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Indus Finance Ltd

NSE: BSE: 531841

51.37

(2.23%)

Sun, 08 Mar 2026, 07:58 pm

Indus Finance Analysis

dividend

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Pros

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    Cons

    • Unable to calculate sustainability of dividends as Indus Finance has not reported any payouts.
    • Unable to evaluate Indus Finance's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
    • Unable to evaluate Indus Finance's dividend against the top 25% market benchmark as the company has not reported any payouts.

    health

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    Pros

    • Indus Finance is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
    • Indus Finance has been profitable on average in the past, therefore cash runway is not a concern.
    • Indus Finance has been profitable on average in the past, therefore cash runway is not a concern.
    • Debt is covered by short term assets, assets are 1.3x debt.
    • Indus Finance's cash and other short term assets cover its long term commitments.
    • The level of debt compared to net worth has been reduced over the past 5 years (186.5% vs 78.8% today).
    • Low level of unsold assets.
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    Cons

    • Debt is not well covered by operating cash flow (1.4%, less than 20% of total debt).
    • Indus Finance's level of debt (78.8%) compared to net worth is high (greater than 40%).

    management

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    Pros

    • The tenure for the Indus Finance board of directors is about average.
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    Cons

      misc

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      Pros

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        Cons

        • Indus Finance is not covered by any analysts.
        • Indus Finance's last earnings update was 222 days ago.
        • BSE:531841 has not traded for 19 days.

        past

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        Pros

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          Cons

          • Unable to compare Indus Finance's 1-year earnings growth to the 5-year average as it is not currently profitable.
          • Indus Finance does not make a profit and their year on year earnings growth rate was negative over the past 5 years.
          • It is difficult to establish if Indus Finance has efficiently used its assets last year compared to the IN Consumer Finance industry average (Return on Assets) as it is loss-making.
          • It is difficult to establish if Indus Finance improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.
          • It is difficult to establish if Indus Finance has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.
          • Unable to compare Indus Finance's 1-year growth to the IN Consumer Finance industry average as it is not currently profitable.

          value

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          Pros

          • Indus Finance is good value based on assets compared to the IN Consumer Finance industry average.
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          Cons

          • Indus Finance is overvalued based on earnings compared to the IN Consumer Finance industry average.
          • Indus Finance is overvalued based on earnings compared to the India market.
          • BSE:531841 is flat (0%) underperforming the Consumer Finance industry which returned 10.3% over the past month.
          • BSE:531841 is flat (0%) underperforming the market in India which returned 8% over the past month.

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          Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800