Indian Overseas Bank Ratios

Indian Overseas Bank Ratios

The Indian Overseas Bank Ratios page provides a complete fundamental analysis of Indian Overseas Bank using key valuation, profitability, and financial strength metrics. Investors tracking Indian Overseas Bank Ratios closely monitor D/E, EV, EV/EBITDA, P/B, P/CF, P/E, P/S, and ROE% to evaluate the company's financial performance and valuation trends over time.

Indian Overseas Bank (NSE: IOB, BSE: 532388) is currently trading at ₹36.45, with a market capitalization of ₹701.71B. As a major player in the Finance sector and Major banks industry, Indian Overseas Bank remains a key stock for fundamental analysis using Indian Overseas Bank Ratios.

Indian Overseas Bank Ratios: Valuation Overview

Price to Earnings Ratio (P/E)

The Indian Overseas Bank P/E ratio currently stands at 21.80, making it one of the most tracked metrics in Indian Overseas Bank Ratios.

Historically, the Indian Overseas Bank P/E ratio has shown strong fluctuations:

• 2024: 21.80
• 2023: 42.53
• 2022: 20.26
• 2021: 20.13
• 2020: 31.63

The decline in Indian Overseas Bank P/E ratio suggests improving earnings relative to stock price.

Price to Book Ratio (P/B)

The Indian Overseas Bank P/B ratio reflects how the market values the company's net assets. Current P/B ratio is 2.33.

Historical P/B trend:

• 2024: 2.33
• 2023: 4.11
• 2022: 1.65
• 2021: 1.52

Indian Overseas Bank shows reasonable valuation compared to its asset base.

Price to Sales Ratio (P/S)

The Indian Overseas Bank P/S ratio currently stands at 2.19, an important part of Indian Overseas Bank Ratios for revenue valuation.

Historical P/S ratio:

• 2024: 2.19
• 2023: 3.91
• 2022: 1.79
• 2021: 1.58

A stable or declining Indian Overseas Bank P/S ratio indicates cautious market sentiment.

Indian Overseas Bank Price to Cash Flow Ratio (P/CF)

The Indian Overseas Bank Price to Cash Flow Ratio is a key valuation metric that shows how much investors pay for each unit of cash flow. Current P/CF ratio is 3.49.

Historical Indian Overseas Bank Price to Cash Flow Ratio:

• 2024: 3.49
• 2023: 6.68
• 2022: 2.25
• 2021: 5.11
• 2020: 1.94

The declining Indian Overseas Bank Price to Cash Flow Ratio suggests improving cash flow strength.

Indian Overseas Bank Enterprise Value Ratios

Enterprise Value (EV)

The Indian Overseas Bank EV currently stands at ₹988.18B, representing the total company valuation including debt.

Historical EV trend:

• 2024: 988.18B
• 2023: 1270B
• 2022: 463.68B
• 2021: 152.8B

Indian Overseas Bank enterprise value consolidation suggests stable valuation.

EV/EBITDA Ratio

The Indian Overseas Bank EV/EBITDA ratio is currently 0, a key metric in Indian Overseas Bank Ratios to assess valuation relative to earnings.

Historical EV/EBITDA:

Stable Indian Overseas Bank EV/EBITDA indicates balanced valuation.

Indian Overseas Bank Financial Strength Ratios

Debt to Equity Ratio (D/E)

The Indian Overseas Bank D/E ratio is currently 1.36, reflecting leverage and financial stability.

Historical D/E:

• 2024: 1.36
• 2023: 1.12
• 2022: 0.86
• 2021: 0.16

Higher D/E ratio indicates rising financial risk.

Return on Equity (ROE %)

The Indian Overseas Bank ROE currently stands at 11.36%, showing profitability and capital efficiency.

Historical ROE:

• 2024: 11.36
• 2023: 10.17
• 2022: 8.86
• 2021: 8.65

Indian Overseas Bank maintains stable profitability levels.

Indian Overseas Bank Ratios Analysis Summary

The Indian Overseas Bank Ratios page provides a comprehensive view of the company's valuation and financial performance. Key metrics such as P/E, P/B, P/S, P/CF, EV, EV/EBITDA, D/E, and ROE help investors understand whether Indian Overseas Bank stock is undervalued, fairly valued, or overvalued.

Tracking Indian Overseas Bank Ratios regularly helps investors make informed decisions based on valuation trends, financial stability, and long-term growth potential.