Max Financial Services Ltd
NSE: MFSL BSE: 500271
₹1625.40
(0.46%)
Sun, 24 May 2026, 04:38 pm
Market Cap558.43B
PE Ratio579.49
Dividend0
Finance
Life/Health Insurance
24.5KMax Financial Services Analysis
dividend
- Unable to calculate sustainability of dividends as Max Financial Services has not reported any payouts.
- Analysts do not expect the company to pay a dividend in 3 years, no need to check if it is sustainable.
- Unable to evaluate Max Financial Services's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
- Unable to evaluate Max Financial Services's dividend against the top 25% market benchmark as the company has not reported any payouts.
future
- Max Financial Services's earnings are expected to grow significantly at over 20% yearly.
- Max Financial Services's earnings growth is expected to exceed the India market average.
- Max Financial Services's earnings growth is expected to exceed the low risk savings rate of 7.2%.
- Max Financial Services's earnings are expected to exceed the low risk growth rate next year.
- Max Financial Services's net income is expected to increase by more than 50% in 2 years time.
- Performance (ROE) is expected to be above the current IN Insurance industry average.
- An improvement in Max Financial Services's performance (ROE) is expected over the next 3 years.
- Max Financial Services's revenue growth is expected to exceed the India market average.
- Max Financial Services is not expected to efficiently use shareholders’ funds in the future (Return on Equity less than 20%).
- Max Financial Services's revenue is expected to increase but not above the 50% threshold in 2 years time.
- Max Financial Services's revenue is expected to grow by 16.1% yearly, however this is not considered high growth (20% yearly).
health
- Max Financial Services is profitable, therefore cash runway is not a concern.
- Max Financial Services is profitable, therefore cash runway is not a concern.
- Debt is well covered by operating cash flow (24901.4%, greater than 20% of total debt).
- Debt is covered by short term assets, assets are 12.2x debt.
- The level of debt compared to net worth has been reduced over the past 5 years (13.7% vs 1.3% today).
- Interest payments on debt are well covered by earnings (EBIT is 15.3x coverage).
- Max Financial Services's level of debt (1.3%) compared to net worth is satisfactory (less than 40%).
- Low level of unsold assets.
- Max Financial Services's short term (1 year) commitments are greater than its holdings of cash and other short term assets.
- Max Financial Services's long term commitments exceed its cash and other short term assets.
management
- The tenure for the Max Financial Services board of directors is about average.
- Mohit's compensation has been consistent with company performance over the past year, both up more than 20%.
- Mohit's remuneration is higher than average for companies of similar size in India.
- The average tenure for the Max Financial Services management team is less than 2 years, this suggests a new team.
misc
- Max Financial Services has significant price volatility in the past 3 months.
past
- Max Financial Services's 1-year earnings growth is negative, it can't be compared to the 5-year average.
- Max Financial Services's year on year earnings growth rate was negative over the past 5 years and the most recent earnings are below average.
- Max Financial Services used its assets less efficiently than the IN Insurance industry average last year based on Return on Assets.
- Max Financial Services's use of capital deteriorated last year versus 3 years ago (Return on Capital Employed).
- Max Financial Services has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
- Max Financial Services's 1-year earnings growth is negative, it can't be compared to the IN Insurance industry average.
value
- Max Financial Services is good value based on assets compared to the IN Insurance industry average.
- MFSL outperformed the Insurance industry which returned -7.3% over the past year.
- MFSL outperformed the Market in India which returned -14.5% over the past year.
- NSEI:MFSL is up 8.2% outperforming the Insurance industry which returned 3.6% over the past month.
- NSEI:MFSL is up 8.2% along with the India market (8%) over the past month.
- Max Financial Services's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
- Max Financial Services's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
- Max Financial Services is poor value based on expected growth next year.
- Max Financial Services is overvalued based on earnings compared to the IN Insurance industry average.
- Max Financial Services is overvalued based on earnings compared to the India market.
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Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800