PNB Housing Finance Ratios

PNB Housing Finance Ltd Ratios

The PNB Housing Finance Ltd Ratios page provides a complete fundamental analysis of PNB Housing Finance Ltd using key valuation, profitability, and financial strength metrics. Investors tracking PNB Housing Finance Ltd Ratios closely monitor D/E, EV, EV/EBITDA, P/B, P/CF, P/E, P/S, and ROE% to evaluate the company's financial performance and valuation trends over time.

PNB Housing Finance Ltd (NSE: PNBHOUSING, BSE: 540173) is currently trading at ₹791.90, with a market capitalization of ₹206.3B. As a major player in the Finance sector and Finance/Rental/Leasing industry, PNB Housing Finance Ltd remains a key stock for fundamental analysis using PNB Housing Finance Ltd Ratios.

PNB Housing Finance Ltd Ratios: Valuation Overview

Price to Earnings Ratio (P/E)

The PNB Housing Finance Ltd P/E ratio currently stands at 11.88, making it one of the most tracked metrics in PNB Housing Finance Ltd Ratios.

Historically, the PNB Housing Finance Ltd P/E ratio has shown strong fluctuations:

• 2024: 11.88
• 2023: 10.81
• 2022: 8.29
• 2021: 7.61
• 2020: 6.78

The rising PNB Housing Finance Ltd P/E ratio indicates increasing investor confidence and premium valuation.

Price to Book Ratio (P/B)

The PNB Housing Finance Ltd P/B ratio reflects how the market values the company's net assets. Current P/B ratio is 1.36.

Historical P/B trend:

• 2024: 1.36
• 2023: 1.09
• 2022: 0.79
• 2021: 0.64

PNB Housing Finance Ltd shows reasonable valuation compared to its asset base.

Price to Sales Ratio (P/S)

The PNB Housing Finance Ltd P/S ratio currently stands at 3, an important part of PNB Housing Finance Ltd Ratios for revenue valuation.

Historical P/S ratio:

• 2024: 3
• 2023: 2.32
• 2022: 1.33
• 2021: 1.02

The rising PNB Housing Finance Ltd P/S ratio indicates improved revenue valuation by investors.

PNB Housing Finance Ltd Price to Cash Flow Ratio (P/CF)

The PNB Housing Finance Ltd Price to Cash Flow Ratio is a key valuation metric that shows how much investors pay for each unit of cash flow. Current P/CF ratio is 6.67.

Historical PNB Housing Finance Ltd Price to Cash Flow Ratio:

• 2024: 6.67
• 2023: 7.85
• 2022: 7.32
• 2021: 3.89
• 2020: 3.90

The declining PNB Housing Finance Ltd Price to Cash Flow Ratio suggests improving cash flow strength.

PNB Housing Finance Ltd Enterprise Value Ratios

Enterprise Value (EV)

The PNB Housing Finance Ltd EV currently stands at ₹635.5B, representing the total company valuation including debt.

Historical EV trend:

• 2024: 635.5B
• 2023: 513.87B
• 2022: 416.8B
• 2021: 369.84B

PNB Housing Finance Ltd enterprise value shows long-term growth, reflecting expansion and market confidence.

EV/EBITDA Ratio

The PNB Housing Finance Ltd EV/EBITDA ratio is currently 11.05, a key metric in PNB Housing Finance Ltd Ratios to assess valuation relative to earnings.

Historical EV/EBITDA:

• 2024: 11.05
• 2023: 10.76
• 2022: 13.92
• 2021: 9.41

Higher PNB Housing Finance Ltd EV/EBITDA suggests premium valuation.

PNB Housing Finance Ltd Financial Strength Ratios

Debt to Equity Ratio (D/E)

The PNB Housing Finance Ltd D/E ratio is currently 2.68, reflecting leverage and financial stability.

Historical D/E:

• 2024: 2.68
• 2023: 2.52
• 2022: 3.34
• 2021: 3.63

Higher D/E ratio indicates rising financial risk.

Return on Equity (ROE %)

The PNB Housing Finance Ltd ROE currently stands at 12.16%, showing profitability and capital efficiency.

Historical ROE:

• 2024: 12.16
• 2023: 11.61
• 2022: 10.02
• 2021: 8.90

PNB Housing Finance Ltd maintains stable profitability levels.

PNB Housing Finance Ltd Ratios Analysis Summary

The PNB Housing Finance Ltd Ratios page provides a comprehensive view of the company's valuation and financial performance. Key metrics such as P/E, P/B, P/S, P/CF, EV, EV/EBITDA, D/E, and ROE help investors understand whether PNB Housing Finance Ltd stock is undervalued, fairly valued, or overvalued.

Tracking PNB Housing Finance Ltd Ratios regularly helps investors make informed decisions based on valuation trends, financial stability, and long-term growth potential.