Punjab & Sind Bank
₹18.21
-2.14 (10.52%)
Sat, 31 Oct 2026, 07:20 pm
Finance
Major Banks
24.5KPunjab & Sind Bank Ratios
| Particulars | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price to earnings ratio | 0 | 0 | 0 | 0 | 0 | 4.09 | 3.88 | 4.32 | 4.22 | 12.73 | 4.14 | 10.96 | 0 | 0 | 0 | 0 | 6.04 | 13.26 | 68 | 29.05 |
| Price to book ratio | 0 | 0 | 0 | 0 | 0 | 0.67 | 0.43 | 0.34 | 0.26 | 0.33 | 0.23 | 0.36 | 0.32 | 0.31 | 0.14 | 0.85 | 0.75 | 1.15 | 2.61 | 2.31 |
| Price to sales ratio | 0 | 0 | 0 | 0 | 0 | 0.39 | 0.24 | 0.18 | 0.14 | 0.17 | 0.15 | 0.25 | 0.17 | 0.19 | 0.08 | 0.17 | 0.78 | 1.93 | 3.69 | 2.27 |
| Price to cash flow ratio | 0 | 0 | 0 | 0 | 0 | 2.17 | 2.75 | 1.16 | 2.31 | 1.06 | 1.85 | 2.01 | 0 | 1 | 0.97 | 1.85 | 3.91 | 1.86 | 14.29 | 0 |
| Enterprise value | 0 | 0 | 0 | 0 | 0 | 6749Cr | 6358Cr | 6489Cr | 5595Cr | 5812Cr | 4536Cr | -353Cr | -2650Cr | -1480Cr | -7356Cr | -3460Cr | 2620Cr | 20656Cr | 43745Cr | 36199Cr |
| Enterprise value to EBITDA ratio | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Debt to equity ratio | 0.41 | 0.51 | 2.17 | 2.23 | 1.76 | 2.44 | 1.97 | 1.82 | 1.85 | 1.49 | 1.21 | 0.79 | 0.96 | 0.82 | 0.80 | 0.39 | 0.19 | 0.63 | 0.68 | 1.16 |
| Return on equity % | 0 | 40.58 | 28.83 | 27.47 | 26.92 | 17.81 | 11.21 | 7.66 | 6.25 | 2.29 | 5.81 | 3.32 | -12.07 | -9.15 | -17.54 | -39.15 | 9.29 | 9.02 | 3.89 | 7.03 |
Punjab & Sind Bank Ratios
The Punjab & Sind Bank Ratios page provides a complete fundamental analysis of Punjab & Sind Bank using key valuation, profitability, and financial strength metrics. Investors tracking Punjab & Sind Bank Ratios closely monitor D/E, EV, EV/EBITDA, P/B, P/CF, P/E, P/S, and ROE% to evaluate the company's financial performance and valuation trends over time.
Punjab & Sind Bank (NSE: PSB, BSE: 533295) is currently trading at ₹18.21, with a market capitalization of ₹12949.44Cr. As a major player in the Finance sector and Major banks industry, Punjab & Sind Bank remains a key stock for fundamental analysis using Punjab & Sind Bank Ratios.
Punjab & Sind Bank Ratios: Valuation Overview
Price to Earnings Ratio (P/E)
The Punjab & Sind Bank P/E ratio currently stands at 29.05, making it one of the most tracked metrics in Punjab & Sind Bank Ratios.
Historically, the Punjab & Sind Bank P/E ratio has shown strong fluctuations:
- 2025: 29.05
- 2024: 68
- 2023: 13.26
- 2022: 6.04
- 2021: 0
The decline in Punjab & Sind Bank P/E ratio suggests improving earnings relative to stock price.
Price to Book Ratio (P/B)
The Punjab & Sind Bank P/B ratio reflects how the market values the company's net assets. Current P/B ratio is 2.31.
Historical P/B trend:
- 2025: 2.31
- 2024: 2.61
- 2023: 1.15
- 2022: 0.75
Punjab & Sind Bank shows reasonable valuation compared to its asset base.
Price to Sales Ratio (P/S)
The Punjab & Sind Bank P/S ratio currently stands at 2.27, an important part of Punjab & Sind Bank Ratios for revenue valuation.
Historical P/S ratio:
- 2025: 2.27
- 2024: 3.69
- 2023: 1.93
- 2022: 0.78
A stable or declining Punjab & Sind Bank P/S ratio indicates cautious market sentiment.
Punjab & Sind Bank Price to Cash Flow Ratio (P/CF)
The Punjab & Sind Bank Price to Cash Flow Ratio is a key valuation metric that shows how much investors pay for each unit of cash flow. Current P/CF ratio is 0.
Historical Punjab & Sind Bank Price to Cash Flow Ratio:
- 2025: 0
- 2024: 14.29
- 2023: 1.86
- 2022: 3.91
- 2021: 1.85
The declining Punjab & Sind Bank Price to Cash Flow Ratio suggests improving cash flow strength.
Punjab & Sind Bank Enterprise Value Ratios
Enterprise Value (EV)
The Punjab & Sind Bank EV currently stands at ₹36199Cr, representing the total company valuation including debt.
Historical EV trend:
- 2025: 36199Cr
- 2024: 43745Cr
- 2023: 20656Cr
- 2022: 2620Cr
Punjab & Sind Bank enterprise value consolidation suggests stable valuation.
EV/EBITDA Ratio
The Punjab & Sind Bank EV/EBITDA ratio is currently 0, a key metric in Punjab & Sind Bank Ratios to assess valuation relative to earnings.
Historical EV/EBITDA:
Stable Punjab & Sind Bank EV/EBITDA indicates balanced valuation.
Punjab & Sind Bank Financial Strength Ratios
Debt to Equity Ratio (D/E)
The Punjab & Sind Bank D/E ratio is currently 1.16, reflecting leverage and financial stability.
Historical D/E:
- 2025: 1.16
- 2024: 0.68
- 2023: 0.63
- 2022: 0.19
Higher D/E ratio indicates rising financial risk.
Return on Equity (ROE %)
The Punjab & Sind Bank ROE currently stands at 7.03%, showing profitability and capital efficiency.
Historical ROE:
- 2025: 7.03
- 2024: 3.89
- 2023: 9.02
- 2022: 9.29
Declining ROE indicates pressure on profitability.
Punjab & Sind Bank Ratios Analysis Summary
The Punjab & Sind Bank Ratios page provides a comprehensive view of the company's valuation and financial performance. Key metrics such as P/E, P/B, P/S, P/CF, EV, EV/EBITDA, D/E, and ROE help investors understand whether Punjab & Sind Bank stock is undervalued, fairly valued, or overvalued.
Tracking Punjab & Sind Bank Ratios regularly helps investors make informed decisions based on valuation trends, financial stability, and long-term growth potential.
