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Central Bank of India

NSE: CENTRALBK BSE: 532885

37.43

(1.96)%

Sat, 31 Jan 2026, 03:14 pm

Analysis

dividend

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Pros

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    Cons

    • Unable to calculate sustainability of dividends as Central Bank of India has not reported any payouts.
    • Unable to evaluate Central Bank of India's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
    • Unable to evaluate Central Bank of India's dividend against the top 25% market benchmark as the company has not reported any payouts.

    health

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    Pros

    • Central Bank of India's level of assets compared to its equity is moderate (i.e. an appropriate level of borrowing to fund lending).
    • Central Bank of India's liabilities are made up of primarily low risk sources of funding.
    • Central Bank of India has an acceptable proportion of non-loan assets held.
    • Loans at Central Bank of India are broadly funded by customer deposits.
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    Cons

    • Central Bank of India has a high level of bad loans (greater than 2%).

    management

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    Pros

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      Cons

      • The average tenure for the Central Bank of India board of directors is less than 3 years, this suggests a new board.

      misc

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      Pros

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        Cons

        • Central Bank of India is not covered by any analysts.
        • Central Bank of India has significant price volatility in the past 3 months.

        past

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        Pros

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          Cons

          • Unable to compare Central Bank of India's 1-year earnings growth to the 5-year average as it is not currently profitable.
          • Central Bank of India does not make a profit and their year on year earnings growth rate was negative over the past 5 years.
          • It is difficult to establish if Central Bank of India has efficiently used its assets last year compared to the IN Banks industry average (Return on Assets) as it is loss-making.
          • It is difficult to establish if Central Bank of India improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.
          • It is difficult to establish if Central Bank of India has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.
          • Unable to compare Central Bank of India's 1-year growth to the IN Banks industry average as it is not currently profitable.

          value

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          Pros

          • Central Bank of India is good value based on assets compared to the IN Banks industry average.
          • CENTRALBK outperformed the Banks industry which returned -37.5% over the past year.
          • NSEI:CENTRALBK is up 10.7% outperforming the Banks industry which returned 7.6% over the past month.
          • NSEI:CENTRALBK is up 10.7% outperforming the market in India which returned 8% over the past month.
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          Cons

          • Central Bank of India is loss making, we can't compare its value to the IN Banks industry average.
          • Central Bank of India is loss making, we can't compare the value of its earnings to the India market.
          • CENTRALBK underperformed the Market in India which returned -14.5% over the past year.

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