SBI Cards & Payment Services Ratios

SBI Cards & Payment Services Ltd Ratios

The SBI Cards & Payment Services Ltd Ratios page provides a complete fundamental analysis of SBI Cards & Payment Services Ltd using key valuation, profitability, and financial strength metrics. Investors tracking SBI Cards & Payment Services Ltd Ratios closely monitor D/E, EV, EV/EBITDA, P/B, P/CF, P/E, P/S, and ROE% to evaluate the company's financial performance and valuation trends over time.

SBI Cards & Payment Services Ltd (NSE: SBICARD, BSE: 543066) is currently trading at ₹772.20, with a market capitalization of ₹723.68B. As a major player in the Finance sector and Finance/Rental/Leasing industry, SBI Cards & Payment Services Ltd remains a key stock for fundamental analysis using SBI Cards & Payment Services Ltd Ratios.

SBI Cards & Payment Services Ltd Ratios: Valuation Overview

Price to Earnings Ratio (P/E)

The SBI Cards & Payment Services Ltd P/E ratio currently stands at 43.82, making it one of the most tracked metrics in SBI Cards & Payment Services Ltd Ratios.

Historically, the SBI Cards & Payment Services Ltd P/E ratio has shown strong fluctuations:

• 2024: 43.82
• 2023: 26.90
• 2022: 31.08
• 2021: 50.03
• 2020: 89.54

The rising SBI Cards & Payment Services Ltd P/E ratio indicates increasing investor confidence and premium valuation.

Price to Book Ratio (P/B)

The SBI Cards & Payment Services Ltd P/B ratio reflects how the market values the company's net assets. Current P/B ratio is 6.09.

Historical P/B trend:

• 2024: 6.09
• 2023: 5.37
• 2022: 7.12
• 2021: 10.36

SBI Cards & Payment Services Ltd is trading at a premium to its book value, indicating strong market confidence.

Price to Sales Ratio (P/S)

The SBI Cards & Payment Services Ltd P/S ratio currently stands at 4.64, an important part of SBI Cards & Payment Services Ltd Ratios for revenue valuation.

Historical P/S ratio:

• 2024: 4.64
• 2023: 3.82
• 2022: 5.12
• 2021: 7.57

The rising SBI Cards & Payment Services Ltd P/S ratio indicates improved revenue valuation by investors.

SBI Cards & Payment Services Ltd Price to Cash Flow Ratio (P/CF)

The SBI Cards & Payment Services Ltd Price to Cash Flow Ratio is a key valuation metric that shows how much investors pay for each unit of cash flow. Current P/CF ratio is 5.26.

Historical SBI Cards & Payment Services Ltd Price to Cash Flow Ratio:

• 2024: 5.26
• 2023: 4.50
• 2022: 15
• 2021: 16.62
• 2020: 22.29

The rising SBI Cards & Payment Services Ltd Price to Cash Flow Ratio indicates premium valuation based on cash flow.

SBI Cards & Payment Services Ltd Enterprise Value Ratios

Enterprise Value (EV)

The SBI Cards & Payment Services Ltd EV currently stands at ₹1240B, representing the total company valuation including debt.

Historical EV trend:

• 2024: 1240B
• 2023: 1010B
• 2022: 997.92B
• 2021: 1020B

SBI Cards & Payment Services Ltd enterprise value shows long-term growth, reflecting expansion and market confidence.

EV/EBITDA Ratio

The SBI Cards & Payment Services Ltd EV/EBITDA ratio is currently 20.40, a key metric in SBI Cards & Payment Services Ltd Ratios to assess valuation relative to earnings.

Historical EV/EBITDA:

• 2024: 20.40
• 2023: 15.66
• 2022: 19.39
• 2021: 31.17

Higher SBI Cards & Payment Services Ltd EV/EBITDA suggests premium valuation.

SBI Cards & Payment Services Ltd Financial Strength Ratios

Debt to Equity Ratio (D/E)

The SBI Cards & Payment Services Ltd D/E ratio is currently 3.28, reflecting leverage and financial stability.

Historical D/E:

• 2024: 3.28
• 2023: 3.34
• 2022: 3.21
• 2021: 3

Higher D/E ratio indicates rising financial risk.

Return on Equity (ROE %)

The SBI Cards & Payment Services Ltd ROE currently stands at 14.82%, showing profitability and capital efficiency.

Historical ROE:

• 2024: 14.82
• 2023: 21.98
• 2022: 25.69
• 2021: 23

SBI Cards & Payment Services Ltd maintains stable profitability levels.

SBI Cards & Payment Services Ltd Ratios Analysis Summary

The SBI Cards & Payment Services Ltd Ratios page provides a comprehensive view of the company's valuation and financial performance. Key metrics such as P/E, P/B, P/S, P/CF, EV, EV/EBITDA, D/E, and ROE help investors understand whether SBI Cards & Payment Services Ltd stock is undervalued, fairly valued, or overvalued.

Tracking SBI Cards & Payment Services Ltd Ratios regularly helps investors make informed decisions based on valuation trends, financial stability, and long-term growth potential.