Motor & General Finance Analysis

dividend

Pros

Cons

• Unable to calculate sustainability of dividends as Motor & General Finance has not reported any payouts.
• Unable to evaluate Motor & General Finance's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
• Unable to evaluate Motor & General Finance's dividend against the top 25% market benchmark as the company has not reported any payouts.

health

Pros

• Motor & General Finance is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
• Debt is covered by short term assets, assets are 22.6x debt.
• Motor & General Finance's cash and other short term assets cover its long term commitments.
• The level of debt compared to net worth has been reduced over the past 5 years (65.8% vs 5.1% today).
• Motor & General Finance's level of debt (5.1%) compared to net worth is satisfactory (less than 40%).

Cons

• Motor & General Finance has less than a year of cash runway if free cash flow continues to grow at historical rates of 14.4% each year.
• Motor & General Finance has less than a year of cash runway based on current free cash flow.
• Operating cash flow is negative therefore debt is not well covered.
• High level of physical assets or inventory.

management

Pros

• The average tenure for the Motor & General Finance board of directors is over 10 years, this suggests they are a seasoned and experienced board.
• Rajiv's remuneration is about average for companies of similar size in India.
• Rajiv's compensation has been consistent with company performance over the past year, both up more than 20%.

Cons

misc

Pros

Cons

• Motor & General Finance is not covered by any analysts.
• Motor & General Finance has significant price volatility in the past 3 months.

past

Pros

Cons

• Unable to compare Motor & General Finance's 1-year earnings growth to the 5-year average as it is not currently profitable.
• Motor & General Finance does not make a profit and their year on year earnings growth rate was negative over the past 5 years.
• It is difficult to establish if Motor & General Finance has efficiently used its assets last year compared to the IN Real Estate industry average (Return on Assets) as it is loss-making.
• It is difficult to establish if Motor & General Finance improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.
• It is difficult to establish if Motor & General Finance has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.
• Unable to compare Motor & General Finance's 1-year growth to the IN Real Estate industry average as it is not currently profitable.

value

Pros

• 501343 outperformed the Real Estate industry which returned -24.3% over the past year.
• 501343 outperformed the Market in India which returned -14.5% over the past year.
• BSE:501343 is up 60.7% outperforming the Real Estate industry which returned 13.9% over the past month.
• BSE:501343 is up 60.7% outperforming the market in India which returned 8% over the past month.

Cons

• Motor & General Finance is overvalued based on assets compared to the IN Real Estate industry average.
• Motor & General Finance is loss making, we can't compare its value to the IN Real Estate industry average.
• Motor & General Finance is loss making, we can't compare the value of its earnings to the India market.