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Upsurge Investment & Finance Ltd logo

Upsurge Investment & Finance Ltd

NSE: BSE: 531390

57.02

(-0.42%)

Sat, 04 Apr 2026, 05:22 am

Upsurge Investment & Finance Analysis

dividend

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Pros

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    Cons

    • Unable to calculate sustainability of dividends as Upsurge Investment & Finance has not reported any payouts.
    • Unable to evaluate Upsurge Investment & Finance's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
    • Unable to evaluate Upsurge Investment & Finance's dividend against the top 25% market benchmark as the company has not reported any payouts.

    health

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    Pros

    • Upsurge Investment & Finance is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
    • Upsurge Investment & Finance has been profitable on average in the past, therefore cash runway is not a concern.
    • Upsurge Investment & Finance has been profitable on average in the past, therefore cash runway is not a concern.
    • Debt is well covered by operating cash flow (140.5%, greater than 20% of total debt).
    • Debt is covered by short term assets, assets are 6.3x debt.
    • Upsurge Investment & Finance has no long term commitments.
    • The level of debt compared to net worth has been reduced over the past 5 years (18.9% vs 13.3% today).
    • Upsurge Investment & Finance's level of debt (13.3%) compared to net worth is satisfactory (less than 40%).
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    Cons

    • High level of physical assets or inventory.

    management

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    Pros

    • The tenure for the Upsurge Investment & Finance board of directors is about average.
    • D.K.'s remuneration is lower than average for companies of similar size in India.
    • D.K.'s compensation has been consistent with company performance over the past year, both up more than 20%.
    • More shares have been bought than sold by Upsurge Investment & Finance individual insiders in the past 3 months.
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    Cons

      misc

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      Pros

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        Cons

        • Upsurge Investment & Finance is not covered by any analysts.
        • Upsurge Investment & Finance has significant price volatility in the past 3 months.

        past

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        Pros

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          Cons

          • Unable to compare Upsurge Investment & Finance's 1-year earnings growth to the 5-year average as it is not currently profitable.
          • Upsurge Investment & Finance does not make a profit even though their year on year earnings growth rate was positive over the past 5 years.
          • It is difficult to establish if Upsurge Investment & Finance has efficiently used its assets last year compared to the IN Diversified Financial industry average (Return on Assets) as it is loss-making.
          • It is difficult to establish if Upsurge Investment & Finance improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.
          • It is difficult to establish if Upsurge Investment & Finance has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.
          • Unable to compare Upsurge Investment & Finance's 1-year growth to the IN Diversified Financial industry average as it is not currently profitable.

          value

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          Pros

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            Cons

            • Upsurge Investment & Finance is overvalued based on assets compared to the IN Diversified Financial industry average.
            • Upsurge Investment & Finance is loss making, we can't compare its value to the IN Diversified Financial industry average.
            • Upsurge Investment & Finance is loss making, we can't compare the value of its earnings to the India market.
            • 531390 underperformed the Diversified Financial industry which returned -37.3% over the past year.
            • 531390 underperformed the Market in India which returned -14.5% over the past year.
            • BSE:531390 is down -13.8% underperforming the Diversified Financial industry which returned 10.8% over the past month.
            • BSE:531390 is down -13.8% underperforming the market in India which returned 8% over the past month.

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            Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800