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Emerald Finance Ltd

NSE: BSE: 538882

63.13

(-0.28%)

Fri, 06 Mar 2026, 06:05 am

Emerald Finance Analysis

dividend

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Pros

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    Cons

    • Unable to evaluate Emerald Leasing Finance And Investment's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
    • Unable to evaluate Emerald Leasing Finance And Investment's dividend against the top 25% market benchmark as the company has not reported any payouts.

    health

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    Pros

    • Emerald Leasing Finance And Investment is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
    • Emerald Leasing Finance And Investment is profitable, therefore cash runway is not a concern.
    • Emerald Leasing Finance And Investment is profitable, therefore cash runway is not a concern.
    • Debt is covered by short term assets, assets are 5.2x debt.
    • Emerald Leasing Finance And Investment's cash and other short term assets cover its long term commitments.
    • Interest payments on debt are well covered by earnings (EBIT is 7.6x coverage).
    • Emerald Leasing Finance And Investment's level of debt (26.2%) compared to net worth is satisfactory (less than 40%).
    • Low level of unsold assets.
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    Cons

    • Operating cash flow is negative therefore debt is not well covered.

    management

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    Pros

    • The tenure for the Emerald Leasing Finance And Investment board of directors is about average.
    • The average tenure for the Emerald Leasing Finance And Investment management team is over 5 years, this suggests they are a seasoned and experienced team.
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    Cons

      misc

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      Pros

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        Cons

        • Emerald Leasing Finance And Investment is not covered by any analysts.

        past

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        Pros

        • Emerald Leasing Finance And Investment has delivered over 20% year on year earnings growth in the past 5 years.
        • Emerald Leasing Finance And Investment used its assets more efficiently than the IN Diversified Financial industry average last year based on Return on Assets.
        • Emerald Leasing Finance And Investment has significantly improved its use of capital last year versus 3 years ago (Return on Capital Employed).
        • Emerald Leasing Finance And Investment's earnings growth has exceeded the IN Diversified Financial industry average in the past year (53.7% vs 13.5%).
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        Cons

        • Emerald Leasing Finance And Investment's 1-year earnings growth is less than its 5-year average (53.7% vs 54.6%)
        • Emerald Leasing Finance And Investment has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).

        value

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        Pros

        • Emerald Leasing Finance And Investment is good value based on earnings compared to the IN Diversified Financial industry average.
        • Emerald Leasing Finance And Investment is good value based on earnings compared to the India market.
        • 538882 outperformed the Diversified Financial industry which returned -37.3% over the past year.
        • 538882 outperformed the Market in India which returned -14.5% over the past year.
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        Cons

        • Emerald Leasing Finance And Investment's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
        • Emerald Leasing Finance And Investment's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
        • Emerald Leasing Finance And Investment is overvalued based on assets compared to the IN Diversified Financial industry average.
        • BSE:538882 is up 1.4% underperforming the Diversified Financial industry which returned 10.8% over the past month.
        • BSE:538882 is up 1.4% underperforming the market in India which returned 8% over the past month.

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        Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800