Kotak Savings Fund(G)

DebtDebt - Ultra Short Duration FundModerate

₹45.277310 Jun 2026

Invest Now

Minimum For SIP₹100

Fund Size₹16186.29 Cr

Expense Ratio0.82%

Chart

PlanNormal

Returns (6 months)5.731%

Expense ratio0.82%

Min Investment100

AUM16,186.29 Cr

Inception date13 Aug 2004

Return Calculator

Monthly Investment

₹500₹1,00,00,000

Expected Return Rate (p.a)

1%30%

Time Period

1YR40YR

Investment Amount₹0

Estimated Returns₹0

Total Amount₹0

Benchmark Returns

BENCHMARK: NIFTY Ultra Short Duration Debt Index

Annualised returns

NAME
Fund Returns
Benchmark Returns

1W	1M	3M	6M	1Y	3Y	5Y	INCEPTION
NA	5.94%	5.87%	5.73%	5.78%	6.75%	5.92%	7.16%
NA	NA	NA	NA	NA	NA	NA	NA

Holdings

Name
Axis Bank Ltd. (14-Jan-2027)
National Bank For Agriculture & Rural Development SR-24-E 07.80% (15-Mar-2027)
Bank of Baroda (05-Feb-2027)
06.54% Tamil Nadu SDL - 25-Feb-2029
Small Industries Development Bank of India SR-II 07.44% (04-Sep-2026)
Tri-Party Repo (TREPS)
HDFC Bank Ltd. (22-Jan-2027)
GOI - 04-Oct-2028
Mankind Pharma Ltd. SR- 2 7.99% (16-Oct-2026)
Muthoot Finance Ltd. 08.45% (26-Jun-2026)
06.90% Maharashtra SDL - 04-Feb-2030
IndusInd Bank Ltd. (14-Dec-2026)
182 Days Treasury Bill - 06-Aug-2026
National Bank For Agriculture & Rural Development (14-Jan-2027)
Punjab National Bank (05-Feb-2027)
Small Industries Development Bank of India (04-Feb-2027)
Small Industries Development Bank of India (18-Feb-2027)
HDFC Bank Ltd. (24-Feb-2027)
Yes Bank Ltd. (05-Mar-2027)
IIFL Finance Ltd. -364D (10-Feb-2027)
Punjab National Bank (04-Feb-2027)
Radhakrishna Securitisation Trust
Vedanta Ltd. -SR-I 09.40% (20-Feb-2027)
National Bank For Agriculture & Rural Development SR 25C 7.44% (24-Feb-2028)
Poonawalla Fincorp Ltd. SR-A1 07.65% (21-Apr-2027)
Torrent Pharmaceuticals Ltd. SR 1 7.45% (19-Jan-2028)
Bharti Telecom Ltd. -SR-XXVII 7.30% (01-Dec-2027)
364 Days Treasury Bill - 11-Feb-2027
Punjab & Sind Bank (26-Feb-2027)
HDFC Bank Ltd. (12-Mar-2027)
Adani Power Ltd. SR-II 8.20% (25-Jan-2029)
Net Current Asset
Piramal Finance Pvt Ltd. 09.15% (17-Jun-2027)
Bank of Baroda (04-Feb-2027)
Nuvama Wealth Finance Ltd. -SR-Q8W501A 08.95% (19-May-2028)
Jamnagar Utilities & Power Pvt Ltd. SR- PPD 6 6.40% (29-Sep-2026)
360 One Prime Ltd. - 08.80% (22-Jun-2028)
Small Industries Development Bank of India (28-Oct-2026)
Tata Teleservices Ltd. -364D (17-Nov-2026)
HDFC Bank Ltd. (14-Dec-2026)
Tata Housing Development Company Ltd. -364D (15-Jan-2027)
National Bank For Agriculture & Rural Development (17-Feb-2027)
National Bank For Agriculture & Rural Development (02-Mar-2027)
IIFL Finance Ltd.-364D (21-Jan-2027)
Torrent Pharmaceuticals Ltd. -337D (22-Dec-2026)
Mankind Pharma Ltd. SR- 3 7.97% (16-Nov-2027)
Bank of Baroda (05-Nov-2026)
Union Bank of India (19-Jan-2027)
The Federal Bank Ltd. (28-Jan-2027)
Union Bank of India (02-Mar-2027)
Aditya Birla Capital Ltd. -365D (26-Feb-2027)
Jubilant Bevco Ltd. (31-May-2028)
