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Usha Martin Education & Solutions Ltd

NSE: UMESLTD BSE: 532398

4.10

(-0.97%)

Wed, 04 Mar 2026, 05:53 am

Usha Martin Education & Solutions Analysis

dividend

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Pros

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    Cons

    • Unable to evaluate Usha Martin Education & Solutions's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
    • Unable to evaluate Usha Martin Education & Solutions's dividend against the top 25% market benchmark as the company has not reported any payouts.

    health

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    Pros

    • Usha Martin Education & Solutions is profitable, therefore cash runway is not a concern.
    • Usha Martin Education & Solutions is profitable, therefore cash runway is not a concern.
    • Usha Martin Education & Solutions's cash and other short term assets cover its long term commitments.
    • Interest payments on debt are well covered by earnings (EBIT is 166.6x coverage).
    • Usha Martin Education & Solutions's level of debt (16.4%) compared to net worth is satisfactory (less than 40%).
    • Low level of unsold assets.
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    Cons

    • Usha Martin Education & Solutions's short term (1 year) commitments are greater than its holdings of cash and other short term assets.
    • Debt is not well covered by operating cash flow (9.7%, less than 20% of total debt).
    • Debt is not covered by short term assets, assets are 0.8x debt.
    • The level of debt compared to net worth has increased over the past 5 years (7% vs 16.4% today).

    management

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    Pros

    • The tenure for the Usha Martin Education & Solutions board of directors is about average.
    • Vinay's remuneration is lower than average for companies of similar size in India.
    • Vinay's compensation has been consistent with company performance over the past year, both up more than 20%.
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    Cons

      misc

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      Pros

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        Cons

        • Usha Martin Education & Solutions is not covered by any analysts.
        • Usha Martin Education & Solutions has significant price volatility in the past 3 months.

        past

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        Pros

        • Usha Martin Education & Solutions has delivered over 20% year on year earnings growth in the past 5 years.
        • Usha Martin Education & Solutions has become profitable over the past 3 years. This is considered to be a significant improvement in its use of capital (Return on Capital Employed).
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        Cons

        • Usha Martin Education & Solutions's 1-year earnings growth is negative, it can't be compared to the 5-year average.
        • Usha Martin Education & Solutions used its assets less efficiently than the IN Consumer Services industry average last year based on Return on Assets.
        • Usha Martin Education & Solutions has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
        • Usha Martin Education & Solutions's 1-year earnings growth is negative, it can't be compared to the IN Consumer Services industry average.

        value

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        Pros

        • Usha Martin Education & Solutions is good value based on assets compared to the IN Consumer Services industry average.
        • UMESLTD outperformed the Consumer Services industry which returned -34.7% over the past year.
        • NSEI:UMESLTD is up 86.7% outperforming the Consumer Services industry which returned 12% over the past month.
        • NSEI:UMESLTD is up 86.7% outperforming the market in India which returned 8% over the past month.
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        Cons

        • Usha Martin Education & Solutions's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
        • Usha Martin Education & Solutions's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
        • Usha Martin Education & Solutions is overvalued based on earnings compared to the IN Consumer Services industry average.
        • Usha Martin Education & Solutions is overvalued based on earnings compared to the India market.
        • UMESLTD underperformed the Market in India which returned -14.5% over the past year.

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        Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800