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Pro Fin Capital Services Ltd logo

Pro Fin Capital Services Ltd

NSE: BSE: 511557

4.19

(1.70%)

Fri, 06 Mar 2026, 03:20 pm

Pro Fin Capital Services Analysis

dividend

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Pros

  • Dividends paid are thoroughly covered by earnings (23.3x coverage).
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Cons

  • Pro Fin Capital Services only just started paying a dividend, it is too early to tell if payments are increasing.
  • It is too early to tell whether Pro Fin Capital Services has stable dividend payments.
  • Pro Fin Capital Services's pays a lower dividend yield than the bottom 25% of dividend payers in India (0.76%).
  • Pro Fin Capital Services's dividend is below the markets top 25% of dividend payers in India (3.08%).

health

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Pros

  • Pro Fin Capital Services is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Pro Fin Capital Services is profitable, therefore cash runway is not a concern.
  • Pro Fin Capital Services is profitable, therefore cash runway is not a concern.
  • Debt is covered by short term assets, assets are 15.7x debt.
  • Pro Fin Capital Services's cash and other short term assets cover its long term commitments.
  • Interest payments on debt are well covered by earnings (EBIT is 6.2x coverage).
  • Low level of unsold assets.
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Cons

  • Operating cash flow is negative therefore debt is not well covered.
  • The level of debt compared to net worth has increased over the past 5 years (24.6% vs 44.2% today).
  • Pro Fin Capital Services's level of debt (44.2%) compared to net worth is high (greater than 40%).

management

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Pros

  • The tenure for the Pro Fin Capital Services board of directors is about average.
  • Abhay's remuneration is lower than average for companies of similar size in India.
  • Abhay's compensation has been consistent with company performance over the past year, both up more than 20%.
  • The average tenure for the Pro Fin Capital Services management team is over 5 years, this suggests they are a seasoned and experienced team.
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Cons

    misc

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    Pros

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      Cons

      • Pro Fin Capital Services is not covered by any analysts.

      past

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      Pros

      • Pro Fin Capital Services's year on year earnings growth rate has been positive over the past 5 years.
      • Pro Fin Capital Services has significantly improved its use of capital last year versus 3 years ago (Return on Capital Employed).
      • Pro Fin Capital Services's earnings growth has exceeded the IN Capital Markets industry average in the past year (11% vs -4.7%).
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      Cons

      • Pro Fin Capital Services's 1-year earnings growth is less than its 5-year average (11% vs 14.6%)
      • Pro Fin Capital Services used its assets less efficiently than the IN Capital Markets industry average last year based on Return on Assets.
      • Pro Fin Capital Services has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).

      value

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      Pros

      • Pro Fin Capital Services is good value based on assets compared to the IN Capital Markets industry average.
      • Pro Fin Capital Services is good value based on earnings compared to the IN Capital Markets industry average.
      • Pro Fin Capital Services is good value based on earnings compared to the India market.
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      Cons

      • 511557 underperformed the Capital Markets industry which returned -21% over the past year.
      • 511557 underperformed the Market in India which returned -14.5% over the past year.
      • BSE:511557 is flat (-0.3%) underperforming the Capital Markets industry which returned 8.7% over the past month.
      • BSE:511557 is flat (-0.3%) underperforming the market in India which returned 8% over the past month.

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      Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800