pocketful logo
Uno Minda Ltd logo

Uno Minda Ltd

NSE: UNOMINDA BSE: 532539

1129.40

(2.88%)

Thu, 23 Apr 2026, 03:36 am

Uno Minda Analysis

dividend

thumbs up icon

Pros

  • Dividends paid are thoroughly covered by earnings (8.1x coverage).
  • Dividends after 3 years are expected to be thoroughly covered by earnings (9.1x coverage).
thumbs up icon

Cons

  • Dividend payments have increased, but Minda Industries only paid a dividend in the past 9 years.
  • Whilst dividend payments have been stable, Minda Industries has been paying a dividend for less than 10 years.
  • Minda Industries's pays a lower dividend yield than the bottom 25% of dividend payers in India (0.76%).
  • Minda Industries's dividend is below the markets top 25% of dividend payers in India (3.08%).

future

thumbs up icon

Pros

  • Minda Industries's earnings are expected to grow significantly at over 20% yearly.
  • Minda Industries's earnings growth is expected to exceed the India market average.
  • Minda Industries's earnings growth is expected to exceed the low risk savings rate of 7.2%.
  • Minda Industries's net income is expected to increase by more than 50% in 2 years time.
  • Performance (ROE) is expected to be above the current IN Auto Components industry average.
  • An improvement in Minda Industries's performance (ROE) is expected over the next 3 years.
  • Minda Industries's revenue growth is expected to exceed the India market average.
thumbs up icon

Cons

  • Cash flow for Minda Industries is expected to decrease over the next 2 years.
  • Minda Industries's earnings are expected to decrease over the next year.
  • Minda Industries is not expected to efficiently use shareholders’ funds in the future (Return on Equity less than 20%).
  • Minda Industries's revenue is expected to increase but not above the 50% threshold in 2 years time.
  • Minda Industries's revenue is expected to grow by 16.6% yearly, however this is not considered high growth (20% yearly).

health

thumbs up icon

Pros

  • Minda Industries is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Minda Industries is profitable, therefore cash runway is not a concern.
  • Minda Industries is profitable, therefore cash runway is not a concern.
  • Debt is well covered by operating cash flow (77.7%, greater than 20% of total debt).
  • Debt is covered by short term assets, assets are 1.8x debt.
  • Minda Industries's cash and other short term assets cover its long term commitments.
  • The level of debt compared to net worth has been reduced over the past 5 years (67.3% vs 44% today).
  • Interest payments on debt are well covered by earnings (EBIT is 5.1x coverage).
thumbs up icon

Cons

  • Minda Industries's level of debt (44%) compared to net worth is high (greater than 40%).
  • High level of physical assets or inventory.

management

thumbs up icon

Pros

  • Nirmal's compensation has been consistent with company performance over the past year, both up more than 20%.
thumbs up icon

Cons

  • The average tenure for the Minda Industries board of directors is less than 3 years, this suggests a new board.
  • Nirmal's remuneration is higher than average for companies of similar size in India.
  • Minda Industries individual insiders have sold more shares than they have bought in the past 3 months.
  • The average tenure for the Minda Industries management team is less than 2 years, this suggests a new team.

past

thumbs up icon

Pros

  • Minda Industries has delivered over 20% year on year earnings growth in the past 5 years.
  • Minda Industries used its assets more efficiently than the IN Auto Components industry average last year based on Return on Assets.
thumbs up icon

Cons

  • Minda Industries's 1-year earnings growth is negative, it can't be compared to the 5-year average.
  • Minda Industries's use of capital deteriorated last year versus 3 years ago (Return on Capital Employed).
  • Minda Industries has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
  • Minda Industries's 1-year earnings growth is negative, it can't be compared to the IN Auto Components industry average.

value

thumbs up icon

Pros

  • Minda Industries is good value based on expected growth next year.
  • 532539 outperformed the Auto Components industry which returned -22.4% over the past year.
  • 532539 matched the India Market (-14.5%) over the past year.
thumbs up icon

Cons

  • Minda Industries's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
  • Minda Industries's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
  • Minda Industries is overvalued based on assets compared to the IN Auto Components industry average.
  • Minda Industries is overvalued based on earnings compared to the IN Auto Components industry average.
  • Minda Industries is overvalued based on earnings compared to the India market.
  • BSE:532539 is up 1.1% underperforming the Auto Components industry which returned 13.2% over the past month.
  • BSE:532539 is up 1.1% underperforming the market in India which returned 8% over the past month.

Open Your Free Demat Account Now!

Step into a world of zero fees and limitless opportunities!

pocketful logo

2022-25 Pocketful. All rights reserved, Built with in India

Version -5.76

app image 1app image 2

Explore

Calculatorsfooter arrow down icon
Popular Calculatorsfooter arrow down icon
Group Stocksfooter arrow down icon

Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800