Greencrest Financial Services Analysis

dividend

Pros

Cons

• Unable to evaluate Greencrest Financial Services's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
• Unable to evaluate Greencrest Financial Services's dividend against the top 25% market benchmark as the company has not reported any payouts.

health

Pros

• Greencrest Financial Services is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
• Greencrest Financial Services is profitable, therefore cash runway is not a concern.
• Greencrest Financial Services is profitable, therefore cash runway is not a concern.
• Debt is well covered by operating cash flow (765.3%, greater than 20% of total debt).
• Debt is covered by short term assets, assets are 124.5x debt.
• Greencrest Financial Services has no long term commitments.
• Interest payments on debt are well covered by earnings (EBIT is 13.1x coverage).
• Greencrest Financial Services's level of debt (0.8%) compared to net worth is satisfactory (less than 40%).
• Low level of unsold assets.

Cons

management

Pros

• The tenure for the Greencrest Financial Services board of directors is about average.
• Sushil's remuneration is lower than average for companies of similar size in India.
• Sushil's compensation has been consistent with company performance over the past year, both up more than 20%.
• The average tenure for the Greencrest Financial Services management team is over 5 years, this suggests they are a seasoned and experienced team.

Cons

misc

Pros

Cons

• Greencrest Financial Services is not covered by any analysts.
• Greencrest Financial Services's last earnings update was 216 days ago.

past

Pros

Cons

• Greencrest Financial Services has become profitable in the last year making the earnings growth rate difficult to compare to the 5-year average.
• Greencrest Financial Services's year on year earnings growth rate was negative over the past 5 years and the most recent earnings are below average.
• Greencrest Financial Services used its assets less efficiently than the IN Capital Markets industry average last year based on Return on Assets.
• Greencrest Financial Services's use of capital deteriorated last year versus 3 years ago (Return on Capital Employed).
• Greencrest Financial Services has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
• Greencrest Financial Services has become profitable in the last year making it difficult to compare the IN Capital Markets industry average.

value

Pros

• Greencrest Financial Services is good value based on assets compared to the IN Capital Markets industry average.

Cons

• Greencrest Financial Services is overvalued based on earnings compared to the IN Capital Markets industry average.
• Greencrest Financial Services is overvalued based on earnings compared to the India market.
• 531737 underperformed the Capital Markets industry which returned -21% over the past year.
• 531737 underperformed the Market in India which returned -14.5% over the past year.
• BSE:531737 is up 2% underperforming the Capital Markets industry which returned 8.7% over the past month.
• BSE:531737 is up 2% underperforming the market in India which returned 8% over the past month.