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Muthoot Capital Services Ltd

NSE: MUTHOOTCAP BSE: 511766

178.95

(-3.00%)

Sun, 05 Apr 2026, 02:42 pm

Muthoot Capital Services Analysis

dividend

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Pros

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    Cons

    • Unable to calculate sustainability of dividends as Muthoot Capital Services has not reported any payouts.
    • Unable to evaluate Muthoot Capital Services's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
    • Unable to evaluate Muthoot Capital Services's dividend against the top 25% market benchmark as the company has not reported any payouts.

    health

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    Pros

    • Muthoot Capital Services is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
    • Muthoot Capital Services is profitable, therefore cash runway is not a concern.
    • Muthoot Capital Services is profitable, therefore cash runway is not a concern.
    • Debt is covered by short term assets, assets are 1.2x debt.
    • Muthoot Capital Services's cash and other short term assets cover its long term commitments.
    • The level of debt compared to net worth has been reduced over the past 5 years (525.1% vs 454.8% today).
    • Low level of unsold assets.
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    Cons

    • Debt is not well covered by operating cash flow (0.9%, less than 20% of total debt).
    • Muthoot Capital Services's level of debt (454.8%) compared to net worth is high (greater than 40%).

    management

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    Pros

    • The average tenure for the Muthoot Capital Services board of directors is over 10 years, this suggests they are a seasoned and experienced board.
    • Thomas's compensation has been consistent with company performance over the past year, both up more than 20%.
    • The tenure for the Muthoot Capital Services management team is about average.
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    Cons

    • Thomas's remuneration is higher than average for companies of similar size in India.

    misc

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    Pros

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      Cons

      • Muthoot Capital Services is not covered by any analysts.
      • Muthoot Capital Services has significant price volatility in the past 3 months.

      past

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      Pros

      • Muthoot Capital Services has delivered over 20% year on year earnings growth in the past 5 years.
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      Cons

      • Muthoot Capital Services's 1-year earnings growth is negative, it can't be compared to the 5-year average.
      • Muthoot Capital Services used its assets less efficiently than the IN Consumer Finance industry average last year based on Return on Assets.
      • Muthoot Capital Services has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
      • Muthoot Capital Services's 1-year earnings growth is negative, it can't be compared to the IN Consumer Finance industry average.

      value

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      Pros

      • Muthoot Capital Services is good value based on earnings compared to the IN Consumer Finance industry average.
      • Muthoot Capital Services is good value based on earnings compared to the India market.
      • BSE:511766 is up 25.6% outperforming the Consumer Finance industry which returned 10.3% over the past month.
      • BSE:511766 is up 25.6% outperforming the market in India which returned 8% over the past month.
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      Cons

      • Muthoot Capital Services's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
      • Muthoot Capital Services's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
      • Muthoot Capital Services is overvalued based on assets compared to the IN Consumer Finance industry average.
      • 511766 underperformed the Consumer Finance industry which returned -28.8% over the past year.
      • 511766 underperformed the Market in India which returned -14.5% over the past year.

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      Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800