Enterprise Value Ratios

Enterprise Value (EV)

The Bajaj Finance Ltd EV currently stands at ₹834000Cr, representing the total company valuation including debt.

Historical EV trend:

  • 2024: 834000Cr
  • 2023: 667000Cr
  • 2022: 509000Cr
  • 2021: 572000Cr

Bajaj Finance Ltd enterprise value shows long-term growth, reflecting expansion and market confidence.

EV/EBITDA Ratio

The Bajaj Finance Ltd EV/EBITDA ratio is currently 16.61, a key metric in Bajaj Finance Ltd Ratios to assess valuation relative to earnings.

Historical EV/EBITDA:

  • 2024: 16.61
  • 2023: 17.19
  • 2022: 17.99
  • 2021: 25.25

Stable Bajaj Finance Ltd EV/EBITDA indicates balanced valuation.

Bajaj Finance Ltd Financial Strength Ratios

Debt to Equity Ratio (D/E)

The Bajaj Finance Ltd D/E ratio is currently 3.01, reflecting leverage and financial stability.

Historical D/E:

  • 2024: 3.01
  • 2023: 3.05
  • 2022: 3.17
  • 2021: 3.09

Higher D/E ratio indicates rising financial risk.

Return on Equity (ROE %)

The Bajaj Finance Ltd ROE currently stands at 19.19%, showing profitability and capital efficiency.

Historical ROE:

  • 2024: 19.19
  • 2023: 22.05
  • 2022: 23.46
  • 2021: 17.43

Bajaj Finance Ltd maintains stable profitability levels.

Bajaj Finance Ltd Ratios Analysis Summary

The Bajaj Finance Ltd Ratios page provides a comprehensive view of the company's valuation and financial performance. Key metrics such as P/E, P/B, P/S, P/CF, EV, EV/EBITDA, D/E, and ROE help investors understand whether Bajaj Finance Ltd stock is undervalued, fairly valued, or overvalued.

Tracking Bajaj Finance Ltd Ratios regularly helps investors make informed decisions based on valuation trends, financial stability, and long-term growth potential.

Open Your Free Demat Account

Enter your phone number