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CSB Bank Ltd

NSE: CSBBANK BSE: 542867

361.30

(-3.78%)

Tue, 24 Mar 2026, 03:09 am

CSB Bank Analysis

dividend

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Pros

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    Cons

    • Unable to evaluate CSB Bank's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
    • Unable to evaluate CSB Bank's dividend against the top 25% market benchmark as the company has not reported any payouts.

    health

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    Pros

    • CSB Bank's level of assets compared to its equity is moderate (i.e. an appropriate level of borrowing to fund lending).
    • CSB Bank's liabilities are made up of primarily low risk sources of funding.
    • CSB Bank has an acceptable proportion of non-loan assets held.
    • Loans at CSB Bank are broadly funded by customer deposits.
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    Cons

    • CSB Bank has a high level of bad loans (greater than 2%).

    management

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    Pros

    • Chinna's remuneration is lower than average for companies of similar size in India.
    • Chinna's compensation has increased in line with CSB Bank recently becoming profitable.
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    Cons

    • The average tenure for the CSB Bank board of directors is less than 3 years, this suggests a new board.
    • The average tenure for the CSB Bank management team is less than 2 years, this suggests a new team.

    misc

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    Pros

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      Cons

      • CSB Bank is not covered by any analysts.
      • CSB Bank has significant price volatility in the past 3 months.

      past

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      Pros

      • CSB Bank's year on year earnings growth rate has been positive over the past 5 years.
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      Cons

      • CSB Bank has become profitable in the last year making the earnings growth rate difficult to compare to the 5-year average.
      • CSB Bank used its assets less efficiently than the IN Banks industry average last year based on Return on Assets.
      • CSB Bank has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
      • CSB Bank has become profitable in the last year making it difficult to compare the IN Banks industry average.

      value

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      Pros

      • NSEI:CSBBANK is up 29.8% outperforming the Banks industry which returned 7.6% over the past month.
      • NSEI:CSBBANK is up 29.8% outperforming the market in India which returned 8% over the past month.
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      Cons

      • CSB Bank is overvalued based on assets compared to the IN Banks industry average.
      • CSB Bank is overvalued based on earnings compared to the IN Banks industry average.
      • CSB Bank is overvalued based on earnings compared to the India market.

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      Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800