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SBI Life Insurance Company Ltd logo

SBI Life Insurance Company Ltd

NSE: SBILIFE BSE: 540719

1998.50

(0.11)%

Sat, 31 Jan 2026, 01:14 pm

Analysis

dividend

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Pros

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    Cons

    • Unable to calculate sustainability of dividends as SBI Life Insurance has not reported any payouts.
    • Unable to evaluate SBI Life Insurance's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
    • Unable to evaluate SBI Life Insurance's dividend against the top 25% market benchmark as the company has not reported any payouts.

    health

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    Pros

    • SBI Life Insurance is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
    • SBI Life Insurance is profitable, therefore cash runway is not a concern.
    • SBI Life Insurance is profitable, therefore cash runway is not a concern.
    • SBI Life Insurance has no debt, it does not need to be covered by operating cash flow.
    • SBI Life Insurance has no debt, it does not need to be covered by short term assets.
    • SBI Life Insurance has not taken on any debt in the past 5 years.
    • SBI Life Insurance has no debt, therefore coverage of interest payments is not a concern.
    • SBI Life Insurance has no debt.
    • Low level of unsold assets.
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    Cons

    • SBI Life Insurance's long term commitments exceed its cash and other short term assets.

    management

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    Pros

    • The tenure for the SBI Life Insurance board of directors is about average.
    • More shares have been bought than sold by SBI Life Insurance individual insiders in the past 3 months.
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    Cons

    • The average tenure for the SBI Life Insurance management team is less than 2 years, this suggests a new team.

    misc

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    Pros

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      Cons

      • SBI Life Insurance is not covered by any analysts.
      • SBI Life Insurance has significant price volatility in the past 3 months.

      past

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      Pros

      • SBI Life Insurance's year on year earnings growth rate has been positive over the past 5 years.
      • SBI Life Insurance's earnings growth has exceeded the IN Insurance industry average in the past year (7.2% vs 1.5%).
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      Cons

      • SBI Life Insurance's 1-year earnings growth is less than its 5-year average (7.2% vs 16.1%)
      • SBI Life Insurance used its assets less efficiently than the IN Insurance industry average last year based on Return on Assets.
      • SBI Life Insurance's use of capital deteriorated last year versus 3 years ago (Return on Capital Employed).
      • SBI Life Insurance has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).

      value

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      Pros

      • SBI Life Insurance is good value based on earnings compared to the IN Insurance industry average.
      • 540719 outperformed the Insurance industry which returned -7.3% over the past year.
      • 540719 outperformed the Market in India which returned -14.8% over the past year.
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      Cons

      • SBI Life Insurance's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
      • SBI Life Insurance's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
      • SBI Life Insurance is overvalued based on assets compared to the IN Insurance industry average.
      • SBI Life Insurance is overvalued based on earnings compared to the India market.
      • BSE:540719 is flat (-0.8%) underperforming the Insurance industry which returned 4.9% over the past month.
      • BSE:540719 is flat (-0.8%) underperforming the market in India which returned 9% over the past month.

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      Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800