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India Home Loans Ltd

NSE: BSE: 530979

34.42

(-3.07%)

Fri, 20 Mar 2026, 07:09 am

India Home Loans Share Price Live Chart

1 Day

0 (0%)

No Result Found

Summary

  • Market Cap

    48.20

  • Net Profit

    0.27

  • P/B

    1.10

  • Sector P/E

    22.95

  • P/E

    167.74

  • EV/EBITDA

    11.52

  • Debt/Equity (Industry)

    3.50

  • Interest Cover (Industry)

    1.35

  • ROCE (Industry)

    9.46

  • RONW (Industry)

    8.38

  • ROE

    0.65

  • ROCE

    8.40

  • Debt/Equity

    1.29

  • EPS (TTM)

    0.09

  • Dividend Yield

    0

  • Book Value

    28.98

  • Interest Cover

    0

Analysis

all

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Pros

  • Dividends paid are well covered by earnings (6.5x coverage).
  • India Home Loan's level of assets compared to its equity is low (i.e. an appropriate level of borrowing to fund lending).
  • The tenure for the India Home Loan board of directors is about average.
  • Mahesh's remuneration is about average for companies of similar size in India.
  • India Home Loan has delivered over 20% year on year earnings growth in the past 5 years.
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Cons

  • Dividend payments have increased, but India Home Loan only paid a dividend in the past 3 years.
  • Whilst dividend payments have been stable, India Home Loan has been paying a dividend for less than 10 years.
  • India Home Loan's pays a lower dividend yield than the bottom 25% of dividend payers in India (0.76%).
  • India Home Loan's dividend is below the markets top 25% of dividend payers in India (3.08%).
  • India Home Loan reports no customer deposits, loans are made up entirely of borrowed funds.

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Financials

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Ratios

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Shareholding

ShareholdersDEC 2025SEPT 2025JUN 2025MAR 2025DEC 2024
Promoters26.7626.6639.0738.9938.97
FII00000
DII0.070.0724.5724.5724.57
Public73.1773.2636.3636.4436.46
Government00000

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Technical Analysis

RSI

49.71

MACD

-0.31

50 DMA

34.49

200 DMA

36.14

Support and Resistance

TypeR3R2R1PPS1S2S3
Classic54.3744.4239.9434.4729.9924.5214.57
Fibonacci44.4240.6238.2734.4730.6728.3224.52
Camarilla38.2037.2836.3734.4734.5533.6432.72

Pivots Level: Classic

R3

+19.90

54.37

R2

+9.95

44.42

R1

+5.47

39.94

34.47
34.47
Pivot Point
LTP: 34

S1

-4.48

29.99

S2

-9.95

24.52

S3

-19.90

14.57

Moving Average

SMAEMA

Period

Value

  • 10-EMA

    33.66

  • 20-EMA

    33.92

  • 30-EMA

    34.12

  • 50-EMA

    34.55

  • 100-EMA

    35.27

  • 200-EMA

    35.51

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Corporate Actions

Announcement DatePurposeActionEx Date
30 Jan 2026board-meetingsQuarterly Results, Increase in Authorised Capital
12 Aug 2025agm
05 Sept 2024agm
19 Feb 2024egm
04 Sept 2023agm
12 Apr 2023egm
14 Sept 2022agm
03 Sept 2021agm
15 Jun 2021dividend₹0.10 Dividend /Share23 Sept 2021
13 Jul 2020dividend₹0.15 Dividend /Share21 Sept 2020

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Peer Comparison

India Home Loans Ltd logo

India Home Loans Ltd

Bajaj Finance Ltd logo

Bajaj Finance Ltd

Shriram Finance Ltd logo

Shriram Finance Ltd

Power Finance Corporation Ltd logo

Power Finance Corporation Ltd

Jio Financial Services Ltd logo

Jio Financial Services Ltd

Bajaj Finserv Ltd logo

Bajaj Finserv Ltd

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India Home Loans Ltd About

India Home Loans company offers retail home loan product for affordable housing segment. Under this product, loans are offered to the customers for Purchase of home, home improvement, home extension +and for construction of a dwelling unit on an owned plot of land.

