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Dhanlaxmi Bank Ltd logo

Dhanlaxmi Bank Ltd

NSE: DHANBANK BSE: 532180

24.14

(1.17)%

Sat, 31 Jan 2026, 01:02 pm

Analysis

dividend

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Pros

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    Cons

    • Unable to calculate sustainability of dividends as Dhanlaxmi Bank has not reported any payouts.
    • Unable to evaluate Dhanlaxmi Bank's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
    • Unable to evaluate Dhanlaxmi Bank's dividend against the top 25% market benchmark as the company has not reported any payouts.

    health

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    Pros

    • Dhanlaxmi Bank's level of assets compared to its equity is moderate (i.e. an appropriate level of borrowing to fund lending).
    • Dhanlaxmi Bank's liabilities are made up of primarily low risk sources of funding.
    • Dhanlaxmi Bank has an acceptable proportion of non-loan assets held.
    • Loans at Dhanlaxmi Bank are broadly funded by customer deposits.
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    Cons

    • Dhanlaxmi Bank has a high level of bad loans (greater than 2%).

    management

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    Pros

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      Cons

      • The average tenure for the Dhanlaxmi Bank board of directors is less than 3 years, this suggests a new board.
      • The average tenure for the Dhanlaxmi Bank management team is less than 2 years, this suggests a new team.

      misc

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      Pros

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        Cons

        • Dhanlaxmi Bank is not covered by any analysts.
        • Dhanlaxmi Bank has significant price volatility in the past 3 months.

        past

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        Pros

        • Dhanlaxmi Bank has delivered over 20% year on year earnings growth in the past 5 years.
        • Dhanlaxmi Bank used its assets more efficiently than the IN Banks industry average last year based on Return on Assets.
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        Cons

        • Dhanlaxmi Bank has become profitable in the last year making the earnings growth rate difficult to compare to the 5-year average.
        • Dhanlaxmi Bank has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
        • Dhanlaxmi Bank has become profitable in the last year making it difficult to compare the IN Banks industry average.

        value

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        Pros

        • Dhanlaxmi Bank is good value based on assets compared to the IN Banks industry average.
        • Dhanlaxmi Bank is good value based on earnings compared to the IN Banks industry average.
        • Dhanlaxmi Bank is good value based on earnings compared to the India market.
        • 532180 outperformed the Banks industry which returned -37.5% over the past year.
        • BSE:532180 is up 34.2% outperforming the Banks industry which returned 7.6% over the past month.
        • BSE:532180 is up 34.2% outperforming the market in India which returned 8% over the past month.
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        Cons

        • 532180 underperformed the Market in India which returned -14.5% over the past year.

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        Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800