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Gujarat State Financial Corporation

NSE: GUJSTATFIN BSE: 532160

10.69

(-2.73%)

Thu, 19 Mar 2026, 05:39 pm

Gujarat State Financial Corporation Analysis

dividend

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Pros

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    Cons

    • Unable to evaluate Gujarat State Financial's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
    • Unable to evaluate Gujarat State Financial's dividend against the top 25% market benchmark as the company has not reported any payouts.

    health

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    Pros

    • Low level of unsold assets.
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    Cons

    • Gujarat State Financial's short term (1 year) commitments are greater than its holdings of cash and other short term assets.
    • Debt is not well covered by operating cash flow (0.7%, less than 20% of total debt).
    • Gujarat State Financial has negative shareholder equity (liabilities exceed assets) therefore debt is not covered by short term assets.
    • Gujarat State Financial's long term commitments exceed its cash and other short term assets.
    • Irrelevant to check if Gujarat State Financial's debt level has increased considering it has negative shareholder equity.
    • Gujarat State Financial has negative shareholder equity (liabilities exceed assets), this is a more serious situation compared with a high debt level.

    management

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    Pros

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      Cons

      • The average tenure for the Gujarat State Financial board of directors is less than 3 years, this suggests a new board.

      misc

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      Pros

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        Cons

        • Gujarat State Financial is not covered by any analysts.
        • Gujarat State Financial has significant price volatility in the past 3 months.

        past

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        Pros

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          Cons

          • Unable to compare Gujarat State Financial's 1-year earnings growth to the 5-year average as it is not currently profitable.
          • Gujarat State Financial does not make a profit and their year on year earnings growth rate was negative over the past 5 years.
          • It is difficult to establish if Gujarat State Financial has efficiently used its assets last year compared to the IN Diversified Financial industry average (Return on Assets) as it is loss-making.
          • It is difficult to establish if Gujarat State Financial improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to its liabilities exceeding its assets.
          • It is difficult to establish if Gujarat State Financial has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) due to its liabilities exceeding its assets.
          • Unable to compare Gujarat State Financial's 1-year growth to the IN Diversified Financial industry average as it is not currently profitable.

          value

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          Pros

          • Gujarat State Financial's share price is below the future cash flow value, and at a moderate discount (> 20%).
          • Gujarat State Financial's share price is below the future cash flow value, and at a substantial discount (> 40%).
          • 532160 outperformed the Diversified Financial industry which returned -37.3% over the past year.
          • 532160 outperformed the Market in India which returned -14.5% over the past year.
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          Cons

          • Gujarat State Financial has negative assets, we can't compare the value of its assets to the IN Diversified Financial industry average.
          • Gujarat State Financial is loss making, we can't compare its value to the IN Diversified Financial industry average.
          • Gujarat State Financial is loss making, we can't compare the value of its earnings to the India market.
          • BSE:532160 is down -1.1% underperforming the Diversified Financial industry which returned 10.8% over the past month.
          • BSE:532160 is down -1.1% underperforming the market in India which returned 8% over the past month.

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          Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800