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Indian Bank

NSE: INDIANB BSE: 532814

871.20

(-0.94)%

Sat, 07 Feb 2026, 04:53 pm

Analysis

dividend

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Pros

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    Cons

    • Unable to calculate sustainability of dividends as Indian Bank has not reported any payouts.
    • Unable to evaluate Indian Bank's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
    • Unable to evaluate Indian Bank's dividend against the top 25% market benchmark as the company has not reported any payouts.

    health

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    Pros

    • Indian Bank's level of assets compared to its equity is moderate (i.e. an appropriate level of borrowing to fund lending).
    • Indian Bank's liabilities are made up of primarily low risk sources of funding.
    • Indian Bank has an acceptable proportion of non-loan assets held.
    • Loans at Indian Bank are broadly funded by customer deposits.
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    Cons

    • Indian Bank has a high level of bad loans (greater than 2%).

    management

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    Pros

    • Padmaja's remuneration is lower than average for companies of similar size in India.
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    Cons

    • The average tenure for the Indian Bank board of directors is less than 3 years, this suggests a new board.
    • The average tenure for the Indian Bank management team is less than 2 years, this suggests a new team.

    misc

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    Pros

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      Cons

      • Indian Bank is not covered by any analysts.

      past

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      Pros

      • Indian Bank's 1-year earnings growth exceeds its 5-year average (54% vs -8.6%)
      • Indian Bank's earnings growth has exceeded the IN Banks industry average in the past year (54% vs 21%).
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      Cons

      • Indian Bank's year on year earnings growth rate was negative over the past 5 years, however the most recent earnings are above average.
      • Indian Bank used its assets less efficiently than the IN Banks industry average last year based on Return on Assets.
      • Indian Bank has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).

      value

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      Pros

      • Indian Bank is good value based on assets compared to the IN Banks industry average.
      • Indian Bank is good value based on earnings compared to the IN Banks industry average.
      • Indian Bank is good value based on earnings compared to the India market.
      • BSE:532814 is up 14.7% outperforming the Banks industry which returned 7.6% over the past month.
      • BSE:532814 is up 14.7% outperforming the market in India which returned 8% over the past month.
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      Cons

      • 532814 underperformed the Banks industry which returned -37.5% over the past year.
      • 532814 underperformed the Market in India which returned -14.5% over the past year.

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