ICICI Bank Ltd
NSE: ICICIBANK BSE: 532174
₹1263.40
(-1.37%)
Sun, 03 May 2026, 04:02 am
Market Cap9175.3B
PE Ratio16.89
Dividend0.86
Finance
Regional Banks
24.5KICICI Bank Analysis
dividend
- Dividends after 3 years are expected to be well covered by earnings (6.4x coverage).
- Unable to calculate sustainability of dividends as ICICI Bank has not reported any payouts.
- Unable to evaluate ICICI Bank's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
- Unable to evaluate ICICI Bank's dividend against the top 25% market benchmark as the company has not reported any payouts.
future
- ICICI Bank's earnings are expected to grow significantly at over 20% yearly.
- ICICI Bank's earnings growth is expected to exceed the India market average.
- ICICI Bank's earnings growth is expected to exceed the low risk savings rate of 7.2%.
- ICICI Bank's earnings are expected to exceed the low risk growth rate next year.
- ICICI Bank's earnings are expected to increase by more than the low risk growth rate in 3 years time.
- ICICI Bank's net income is expected to increase by more than 50% in 2 years time.
- Performance (ROE) is expected to be above the current IN Banks industry average.
- An improvement in ICICI Bank's performance (ROE) is expected over the next 3 years.
- ICICI Bank is not expected to efficiently use shareholders’ funds in the future (Return on Equity less than 20%).
health
- ICICI Bank's level of assets compared to its equity is moderate (i.e. an appropriate level of borrowing to fund lending).
- ICICI Bank's liabilities are made up of primarily low risk sources of funding.
- ICICI Bank has an acceptable proportion of non-loan assets held.
- Loans at ICICI Bank are broadly funded by customer deposits.
- ICICI Bank has a high level of bad loans (greater than 2%).
management
- Sandeep's remuneration is lower than average for companies of similar size in India.
- The average tenure for the ICICI Bank board of directors is less than 3 years, this suggests a new board.
- ICICI Bank individual insiders have sold more shares than they have bought in the past 3 months.
- The average tenure for the ICICI Bank management team is less than 2 years, this suggests a new team.
misc
- ICICI Bank has significant price volatility in the past 3 months.
past
- ICICI Bank's 1-year earnings growth exceeds its 5-year average (123.4% vs -14.5%)
- ICICI Bank used its assets more efficiently than the IN Banks industry average last year based on Return on Assets.
- ICICI Bank's earnings growth has exceeded the IN Banks industry average in the past year (123.4% vs 21%).
- ICICI Bank's year on year earnings growth rate was negative over the past 5 years, however the most recent earnings are above average.
- ICICI Bank has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
value
- ICICI Bank is good value based on expected growth next year.
- 532174 outperformed the Banks industry which returned -37.5% over the past year.
- ICICI Bank's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
- ICICI Bank's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
- ICICI Bank is overvalued based on assets compared to the IN Banks industry average.
- ICICI Bank is overvalued based on earnings compared to the IN Banks industry average.
- ICICI Bank is overvalued based on earnings compared to the India market.
- 532174 underperformed the Market in India which returned -14.5% over the past year.
- BSE:532174 is up 6.2% underperforming the Banks industry which returned 7.6% over the past month.
- BSE:532174 is up 6.2% underperforming the market in India which returned 8% over the past month.
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Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800