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Housing & Urban Development Corporation Ltd logo

Housing & Urban Development Corporation Ltd

NSE: HUDCO BSE: 540530

186.75

(-1.78%)

Mon, 02 Mar 2026, 08:24 pm

Housing & Urban Development Corporation Analysis

dividend

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Pros

  • Dividends paid are thoroughly covered by earnings (9.1x coverage).
  • Housing and Urban Development's pays a higher dividend yield than the bottom 25% of dividend payers in India (0.76%).
  • Housing and Urban Development's dividend is above the markets top 25% of dividend payers in India (3.08%).
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Cons

  • Dividend payments have increased, but Housing and Urban Development only paid a dividend in the past 3 years.
  • Housing and Urban Development has been paying a dividend for less than 10 years and during this time payments have been volatile (annual drop of over 20%).

health

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Pros

  • Housing and Urban Development is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Housing and Urban Development is profitable, therefore cash runway is not a concern.
  • Housing and Urban Development is profitable, therefore cash runway is not a concern.
  • Debt is covered by short term assets, assets are 1.2x debt.
  • Housing and Urban Development's cash and other short term assets cover its long term commitments.
  • Low level of unsold assets.
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Cons

  • Operating cash flow is negative therefore debt is not well covered.
  • The level of debt compared to net worth has increased over the past 5 years (301.6% vs 505.5% today).
  • Housing and Urban Development's level of debt (505.5%) compared to net worth is high (greater than 40%).

management

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Pros

  • Muniappa's remuneration is lower than average for companies of similar size in India.
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Cons

  • The average tenure for the Housing and Urban Development board of directors is less than 3 years, this suggests a new board.
  • The average tenure for the Housing and Urban Development management team is less than 2 years, this suggests a new team.

misc

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Pros

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    Cons

    • Housing and Urban Development is not covered by any analysts.

    past

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    Pros

    • Housing and Urban Development's 1-year earnings growth exceeds its 5-year average (32.1% vs 13.8%)
    • Housing and Urban Development's year on year earnings growth rate has been positive over the past 5 years.
    • Housing and Urban Development's earnings growth has exceeded the IN Diversified Financial industry average in the past year (32.1% vs 13.5%).
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    Cons

    • Housing and Urban Development used its assets less efficiently than the IN Diversified Financial industry average last year based on Return on Assets.
    • Housing and Urban Development has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).

    value

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    Pros

    • Housing and Urban Development is good value based on assets compared to the IN Diversified Financial industry average.
    • Housing and Urban Development is good value based on earnings compared to the IN Diversified Financial industry average.
    • Housing and Urban Development is good value based on earnings compared to the India market.
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    Cons

    • Housing and Urban Development's share price is below the future cash flow value, but not at a moderate discount (< 20%).
    • Housing and Urban Development's share price is below the future cash flow value, but not at a substantial discount (< 40%).
    • HUDCO underperformed the Diversified Financial industry which returned -37.3% over the past year.
    • HUDCO underperformed the Market in India which returned -14.5% over the past year.
    • NSEI:HUDCO is flat (-0.4%) underperforming the Diversified Financial industry which returned 10.8% over the past month.
    • NSEI:HUDCO is flat (-0.4%) underperforming the market in India which returned 8% over the past month.

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    Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800