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Yes Bank Ltd logo

Yes Bank Ltd

NSE: YESBANK BSE: 532648

20.86

(-1.14%)

Fri, 13 Feb 2026, 07:09 pm

Yes Bank Analysis

dividend

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Pros

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    Cons

    • Unable to calculate sustainability of dividends as Yes Bank has not reported any payouts.
    • Unable to evaluate Yes Bank's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
    • Unable to evaluate Yes Bank's dividend against the top 25% market benchmark as the company has not reported any payouts.

    future

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    Pros

    • Yes Bank is expected to start generating revenue in 2 years.
    • Yes Bank's revenue is expected to grow significantly at over 20% yearly.
    • Yes Bank's revenue growth is expected to exceed the India market average.
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    Cons

    • Yes Bank is not considered high growth as it is expected to be loss making for the next 1-3 years.
    • Unable to compare Yes Bank's earnings growth to the India market average as it is expected to be loss making during the next 1-3 years.
    • Unable to compare Yes Bank's earnings growth to the low risk savings rate as it is expected to be loss making during the next 1-3 years.
    • Yes Bank is expected to be loss making next year.
    • Yes Bank's is expected to be loss making in 2 years.
    • Unable to establish if Yes Bank will efficiently use shareholders’ funds in the future (Return on Equity greater than 20%) as it is not expected to be profitable.
    • Yes Bank performance (ROE) can't be compared to the IN Banks industry due to having negative earnings in 3 years.
    • Yes Bank performance (ROE) is expected to still be negative in 3 years.

    health

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    Pros

    • Yes Bank's level of assets compared to its equity is moderate (i.e. an appropriate level of borrowing to fund lending).
    • Yes Bank has an acceptable proportion of non-loan assets held.
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    Cons

    • Yes Bank's liabilities are made up of primarily higher risk sources of funding.
    • Yes Bank has advanced significantly more loans than the customer deposits it holds (i.e. bank has borrowed additional funds to lend).
    • Yes Bank has a high level of bad loans (greater than 2%).

    management

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    Pros

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      Cons

      • The average tenure for the Yes Bank board of directors is less than 3 years, this suggests a new board.
      • Yes Bank individual insiders have sold more shares than they have bought in the past 3 months.
      • The average tenure for the Yes Bank management team is less than 2 years, this suggests a new team.

      misc

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      Pros

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        Cons

        • Yes Bank is covered by less than 3 analysts.
        • Yes Bank has significant price volatility in the past 3 months.

        past

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        Pros

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          Cons

          • Unable to compare Yes Bank's 1-year earnings growth to the 5-year average as it is not currently profitable.
          • Yes Bank does not make a profit and their year on year earnings growth rate was negative over the past 5 years.
          • It is difficult to establish if Yes Bank has efficiently used its assets last year compared to the IN Banks industry average (Return on Assets) as it is loss-making.
          • It is difficult to establish if Yes Bank improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.
          • It is difficult to establish if Yes Bank has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.
          • Unable to compare Yes Bank's 1-year growth to the IN Banks industry average as it is not currently profitable.

          value

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          Pros

          • Yes Bank is good value based on assets compared to the IN Banks industry average.
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          Cons

          • Yes Bank is loss making, we can't compare its value to the IN Banks industry average.
          • Yes Bank is loss making, we can't compare the value of its earnings to the India market.
          • 532648 underperformed the Banks industry which returned -37.5% over the past year.
          • 532648 underperformed the Market in India which returned -14.5% over the past year.
          • BSE:532648 is flat (-1%) underperforming the Banks industry which returned 7.6% over the past month.
          • BSE:532648 is flat (-1%) underperforming the market in India which returned 8% over the past month.

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          Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800