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Sainik Finance & Industries Ltd

NSE: BSE: 530265

34.98

(-2.43%)

Tue, 17 Mar 2026, 06:51 am

Sainik Finance & Industries Analysis

dividend

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Pros

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    Cons

    • Unable to evaluate Sainik Finance & Industries's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
    • Unable to evaluate Sainik Finance & Industries's dividend against the top 25% market benchmark as the company has not reported any payouts.

    health

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    Pros

    • Sainik Finance & Industries is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
    • Sainik Finance & Industries is profitable, therefore cash runway is not a concern.
    • Sainik Finance & Industries is profitable, therefore cash runway is not a concern.
    • Debt is covered by short term assets, assets are 1.2x debt.
    • Sainik Finance & Industries's cash and other short term assets cover its long term commitments.
    • Low level of unsold assets.
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    Cons

    • Debt is not well covered by operating cash flow (3.5%, less than 20% of total debt).
    • The level of debt compared to net worth has increased over the past 5 years (164.1% vs 398.3% today).
    • Sainik Finance & Industries's level of debt (398.3%) compared to net worth is high (greater than 40%).

    management

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    Pros

    • The tenure for the Sainik Finance & Industries board of directors is about average.
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    Cons

      misc

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      Pros

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        Cons

        • Sainik Finance & Industries is not covered by any analysts.
        • Sainik Finance & Industries has significant price volatility in the past 3 months.
        • BSE:530265 has not traded for 14 days.

        past

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        Pros

        • Sainik Finance & Industries has delivered over 20% year on year earnings growth in the past 5 years.
        • Sainik Finance & Industries used its assets more efficiently than the IN Diversified Financial industry average last year based on Return on Assets.
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        Cons

        • Sainik Finance & Industries's 1-year earnings growth is negative, it can't be compared to the 5-year average.
        • Sainik Finance & Industries has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
        • Sainik Finance & Industries's 1-year earnings growth is negative, it can't be compared to the IN Diversified Financial industry average.

        value

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        Pros

        • Sainik Finance & Industries is good value based on earnings compared to the IN Diversified Financial industry average.
        • Sainik Finance & Industries is good value based on earnings compared to the India market.
        • 530265 outperformed the Diversified Financial industry which returned -37.3% over the past year.
        • 530265 outperformed the Market in India which returned -14.5% over the past year.
        • BSE:530265 is up 7.4% along with the India market (8%) over the past month.
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        Cons

        • Sainik Finance & Industries's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
        • Sainik Finance & Industries's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
        • Sainik Finance & Industries is overvalued based on assets compared to the IN Diversified Financial industry average.
        • BSE:530265 is up 7.4% underperforming the Diversified Financial industry which returned 10.8% over the past month.

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        Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800