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Spencers Retail Ltd

NSE: SPENCERS BSE: 542337

32.97

(-0.12%)

Tue, 03 Mar 2026, 00:19 pm

Spencers Retail Analysis

dividend

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Pros

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    Cons

    • Unable to evaluate Spencer's Retail's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
    • Unable to evaluate Spencer's Retail's dividend against the top 25% market benchmark as the company has not reported any payouts.

    health

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    Pros

    • Whilst loss making Spencer's Retail has sufficient cash runway for more than 3 years, even with free cash flow being positive and shrinking by -132.8% per year.
    • Whilst loss making Spencer's Retail has sufficient cash runway for more than 3 years if it maintains the current positive free cash flow level.
    • Debt is well covered by operating cash flow (87.4%, greater than 20% of total debt).
    • Debt is covered by short term assets, assets are 2.4x debt.
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    Cons

    • Spencer's Retail's short term (1 year) commitments are greater than its holdings of cash and other short term assets.
    • Spencer's Retail's long term commitments exceed its cash and other short term assets.
    • Spencer's Retail's level of debt (65.9%) compared to net worth is high (greater than 40%).
    • High level of physical assets or inventory.

    management

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    Pros

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      Cons

      • The average tenure for the Spencer's Retail board of directors is less than 3 years, this suggests a new board.
      • The average tenure for the Spencer's Retail management team is less than 2 years, this suggests a new team.

      misc

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      Pros

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        Cons

        • Spencer's Retail is covered by less than 3 analysts.
        • Spencer's Retail has significant price volatility in the past 3 months.

        past

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        Pros

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          Cons

          • Unable to compare Spencer's Retail's 1-year earnings growth to the 5-year average as it is not currently profitable.
          • Spencer's Retail does not make a profit and there is insufficient past data to establish if their 5 year on year earnings growth rate was positive.
          • It is difficult to establish if Spencer's Retail has efficiently used its assets last year compared to the IN Consumer Retailing industry average (Return on Assets) as it is loss-making.
          • It is difficult to establish if Spencer's Retail improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.
          • It is difficult to establish if Spencer's Retail has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.
          • Unable to compare Spencer's Retail's 1-year growth to the IN Consumer Retailing industry average as it is not currently profitable.

          value

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          Pros

          • Spencer's Retail's share price is below the future cash flow value, and at a moderate discount (> 20%).
          • Spencer's Retail's share price is below the future cash flow value, and at a substantial discount (> 40%).
          • 542337 outperformed the Market in India which returned -14.5% over the past year.
          • BSE:542337 is up 9.3% outperforming the Consumer Retailing industry which returned 2.1% over the past month.
          • BSE:542337 is up 9.3% outperforming the market in India which returned 8% over the past month.
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          Cons

          • Spencer's Retail is overvalued based on assets compared to the IN Consumer Retailing industry average.
          • Spencer's Retail is loss making, we can't compare its value to the IN Consumer Retailing industry average.
          • Spencer's Retail is loss making, we can't compare the value of its earnings to the India market.
          • 542337 underperformed the Consumer Retailing industry which returned 76.2% over the past year.

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