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Capital Trust Ltd
NSE: CAPTRUST BSE: 511505
₹19.20
(2.02%)
Fri, 11 Sept 2026, 01:10 am
Market Cap (in Cr)90.02
PE Ratio0
Dividend0
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Capital Trust Analysis
dividend
Pros
- Dividends paid are thoroughly covered by earnings (20.7x coverage).
Cons
- Capital Trust has only been paying a dividend for 5 years, and since then dividends per share have fallen.
- Capital Trust has been paying a dividend for less than 10 years and during this time payments have been volatile (annual drop of over 20%).
- Capital Trust's pays a lower dividend yield than the bottom 25% of dividend payers in India (0.76%).
- Capital Trust's dividend is below the markets top 25% of dividend payers in India (3.08%).
health
Pros
- Capital Trust is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
- Capital Trust is profitable, therefore cash runway is not a concern.
- Capital Trust is profitable, therefore cash runway is not a concern.
- Debt is covered by short term assets, assets are 1.4x debt.
- Capital Trust's cash and other short term assets cover its long term commitments.
- The level of debt compared to net worth has been reduced over the past 5 years (375.1% vs 224.4% today).
- Low level of unsold assets.
Cons
- Debt is not well covered by operating cash flow (15.2%, less than 20% of total debt).
- Capital Trust's level of debt (224.4%) compared to net worth is high (greater than 40%).
management
Pros
- Yogen's compensation has increased in line with Capital Trust recently becoming profitable.
Cons
- The average tenure for the Capital Trust board of directors is less than 3 years, this suggests a new board.
- Yogen's remuneration is higher than average for companies of similar size in India.
- The average tenure for the Capital Trust management team is less than 2 years, this suggests a new team.
misc
Pros
Cons
- Capital Trust is not covered by any analysts.
- Capital Trust has significant price volatility in the past 3 months.
past
Pros
Cons
- Capital Trust has become profitable in the last year making the earnings growth rate difficult to compare to the 5-year average.
- Capital Trust's year on year earnings growth rate was negative over the past 5 years, however the most recent earnings are above average.
- Capital Trust used its assets less efficiently than the IN Consumer Finance industry average last year based on Return on Assets.
- Capital Trust has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
- Capital Trust has become profitable in the last year making it difficult to compare the IN Consumer Finance industry average.
value
Pros
- Capital Trust is good value based on earnings compared to the IN Consumer Finance industry average.
- Capital Trust is good value based on earnings compared to the India market.
- BSE:511505 is up 27.4% outperforming the Consumer Finance industry which returned 10.3% over the past month.
- BSE:511505 is up 27.4% outperforming the market in India which returned 8% over the past month.
Cons
- Capital Trust is overvalued based on assets compared to the IN Consumer Finance industry average.
- 511505 underperformed the Consumer Finance industry which returned -28.8% over the past year.
- 511505 underperformed the Market in India which returned -14.5% over the past year.