pocketful logo
Gujarat Lease Financing Ltd logo

Gujarat Lease Financing Ltd

NSE: GLFL BSE: 500174

4.27

(-3.39%)

Sat, 14 Mar 2026, 04:45 am

Gujarat Lease Financing Analysis

dividend

thumbs up icon

Pros

    thumbs up icon

    Cons

    • Unable to evaluate Gujarat Lease Financing's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
    • Unable to evaluate Gujarat Lease Financing's dividend against the top 25% market benchmark as the company has not reported any payouts.

    health

    thumbs up icon

    Pros

    • Low level of unsold assets.
    thumbs up icon

    Cons

    • Gujarat Lease Financing's short term (1 year) commitments are greater than its holdings of cash and other short term assets.
    • Gujarat Lease Financing has less than a year of cash runway if free cash flow continues to grow at historical rates of 30.8% each year.
    • Gujarat Lease Financing has less than a year of cash runway based on current free cash flow.
    • Operating cash flow is negative therefore debt is not well covered.
    • Gujarat Lease Financing has negative shareholder equity (liabilities exceed assets) therefore debt is not covered by short term assets.
    • Gujarat Lease Financing's long term commitments exceed its cash and other short term assets.
    • Irrelevant to check if Gujarat Lease Financing's debt level has increased considering it has negative shareholder equity.
    • Gujarat Lease Financing has negative shareholder equity (liabilities exceed assets), this is a more serious situation compared with a high debt level.

    management

    thumbs up icon

    Pros

    • The average tenure for the Gujarat Lease Financing board of directors is over 10 years, this suggests they are a seasoned and experienced board.
    • Anil's remuneration is lower than average for companies of similar size in India.
    • Anil's compensation has been consistent with company performance over the past year, both up more than 20%.
    • The average tenure for the Gujarat Lease Financing management team is over 5 years, this suggests they are a seasoned and experienced team.
    thumbs up icon

    Cons

      misc

      thumbs up icon

      Pros

        thumbs up icon

        Cons

        • Gujarat Lease Financing is not covered by any analysts.
        • Gujarat Lease Financing has significant price volatility in the past 3 months.

        past

        thumbs up icon

        Pros

          thumbs up icon

          Cons

          • Unable to compare Gujarat Lease Financing's 1-year earnings growth to the 5-year average as it is not currently profitable.
          • Gujarat Lease Financing does not make a profit and their year on year earnings growth rate was negative over the past 5 years.
          • It is difficult to establish if Gujarat Lease Financing has efficiently used its assets last year compared to the IN Consumer Finance industry average (Return on Assets) as it is loss-making.
          • It is difficult to establish if Gujarat Lease Financing improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.
          • It is difficult to establish if Gujarat Lease Financing has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) due to its liabilities exceeding its assets.
          • Unable to compare Gujarat Lease Financing's 1-year growth to the IN Consumer Finance industry average as it is not currently profitable.

          value

          thumbs up icon

          Pros

          • GLFL outperformed the Consumer Finance industry which returned -28.8% over the past year.
          • GLFL outperformed the Market in India which returned -14.5% over the past year.
          • NSEI:GLFL is up 26.1% outperforming the Consumer Finance industry which returned 10.3% over the past month.
          • NSEI:GLFL is up 26.1% outperforming the market in India which returned 8% over the past month.
          thumbs up icon

          Cons

          • Gujarat Lease Financing's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
          • Gujarat Lease Financing's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
          • Gujarat Lease Financing has negative assets, we can't compare the value of its assets to the IN Consumer Finance industry average.
          • Gujarat Lease Financing is loss making, we can't compare its value to the IN Consumer Finance industry average.
          • Gujarat Lease Financing is loss making, we can't compare the value of its earnings to the India market.

          Open Your Free Demat Account Now!

          Step into a world of zero fees and limitless opportunities!

          pocketful logo

          2022-25 Pocketful. All rights reserved, Built with in India

          Version -5.76

          app image 1app image 2

          Explore

          Calculatorsfooter arrow down icon
          Popular Calculatorsfooter arrow down icon
          Group Stocksfooter arrow down icon

          Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800