Industry

Finance - Housing

Founded

1990

Headquarters

CEO

Employees

Contact

Website icon

Website

http://www.indiahomeloan.co.in

Email icon

Email

cs@indiahomeloan.co.in

Phone icon

Phone

91-22-25683353/54/55

Location icon

Location

504/504A 5-Flr Nirmal Ecstasy, Jatashankar Dossa Rod Mulund-W, Mumbai, Maharashtra, 400080

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India Home Loans Ltd Company History

YearHistory
2009
  • The company name was changed from Manoj Housing Finance Company Ltd to India Home Loans Ltd.
2010
  • The company opened a branch office at Ahmedabad, Gujarat.
2012
  • The company changed its name from India Home Loans Ltd to India Home Loan Ltd.
2013
  • Mr. Miten Shroff was appointed as a Director of the company.
2017
  • The company entered into an MOU with National Housing Bank for implementation of Credit Linked Subsidy Scheme for MIG.

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Deals

Client NameOrder SideQTYAvg PriceDate
AKARSHIKA TRADERS LLPBuy29853707 Oct 2025
AKARSHIKA TRADERS LLPSell9404534.907 Oct 2025
SANTOSHKUMAR MOHANLAL RATHI HUFSell1500003128 Jun 2024
BHAVIN MAHESH PUJARABuy1500003128 Jun 2024
INDIRA RAMESHCHANDRA SUCHAKSell10207431.512 Jun 2024
BHAVIN MAHESH PUJARABuy14707431.512 Jun 2024
RISHABH SIROYASell10000038.913 Feb 2023
SANTOSHKUMAR MOHANLAL RATHI HUFBuy10000038.913 Feb 2023
VAISHALI DHAVAL PATELBuy11000046.7618 Mar 2021
MANHARLAL CHIMANLA PARIKH HUFSell11813346.718 Mar 2021

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India Home Loans Ltd News

India Home Loan Ltd Postal Ballot Resolutions Rejected

India Home Loan Limited's postal ballot resolutions for MD continuation and share capital increase were rejected by shareholders, with both failing to secure requisite majority through remote e-voting.

09 Mar 2026

co actions results

India Home Loan Q3FY26 Results Show Modest Growth

India Home Loan Limited reported Q3FY26 net profit of ₹0.86 lakhs with revenue from operations at ₹331.45 lakhs. Board approved continuation of Managing Director Mahesh Pujara and proposed doubling authorized share capital to ₹50 crores.

30 Jan 2026

co actions results

India Home Loan Limited Receives BSE Approval for Promoter Reclassification

BSE Limited has approved India Home Loan Limited's application to reclassify three promoters - Anant Arun Bhalotia, Daksha Ashokbhai Patel, and Ashok Shanabhai Patel - from promoter category to public shareholders under SEBI LODR Regulation 31A. The approval was granted through BSE letters dated December 2, 2025, following the company's application submitted on November 15, 2025.

03 Dec 2025

corporate governance

India Home Loan Limited Applies for Promoter Reclassification to Public Category

India Home Loan Limited has submitted an application to BSE for reclassification of three promoter/promoter group shareholders - Mr. Anant Arun Bhalotia, Mr. Ashok Patel, and Ms. Daksha Patel - from promoter category to public shareholder category. The reclassification application was made under SEBI LODR Regulations and affects the company's shareholding structure and governance framework.

16 Nov 2025

corporate governance

India Home Loan Limited Reports Quarterly Results and Key Corporate Changes

India Home Loan Limited announced its unaudited financial results for the quarter and half year ended September 30, 2025. The company reported revenue from operations of Rs 350.22 lakhs for the quarter, with a net profit after tax of Rs 7.44 lakhs. The Board appointed Bharat Singarakhiya as Chief Compliance Officer for a 5-year term, effective immediately. Singarakhiya brings 29 years of banking and compliance experience, including 23 years with State Bank of India and over 6 years in housing finance. Additionally, three promoter group members - Anant Arun Bhalotia, Ashok Patel, and Daksha Patel - requested reclassification from promoter group category to public shareholder category. The Board approved these reclassification requests, noting that each member holds less than one percent of total voting rights. The company's assets under management decreased to Rs 4,548 lakhs from Rs 4,760 lakhs in the previous quarter.

11 Nov 2025

earnings

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Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800