ICICI Lombard General Insurance Company Ltd
NSE: ICICIGI BSE: 540716
₹1884.10
(-0.28%)
Tue, 17 Mar 2026, 09:37 pm
Market Cap941.53B
PE Ratio34.50
Dividend0.72
Finance
Specialty Insurance
24.5KICICI Lombard General Insurance Company Analysis
dividend
- Dividends after 3 years are expected to be well covered by earnings (3.9x coverage).
- Unable to calculate sustainability of dividends as ICICI Lombard General Insurance has not reported any payouts.
- Unable to evaluate ICICI Lombard General Insurance's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
- Unable to evaluate ICICI Lombard General Insurance's dividend against the top 25% market benchmark as the company has not reported any payouts.
future
- ICICI Lombard General Insurance's earnings growth is expected to exceed the low risk savings rate of 7.2%.
- ICICI Lombard General Insurance's earnings are expected to exceed the low risk growth rate next year.
- ICICI Lombard General Insurance's earnings are expected to increase by more than the low risk growth rate in 3 years time.
- ICICI Lombard General Insurance is expected to efficiently use shareholders’ funds in the future (Return on Equity greater than 20%).
- Performance (ROE) is expected to be above the current IN Insurance industry average.
- An improvement in ICICI Lombard General Insurance's performance (ROE) is expected over the next 3 years.
- ICICI Lombard General Insurance's revenue growth is expected to exceed the India market average.
- ICICI Lombard General Insurance's earnings are expected to grow by 18% yearly, however this is not considered high growth (20% yearly).
- ICICI Lombard General Insurance's earnings growth is positive but not above the India market average.
- ICICI Lombard General Insurance's net income is expected to increase but not above the 50% threshold in 2 years time.
- ICICI Lombard General Insurance's revenue is expected to increase but not above the 50% threshold in 2 years time.
- ICICI Lombard General Insurance's revenue is expected to grow by 9.2% yearly, however this is not considered high growth (20% yearly).
health
- ICICI Lombard General Insurance is profitable, therefore cash runway is not a concern.
- ICICI Lombard General Insurance is profitable, therefore cash runway is not a concern.
- Debt is well covered by operating cash flow (707.8%, greater than 20% of total debt).
- Debt is covered by short term assets, assets are 20.1x debt.
- ICICI Lombard General Insurance's cash and other short term assets cover its long term commitments.
- Interest payments on debt are well covered by earnings (EBIT is 42x coverage).
- ICICI Lombard General Insurance's level of debt (8.5%) compared to net worth is satisfactory (less than 40%).
- Low level of unsold assets.
- ICICI Lombard General Insurance's short term (1 year) commitments are greater than its holdings of cash and other short term assets.
- The level of debt compared to net worth has increased over the past 5 years (5.9% vs 8.5% today).
management
- The tenure for the ICICI Lombard General Insurance board of directors is about average.
- Bhargav's remuneration is lower than average for companies of similar size in India.
- Bhargav's compensation has been consistent with company performance over the past year, both up more than 20%.
- The average tenure for the ICICI Lombard General Insurance management team is over 5 years, this suggests they are a seasoned and experienced team.
- ICICI Lombard General Insurance individual insiders have only sold shares in the past 3 months.
misc
- ICICI Lombard General Insurance has significant price volatility in the past 3 months.
past
- ICICI Lombard General Insurance's year on year earnings growth rate has been positive over the past 5 years.
- ICICI Lombard General Insurance used its assets more efficiently than the IN Insurance industry average last year based on Return on Assets.
- ICICI Lombard General Insurance has significantly improved its use of capital last year versus 3 years ago (Return on Capital Employed).
- ICICI Lombard General Insurance has efficiently used shareholders’ funds last year (Return on Equity greater than 20%).
- ICICI Lombard General Insurance's earnings growth has exceeded the IN Insurance industry average in the past year (13.7% vs 1.5%).
- ICICI Lombard General Insurance's 1-year earnings growth is less than its 5-year average (13.7% vs 18.1%)
value
- ICICI Lombard General Insurance is good value based on earnings compared to the IN Insurance industry average.
- ICICIGI outperformed the Insurance industry which returned -7.3% over the past year.
- ICICIGI outperformed the Market in India which returned -14.5% over the past year.
- NSEI:ICICIGI is up 10.5% outperforming the Insurance industry which returned 3.6% over the past month.
- NSEI:ICICIGI is up 10.5% outperforming the market in India which returned 8% over the past month.
- ICICI Lombard General Insurance's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
- ICICI Lombard General Insurance's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
- ICICI Lombard General Insurance is overvalued based on assets compared to the IN Insurance industry average.
- ICICI Lombard General Insurance is poor value based on expected growth next year.
- ICICI Lombard General Insurance is overvalued based on earnings compared to the India market.
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Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800