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General Insurance Corporation of India

NSE: GICRE BSE: 540755

390.60

(-0.57%)

Fri, 13 Feb 2026, 01:05 pm

General Insurance Corporation of India Analysis

dividend

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Pros

  • General Insurance Corporation of India's pays a higher dividend yield than the bottom 25% of dividend payers in India (0.76%).
  • General Insurance Corporation of India's dividend is above the markets top 25% of dividend payers in India (3.08%).
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Cons

  • General Insurance Corporation of India has only been paying a dividend for 2 years, and since then there has been no growth.
  • The company is paying a dividend however it is incurring a loss.
  • Whilst dividend payments have been stable, General Insurance Corporation of India has been paying a dividend for less than 10 years.

health

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Pros

  • General Insurance Corporation of India has been profitable on average in the past, therefore cash runway is not a concern.
  • General Insurance Corporation of India has been profitable on average in the past, therefore cash runway is not a concern.
  • General Insurance Corporation of India has no debt, it does not need to be covered by operating cash flow.
  • General Insurance Corporation of India has no debt, it does not need to be covered by short term assets.
  • General Insurance Corporation of India has no long term commitments.
  • General Insurance Corporation of India has not taken on any debt in the past 5 years.
  • General Insurance Corporation of India has no debt, therefore coverage of interest payments is not a concern.
  • General Insurance Corporation of India has no debt.
  • Low level of unsold assets.
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Cons

  • General Insurance Corporation of India's short term (1 year) commitments are greater than its holdings of cash and other short term assets.

management

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Pros

  • Devesh's remuneration is lower than average for companies of similar size in India.
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Cons

  • The average tenure for the General Insurance Corporation of India board of directors is less than 3 years, this suggests a new board.
  • The average tenure for the General Insurance Corporation of India management team is less than 2 years, this suggests a new team.

misc

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Pros

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    Cons

    • General Insurance Corporation of India is not covered by any analysts.
    • General Insurance Corporation of India has significant price volatility in the past 3 months.

    past

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    Pros

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      Cons

      • Unable to compare General Insurance Corporation of India's 1-year earnings growth to the 5-year average as it is not currently profitable.
      • General Insurance Corporation of India does not make a profit and their year on year earnings growth rate was negative over the past 5 years.
      • It is difficult to establish if General Insurance Corporation of India has efficiently used its assets last year compared to the IN Insurance industry average (Return on Assets) as it is loss-making.
      • It is difficult to establish if General Insurance Corporation of India improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.
      • It is difficult to establish if General Insurance Corporation of India has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.
      • Unable to compare General Insurance Corporation of India's 1-year growth to the IN Insurance industry average as it is not currently profitable.

      value

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      Pros

      • General Insurance Corporation of India is good value based on assets compared to the IN Insurance industry average.
      • NSEI:GICRE is up 7.8% outperforming the Insurance industry which returned 3.6% over the past month.
      • NSEI:GICRE is up 7.8% along with the India market (8%) over the past month.
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      Cons

      • General Insurance Corporation of India is loss making, we can't compare its value to the IN Insurance industry average.
      • General Insurance Corporation of India is loss making, we can't compare the value of its earnings to the India market.
      • GICRE underperformed the Insurance industry which returned -7.3% over the past year.
      • GICRE underperformed the Market in India which returned -14.5% over the past year.

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