Regency Fincorp Ltd
NSE: BSE: 540175
₹27.71
(0.07%)
Sun, 15 Mar 2026, 01:46 am
Market Cap2.04B
PE Ratio0
Dividend0
Finance
Investment Banks/Brokers
24.5KRegency Fincorp Analysis
dividend
- Dividends paid are thoroughly covered by earnings (11.6x coverage).
- Regency Investments only just started paying a dividend, it is too early to tell if payments are increasing.
- It is too early to tell whether Regency Investments has stable dividend payments.
- Regency Investments's pays a lower dividend yield than the bottom 25% of dividend payers in India (0.76%).
- Regency Investments's dividend is below the markets top 25% of dividend payers in India (3.08%).
health
- Regency Investments is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
- Regency Investments is profitable, therefore cash runway is not a concern.
- Regency Investments is profitable, therefore cash runway is not a concern.
- Debt is well covered by operating cash flow (283.8%, greater than 20% of total debt).
- Debt is covered by short term assets, assets are 1.9x debt.
- Regency Investments's level of debt (13.3%) compared to net worth is satisfactory (less than 40%).
- Low level of unsold assets.
- Regency Investments's long term commitments exceed its cash and other short term assets.
- Interest payments on debt are not well covered by earnings (EBIT is 1.4x annual interest expense, ideally 3x coverage).
management
- Gaurav's remuneration is lower than average for companies of similar size in India.
- The average tenure for the Regency Investments board of directors is less than 3 years, this suggests a new board.
- Gaurav's compensation has increased by more than 20% in the past year whilst earnings fell less than 20%.
misc
- Regency Investments is not covered by any analysts.
- Regency Investments has significant price volatility in the past 3 months.
past
- Regency Investments has delivered over 20% year on year earnings growth in the past 5 years.
- Regency Investments used its assets more efficiently than the IN Consumer Finance industry average last year based on Return on Assets.
- Regency Investments has significantly improved its use of capital last year versus 3 years ago (Return on Capital Employed).
- Regency Investments's 1-year earnings growth is negative, it can't be compared to the 5-year average.
- Regency Investments has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
- Regency Investments's 1-year earnings growth is negative, it can't be compared to the IN Consumer Finance industry average.
value
- 540175 outperformed the Consumer Finance industry which returned -28.8% over the past year.
- 540175 outperformed the Market in India which returned -14.5% over the past year.
- Regency Investments is overvalued based on assets compared to the IN Consumer Finance industry average.
- Regency Investments is overvalued based on earnings compared to the IN Consumer Finance industry average.
- Regency Investments is overvalued based on earnings compared to the India market.
- BSE:540175 is down -13.1% underperforming the Consumer Finance industry which returned 10.3% over the past month.
- BSE:540175 is down -13.1% underperforming the market in India which returned 8% over the past month.
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Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800