pocketful logo
Goenka Business & Finance Ltd logo

Goenka Business & Finance Ltd

NSE: BSE: 538787

10.32

(-10.10%)

Sat, 04 Apr 2026, 08:42 pm

Goenka Business & Finance Analysis

dividend

thumbs up icon

Pros

    thumbs up icon

    Cons

    • Unable to evaluate Goenka Business & Finance's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
    • Unable to evaluate Goenka Business & Finance's dividend against the top 25% market benchmark as the company has not reported any payouts.

    health

    thumbs up icon

    Pros

    • Goenka Business & Finance is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
    • Goenka Business & Finance is profitable, therefore cash runway is not a concern.
    • Goenka Business & Finance is profitable, therefore cash runway is not a concern.
    • Debt is covered by short term assets, assets are 1.2x debt.
    • Goenka Business & Finance's cash and other short term assets cover its long term commitments.
    • Low level of unsold assets.
    thumbs up icon

    Cons

    • Debt is not well covered by operating cash flow (2.6%, less than 20% of total debt).
    • Interest payments on debt are not well covered by earnings (EBIT is 2.7x annual interest expense, ideally 3x coverage).
    • Goenka Business & Finance's level of debt (358.9%) compared to net worth is high (greater than 40%).

    management

    thumbs up icon

    Pros

    • Yasin Abdul's remuneration is lower than average for companies of similar size in India.
    thumbs up icon

    Cons

    • The average tenure for the Goenka Business & Finance board of directors is less than 3 years, this suggests a new board.
    • The average tenure for the Goenka Business & Finance management team is less than 2 years, this suggests a new team.

    misc

    thumbs up icon

    Pros

      thumbs up icon

      Cons

      • Goenka Business & Finance is not covered by any analysts.
      • Goenka Business & Finance has significant price volatility in the past 3 months.

      past

      thumbs up icon

      Pros

      • Goenka Business & Finance's year on year earnings growth rate has been positive over the past 5 years.
      • Goenka Business & Finance used its assets more efficiently than the IN Capital Markets industry average last year based on Return on Assets.
      • Goenka Business & Finance has become profitable over the past 3 years. This is considered to be a significant improvement in its use of capital (Return on Capital Employed).
      thumbs up icon

      Cons

      • Goenka Business & Finance has become profitable in the last year making the earnings growth rate difficult to compare to the 5-year average.
      • Whilst Goenka Business & Finance has efficiently used shareholders’ funds last year (Return on Equity greater than 20%), this is metric is skewed due to its high level of debt.
      • Goenka Business & Finance has become profitable in the last year making it difficult to compare the IN Capital Markets industry average.

      value

      thumbs up icon

      Pros

      • Goenka Business & Finance is good value based on assets compared to the IN Capital Markets industry average.
      • Goenka Business & Finance is good value based on earnings compared to the IN Capital Markets industry average.
      • Goenka Business & Finance is good value based on earnings compared to the India market.
      • 538787 outperformed the Capital Markets industry which returned -21% over the past year.
      • 538787 outperformed the Market in India which returned -14.5% over the past year.
      • BSE:538787 is up 117.2% outperforming the Capital Markets industry which returned 8.7% over the past month.
      • BSE:538787 is up 117.2% outperforming the market in India which returned 8% over the past month.
      thumbs up icon

      Cons

        Open Your Free Demat Account Now!

        Step into a world of zero fees and limitless opportunities!

        pocketful logo

        2022-25 Pocketful. All rights reserved, Built with in India

        Version -5.76

        app image 1app image 2

        Explore

        Calculatorsfooter arrow down icon
        Popular Calculatorsfooter arrow down icon
        Group Stocksfooter arrow down icon

        Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800