Mahindra & Mahindra Financial Services Ltd. SR-AC2026 RR (18-May-2029)
Muthoot Finance Ltd. 08.78% (20-May-2027)
Muthoot Finance Ltd. SR-RR (26-Jul-2029)
06.04% Gujarat SDL - 20-Oct-2026
364 Days Treasury Bill - 04-Jun-2026
182 Days Treasury Bill - 04-Jun-2026
REC Ltd. -SR-234 A 07.70% (31-Aug-2026)
Embassy Office Parks REIT. SR-V TR B 7.05% (18-Oct-2026)
360 One Prime Ltd. - 08.75% (10-Sep-2027)
182 Days Treasury Bill - 13-Aug-2026
Tata Capital Housing Finance Ltd. SR-E 7.30% (11-Feb-2028)
Power Finance Corporation Ltd. SR 258A 6.92% (16-Feb-2028)
364 Days Treasury Bill - 10-Sep-2026
Manappuram Finance Ltd. -313D (21-Sep-2026)
Bahadur Chand Investments Pvt Ltd.-362D (18-Nov-2026)
Manappuram Finance Ltd -365D (03-Dec-2026)
Canara Bank (29-Jan-2027)
Small Industries Development Bank of India (28-Jan-2027)
HDFC Bank Ltd. (05-Feb-2027)
Muthoot Finance Ltd. -360D (22-Jan-2027)
HDFC Bank Ltd. (15-Feb-2027)
IndusInd Bank Ltd. (05-Feb-2027)
Canara Bank (02-Mar-2027)
Union Bank of India (03-Mar-2027)
Muthoot Finance Ltd. -360D (04-Mar-2027)
Birla Group Holdings Pvt Ltd. -365D (12-Mar-2027)
National Bank For Agriculture & Rural Development SR-24A 7.50% (31-Aug-2026)
07.07% Tamil Nadu SDL - 14-Dec-2026
Bharti Telecom Ltd. -SR-XIX 8.65% (05-Nov-2027)
Muthoot Finance Ltd. OP I 07.88% (22-Nov-2028)
Canara Bank (28-Jan-2027)
Canara Bank (02-Feb-2027)
Muthoot Finance Ltd. -361D (05-Feb-2027)
Embassy Office Parks REIT -342D (18-Mar-2027)
Liquid Gold Series SR-14
Cholamandalam Securities Ltd -365D (12-Mar-2027)
Liquid Gold Series IX
Tata Capital Ltd. -SR-B RR (21-Feb-2029)
Vedanta Ltd. -SR-I 09.31% (03-Dec-2027)
LIC Housing Finance Ltd. -SR-TR 443 07.8650% (20-Aug-2026)
Small Industries Development Bank of India SR-I 7.43% (31-Aug-2026)
Tata Capital Housing Finance Ltd. -SR-B 07.123% (21-Jul-2027)
Godrej Seeds & Genetics Ltd. SR-2 07.68% (28-Apr-2028)
Godrej Seeds & Genetics Ltd. SR-4 07.68% (28-Jul-2028)
Godrej Seeds & Genetics Ltd. SR-3 07.68% (27-Oct-2028)
Axis Bank Ltd. (27-Nov-2026)
Muthoot Finance Ltd. -360D (04-Feb-2027)
Bank of Baroda (08-Mar-2027)
Muthoot Finance Ltd. -365D (02-Mar-2027)
Credila Financial Services Ltd -364D (01-Mar-2027)
Corporate Debt Market Development Fund
07.57% Gujarat SDL - 09-Nov-2026
Godrej Seeds & Genetics Ltd. SR-1 07.68% (28-Jan-2028)
Godrej Properties Ltd. SR I 8.40% (25-Jan-2028)
Godrej Industries Ltd. SR-01 08.10% (22-May-2028)
0% STRIPS GOI 2026 17-Dec-2026
Tata Capital Housing Finance Ltd. -SR-A 7.8445% (18-Sep-2026)
Punjab National Bank (15-Dec-2026)
Bank of Baroda (25-Jan-2027)
Union Bank of India (12-Mar-2027)
Godrej Industries Ltd. SR-01 08.42% (27-Dec-2027)
Tata Motors Finance Ltd. -SR-A (28-Aug-2026)
07.85% Andhra Pradesh SDL - 13-Jul-2026
Godrej Finance Ltd. SR-A 08.75% (18-Jan-2027)
HDFC Bank Ltd. (21-Sep-2026)
08.08% Maharashtra SDL - 15-Jun-2026
07.17% Rajasthan SDL - 28-Sep-2026
INDIA UNIVERSAL TRUST AL1 SR- A-1
LIC Housing Finance Ltd. -SR-TR 417 OPT-I 06.40% (30-Nov-2026)

