Sainik Finance & Industries Analysis

dividend

Pros

Cons

• Unable to evaluate Sainik Finance & Industries's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
• Unable to evaluate Sainik Finance & Industries's dividend against the top 25% market benchmark as the company has not reported any payouts.

health

Pros

• Sainik Finance & Industries is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
• Sainik Finance & Industries is profitable, therefore cash runway is not a concern.
• Sainik Finance & Industries is profitable, therefore cash runway is not a concern.
• Debt is covered by short term assets, assets are 1.2x debt.
• Sainik Finance & Industries's cash and other short term assets cover its long term commitments.
• Low level of unsold assets.

Cons

• Debt is not well covered by operating cash flow (3.5%, less than 20% of total debt).
• The level of debt compared to net worth has increased over the past 5 years (164.1% vs 398.3% today).
• Sainik Finance & Industries's level of debt (398.3%) compared to net worth is high (greater than 40%).

management

Pros

• The tenure for the Sainik Finance & Industries board of directors is about average.

Cons

misc

Pros

Cons

• Sainik Finance & Industries is not covered by any analysts.
• Sainik Finance & Industries has significant price volatility in the past 3 months.
• BSE:530265 has not traded for 14 days.

past

Pros

• Sainik Finance & Industries has delivered over 20% year on year earnings growth in the past 5 years.
• Sainik Finance & Industries used its assets more efficiently than the IN Diversified Financial industry average last year based on Return on Assets.

Cons

• Sainik Finance & Industries's 1-year earnings growth is negative, it can't be compared to the 5-year average.
• Sainik Finance & Industries has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
• Sainik Finance & Industries's 1-year earnings growth is negative, it can't be compared to the IN Diversified Financial industry average.

value

Pros

• Sainik Finance & Industries is good value based on earnings compared to the IN Diversified Financial industry average.
• Sainik Finance & Industries is good value based on earnings compared to the India market.
• 530265 outperformed the Diversified Financial industry which returned -37.3% over the past year.
• 530265 outperformed the Market in India which returned -14.5% over the past year.
• BSE:530265 is up 7.4% along with the India market (8%) over the past month.

Cons

• Sainik Finance & Industries's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
• Sainik Finance & Industries's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
• Sainik Finance & Industries is overvalued based on assets compared to the IN Diversified Financial industry average.
• BSE:530265 is up 7.4% underperforming the Diversified Financial industry which returned 10.8% over the past month.