Geojit Financial Services Analysis

dividend

Pros

• Dividends per share have increased over the past 10 years.
• Dividends paid are covered by earnings (2x coverage).
• Geojit Financial Services's pays a higher dividend yield than the bottom 25% of dividend payers in India (0.76%).
• Geojit Financial Services's dividend is above the markets top 25% of dividend payers in India (3.08%).

Cons

• Dividends per share have been volatile in the past 10 years (annual drop of over 20%).

health

Pros

• Geojit Financial Services is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
• Geojit Financial Services is profitable, therefore cash runway is not a concern.
• Geojit Financial Services is profitable, therefore cash runway is not a concern.
• Geojit Financial Services has no debt, it does not need to be covered by operating cash flow.
• Geojit Financial Services has no debt, it does not need to be covered by short term assets.
• Geojit Financial Services's cash and other short term assets cover its long term commitments.
• Geojit Financial Services has no debt compared to 5 years ago when it was 0.9%.
• Geojit Financial Services has no debt, therefore coverage of interest payments is not a concern.
• Geojit Financial Services has no debt.
• Low level of unsold assets.

Cons

management

Pros

• C.'s compensation has been consistent with company performance over the past year, both up more than 20%.
• More shares have been bought than sold by Geojit Financial Services individual insiders in the past 3 months.
• The tenure for the Geojit Financial Services management team is about average.

Cons

• The average tenure for the Geojit Financial Services board of directors is less than 3 years, this suggests a new board.
• C.'s remuneration is higher than average for companies of similar size in India.

misc

Pros

Cons

• Geojit Financial Services is not covered by any analysts.
• Geojit Financial Services has significant price volatility in the past 3 months.

past

Pros

• Geojit Financial Services's 1-year earnings growth exceeds its 5-year average (33% vs -5.3%)
• Geojit Financial Services used its assets more efficiently than the IN Capital Markets industry average last year based on Return on Assets.
• Geojit Financial Services's earnings growth has exceeded the IN Capital Markets industry average in the past year (33% vs -4.7%).

Cons

• Geojit Financial Services's year on year earnings growth rate was negative over the past 5 years, however the most recent earnings are above average.
• Geojit Financial Services has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).

value

Pros

• BSE:532285 is up 33.2% outperforming the Capital Markets industry which returned 8.7% over the past month.
• BSE:532285 is up 33.2% outperforming the market in India which returned 8% over the past month.

Cons

• Geojit Financial Services's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
• Geojit Financial Services's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
• Geojit Financial Services is overvalued based on assets compared to the IN Capital Markets industry average.
• Geojit Financial Services is overvalued based on earnings compared to the IN Capital Markets industry average.
• Geojit Financial Services is overvalued based on earnings compared to the India market.
• 532285 underperformed the Capital Markets industry which returned -21% over the past year.
• 532285 underperformed the Market in India which returned -14.5% over the past year.