Bajaj Finance Ltd
₹1024.75
(2.57%)
Fri, 13 Feb 2026, 07:37 pm
Bajaj Finance Ratios
| Particulars | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price to earnings ratio | 45.26 | 22.51 | 58.05 | 7.40 | 13.04 | 10.35 | 7.40 | 8.57 | 12.46 | 23.05 | 29.02 | 34.87 | 40.29 | 43.99 | 24.88 | 70.54 | 62.69 | 29.62 | 30.68 | 33.37 |
| Price to book ratio | 2.31 | 1.50 | 1.14 | 0.23 | 1.01 | 1.88 | 1.66 | 1.71 | 2.25 | 4.28 | 5 | 6.69 | 6.42 | 8.86 | 4.11 | 8.39 | 10.02 | 6.24 | 5.83 | 5.75 |
| Price to sales ratio | 4.09 | 2.74 | 2.39 | 0.42 | 1.27 | 1.75 | 1.39 | 1.64 | 2.23 | 3.85 | 5.10 | 6.44 | 7.93 | 9.55 | 4.96 | 11.69 | 13.92 | 8.46 | 8.20 | 8.06 |
| Price to cash flow ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 15.22 | 34.67 | 32.30 | 22.25 | 22.18 | 21.10 |
| Enterprise value | 18.9B | 21.44B | 26.47B | 17.95B | 43.8B | 6780B | 1050B | 1360B | 2050B | 2850B | 4030B | 2510B | 1590B | 2640B | 2240B | 4160B | 5720B | 5090B | 6670B | 8340B |
| Enterprise value to EBITDA ratio | 40.47 | 46.19 | 77.77 | 32.26 | 30.86 | 1830 | 153.02 | 152.12 | 160.94 | 169.65 | 161.64 | 69.05 | 17.51 | 19.48 | 11.33 | 20.64 | 25.25 | 17.99 | 17.19 | 16.61 |
| Debt to equity ratio | 2.07 | 1.61 | 1.55 | 1.48 | 2.81 | 497.40 | 50.29 | 39.01 | 49.44 | 55.21 | 49.55 | 19.82 | 3.71 | 4.49 | 3.36 | 2.88 | 3.09 | 3.17 | 3.05 | 3.01 |
| Return on equity % | 5.56 | 6.44 | 2 | 3.15 | 7.98 | 19.67 | 23.97 | 21.90 | 19.54 | 20.43 | 20.92 | 21.57 | 19.62 | 22.05 | 20.24 | 12.77 | 17.43 | 23.46 | 22.05 | 19.19 |
Bajaj Finance Ltd Ratios
The Bajaj Finance Ltd Ratios page provides a complete fundamental analysis of Bajaj Finance Ltd using key valuation, profitability, and financial strength metrics. Investors tracking Bajaj Finance Ltd Ratios closely monitor D/E, EV, EV/EBITDA, P/B, P/CF, P/E, P/S, and ROE% to evaluate the company's financial performance and valuation trends over time.
Bajaj Finance Ltd (NSE: BAJFINANCE, BSE: 500034) is currently trading at ₹1024.75, with a market capitalization of ₹6221.24B. As a major player in the Finance sector and Finance/Rental/Leasing industry, Bajaj Finance Ltd remains a key stock for fundamental analysis using Bajaj Finance Ltd Ratios.
Bajaj Finance Ltd Ratios: Valuation Overview
Price to Earnings Ratio (P/E)
The Bajaj Finance Ltd P/E ratio currently stands at 33.37, making it one of the most tracked metrics in Bajaj Finance Ltd Ratios.
Historically, the Bajaj Finance Ltd P/E ratio has shown strong fluctuations:
- 2024: 33.37
- 2023: 30.68
- 2022: 29.62
- 2021: 62.69
- 2020: 70.54
The rising Bajaj Finance Ltd P/E ratio indicates increasing investor confidence and premium valuation.
Price to Book Ratio (P/B)
The Bajaj Finance Ltd P/B ratio reflects how the market values the company's net assets. Current P/B ratio is 5.75.
Historical P/B trend:
- 2024: 5.75
- 2023: 5.83
- 2022: 6.24
- 2021: 10.02
Bajaj Finance Ltd is trading at a premium to its book value, indicating strong market confidence.
Price to Sales Ratio (P/S)
The Bajaj Finance Ltd P/S ratio currently stands at 8.06, an important part of Bajaj Finance Ltd Ratios for revenue valuation.
Historical P/S ratio:
- 2024: 8.06
- 2023: 8.20
- 2022: 8.46
- 2021: 13.92
A stable or declining Bajaj Finance Ltd P/S ratio indicates cautious market sentiment.
Bajaj Finance Ltd Price to Cash Flow Ratio (P/CF)
The Bajaj Finance Ltd Price to Cash Flow Ratio is a key valuation metric that shows how much investors pay for each unit of cash flow. Current P/CF ratio is 21.10.
Historical Bajaj Finance Ltd Price to Cash Flow Ratio:
- 2024: 21.10
- 2023: 22.18
- 2022: 22.25
- 2021: 32.30
- 2020: 34.67
The declining Bajaj Finance Ltd Price to Cash Flow Ratio suggests improving cash flow strength.
Bajaj Finance Ltd Enterprise Value Ratios
Enterprise Value (EV)
The Bajaj Finance Ltd EV currently stands at ₹8340B, representing the total company valuation including debt.
Historical EV trend:
- 2024: 8340B
- 2023: 6670B
- 2022: 5090B
- 2021: 5720B
Bajaj Finance Ltd enterprise value shows long-term growth, reflecting expansion and market confidence.
EV/EBITDA Ratio
The Bajaj Finance Ltd EV/EBITDA ratio is currently 16.61, a key metric in Bajaj Finance Ltd Ratios to assess valuation relative to earnings.
Historical EV/EBITDA:
- 2024: 16.61
- 2023: 17.19
- 2022: 17.99
- 2021: 25.25
Stable Bajaj Finance Ltd EV/EBITDA indicates balanced valuation.
Bajaj Finance Ltd Financial Strength Ratios
Debt to Equity Ratio (D/E)
The Bajaj Finance Ltd D/E ratio is currently 3.01, reflecting leverage and financial stability.
Historical D/E:
- 2024: 3.01
- 2023: 3.05
- 2022: 3.17
- 2021: 3.09
Higher D/E ratio indicates rising financial risk.
Return on Equity (ROE %)
The Bajaj Finance Ltd ROE currently stands at 19.19%, showing profitability and capital efficiency.
Historical ROE:
- 2024: 19.19
- 2023: 22.05
- 2022: 23.46
- 2021: 17.43
Bajaj Finance Ltd maintains stable profitability levels.
Bajaj Finance Ltd Ratios Analysis Summary
The Bajaj Finance Ltd Ratios page provides a comprehensive view of the company's valuation and financial performance. Key metrics such as P/E, P/B, P/S, P/CF, EV, EV/EBITDA, D/E, and ROE help investors understand whether Bajaj Finance Ltd stock is undervalued, fairly valued, or overvalued.
Tracking Bajaj Finance Ltd Ratios regularly helps investors make informed decisions based on valuation trends, financial stability, and long-term growth potential.
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Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800