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Lakshmi Finance & Industrial Corporation Ltd logo

Lakshmi Finance & Industrial Corporation Ltd

NSE: LFIC BSE: 532562

124.73

(4.97%)

Mon, 06 Apr 2026, 08:48 am

Lakshmi Finance & Industrial Corporation Analysis

dividend

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Pros

  • Dividends paid are well covered by earnings (2.8x coverage).
  • Lakshmi Finance & Industrial's pays a higher dividend yield than the bottom 25% of dividend payers in India (0.76%).
  • Lakshmi Finance & Industrial's dividend is above the markets top 25% of dividend payers in India (3.08%).
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Cons

  • Lakshmi Finance & Industrial has only been paying a dividend for 8 years, and since then there has been no growth.
  • Lakshmi Finance & Industrial has been paying a dividend for less than 10 years and during this time payments have been volatile (annual drop of over 20%).

health

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Pros

  • Lakshmi Finance & Industrial is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Lakshmi Finance & Industrial is profitable, therefore cash runway is not a concern.
  • Lakshmi Finance & Industrial is profitable, therefore cash runway is not a concern.
  • Lakshmi Finance & Industrial has no debt, it does not need to be covered by operating cash flow.
  • Lakshmi Finance & Industrial has no debt, it does not need to be covered by short term assets.
  • Lakshmi Finance & Industrial's cash and other short term assets cover its long term commitments.
  • Lakshmi Finance & Industrial has not taken on any debt in the past 5 years.
  • Lakshmi Finance & Industrial has no debt, therefore coverage of interest payments is not a concern.
  • Lakshmi Finance & Industrial has no debt.
  • Low level of unsold assets.
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Cons

    management

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    Pros

    • The average tenure for the Lakshmi Finance & Industrial board of directors is over 10 years, this suggests they are a seasoned and experienced board.
    • Kanuri's compensation has been consistent with company performance over the past year, both up more than 20%.
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    Cons

    • Kanuri's remuneration is higher than average for companies of similar size in India.

    misc

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    Pros

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      Cons

      • Lakshmi Finance & Industrial is not covered by any analysts.
      • Lakshmi Finance & Industrial has significant price volatility in the past 3 months.

      past

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      Pros

      • Lakshmi Finance & Industrial used its assets more efficiently than the IN Capital Markets industry average last year based on Return on Assets.
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      Cons

      • Lakshmi Finance & Industrial's 1-year earnings growth is negative, it can't be compared to the 5-year average.
      • Lakshmi Finance & Industrial's year on year earnings growth rate was negative over the past 5 years and the most recent earnings are below average.
      • Lakshmi Finance & Industrial's use of capital deteriorated last year versus 3 years ago (Return on Capital Employed).
      • Lakshmi Finance & Industrial has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
      • Lakshmi Finance & Industrial's 1-year earnings growth is negative, it can't be compared to the IN Capital Markets industry average.

      value

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      Pros

      • Lakshmi Finance & Industrial is good value based on assets compared to the IN Capital Markets industry average.
      • Lakshmi Finance & Industrial is good value based on earnings compared to the IN Capital Markets industry average.
      • Lakshmi Finance & Industrial is good value based on earnings compared to the India market.
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      Cons

      • Lakshmi Finance & Industrial's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
      • Lakshmi Finance & Industrial's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
      • LFIC underperformed the Capital Markets industry which returned -21% over the past year.
      • LFIC underperformed the Market in India which returned -14.5% over the past year.
      • NSEI:LFIC is down -7.3% underperforming the Capital Markets industry which returned 8.7% over the past month.
      • NSEI:LFIC is down -7.3% underperforming the market in India which returned 8% over the past month.

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      Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800