Pro Fin Capital Services Analysis

dividend

Pros

• Dividends paid are thoroughly covered by earnings (23.3x coverage).

Cons

• Pro Fin Capital Services only just started paying a dividend, it is too early to tell if payments are increasing.
• It is too early to tell whether Pro Fin Capital Services has stable dividend payments.
• Pro Fin Capital Services's pays a lower dividend yield than the bottom 25% of dividend payers in India (0.76%).
• Pro Fin Capital Services's dividend is below the markets top 25% of dividend payers in India (3.08%).

health

Pros

• Pro Fin Capital Services is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
• Pro Fin Capital Services is profitable, therefore cash runway is not a concern.
• Pro Fin Capital Services is profitable, therefore cash runway is not a concern.
• Debt is covered by short term assets, assets are 15.7x debt.
• Pro Fin Capital Services's cash and other short term assets cover its long term commitments.
• Interest payments on debt are well covered by earnings (EBIT is 6.2x coverage).
• Low level of unsold assets.

Cons

• Operating cash flow is negative therefore debt is not well covered.
• The level of debt compared to net worth has increased over the past 5 years (24.6% vs 44.2% today).
• Pro Fin Capital Services's level of debt (44.2%) compared to net worth is high (greater than 40%).

management

Pros

• The tenure for the Pro Fin Capital Services board of directors is about average.
• Abhay's remuneration is lower than average for companies of similar size in India.
• Abhay's compensation has been consistent with company performance over the past year, both up more than 20%.
• The average tenure for the Pro Fin Capital Services management team is over 5 years, this suggests they are a seasoned and experienced team.

Cons

misc

Pros

Cons

• Pro Fin Capital Services is not covered by any analysts.

past

Pros

• Pro Fin Capital Services's year on year earnings growth rate has been positive over the past 5 years.
• Pro Fin Capital Services has significantly improved its use of capital last year versus 3 years ago (Return on Capital Employed).
• Pro Fin Capital Services's earnings growth has exceeded the IN Capital Markets industry average in the past year (11% vs -4.7%).

Cons

• Pro Fin Capital Services's 1-year earnings growth is less than its 5-year average (11% vs 14.6%)
• Pro Fin Capital Services used its assets less efficiently than the IN Capital Markets industry average last year based on Return on Assets.
• Pro Fin Capital Services has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).

value

Pros

• Pro Fin Capital Services is good value based on assets compared to the IN Capital Markets industry average.
• Pro Fin Capital Services is good value based on earnings compared to the IN Capital Markets industry average.
• Pro Fin Capital Services is good value based on earnings compared to the India market.

Cons

• 511557 underperformed the Capital Markets industry which returned -21% over the past year.
• 511557 underperformed the Market in India which returned -14.5% over the past year.
• BSE:511557 is flat (-0.3%) underperforming the Capital Markets industry which returned 8.7% over the past month.
• BSE:511557 is flat (-0.3%) underperforming the market in India which returned 8% over the past month.