Instrument	Share %
Certificate of Deposit	4.12%
Corporate Debt	3.54%
Certificate of Deposit	3.52%
Government Securities	2.73%
Corporate Debt	2.68%
Cash & Cash Equivalents and Net Assets	2.18%
Certificate of Deposit	2.06%
Government Securities	2.02%
Corporate Debt	1.85%
Corporate Debt	1.84%
Government Securities	1.83%
Certificate of Deposit	1.78%
Treasury Bills	1.53%
Certificate of Deposit	1.47%
Certificate of Deposit	1.47%
Certificate of Deposit	1.47%
Certificate of Deposit	1.46%
Certificate of Deposit	1.46%
Certificate of Deposit	1.46%
Commercial Paper	1.45%
Certificate of Deposit	1.32%
PTC & Securitized Debt	1.26%
Corporate Debt	1.23%
Corporate Debt	1.23%
Corporate Debt	1.23%
Corporate Debt	1.22%
Corporate Debt	1.21%
Treasury Bills	1.19%
Certificate of Deposit	1.17%
Certificate of Deposit	1.16%
Corporate Debt	1.16%
Cash & Cash Equivalents and Net Assets	1.14%
Corporate Debt	1.08%
Certificate of Deposit	1.03%
Corporate Debt	0.92%
Corporate Debt	0.92%
Corporate Debt	0.92%
Certificate of Deposit	0.90%
Commercial Paper	0.89%
Certificate of Deposit	0.89%
Commercial Paper	0.88%
Certificate of Deposit	0.88%
Certificate of Deposit	0.88%
Commercial Paper	0.87%
Commercial Paper	0.86%
Corporate Debt	0.77%
Certificate of Deposit	0.75%
Certificate of Deposit	0.74%
Certificate of Deposit	0.73%
Certificate of Deposit	0.73%
Commercial Paper	0.73%
Corporate Debt	0.67%
Floating Rate Instruments	0.62%
Corporate Debt	0.62%
Floating Rate Instruments	0.62%
Government Securities	0.62%
Treasury Bills	0.62%
Treasury Bills	0.62%
Corporate Debt	0.62%
Corporate Debt	0.62%
Corporate Debt	0.61%
Treasury Bills	0.61%
Corporate Debt	0.61%
Corporate Debt	0.61%
Treasury Bills	0.61%
Commercial Paper	0.60%
Commercial Paper	0.59%
Commercial Paper	0.59%
Certificate of Deposit	0.59%
Certificate of Deposit	0.59%
Certificate of Deposit	0.59%
Commercial Paper	0.59%
Certificate of Deposit	0.59%
Certificate of Deposit	0.58%
Certificate of Deposit	0.58%
Certificate of Deposit	0.58%
Commercial Paper	0.58%
Commercial Paper	0.58%
Corporate Debt	0.49%
Government Securities	0.47%
Corporate Debt	0.47%
Corporate Debt	0.46%
Certificate of Deposit	0.44%
Certificate of Deposit	0.44%
Commercial Paper	0.44%
Commercial Paper	0.43%
PTC & Securitized Debt	0.41%
Commercial Paper	0.40%
PTC & Securitized Debt	0.38%
Floating Rate Instruments	0.31%
Corporate Debt	0.31%
Corporate Debt	0.31%
Corporate Debt	0.31%
Corporate Debt	0.31%
Corporate Debt	0.30%
Corporate Debt	0.30%
Corporate Debt	0.30%
Certificate of Deposit	0.30%
Commercial Paper	0.29%
Certificate of Deposit	0.29%
Commercial Paper	0.29%
Commercial Paper	0.29%
Alternative Investment Fund	0.29%
Government Securities	0.28%
Corporate Debt	0.27%
Corporate Debt	0.15%
Corporate Debt	0.15%
Government Securities	0.15%
Corporate Debt	0.15%
Certificate of Deposit	0.15%
Certificate of Deposit	0.15%
Certificate of Deposit	0.15%
Corporate Debt	0.09%
Corporate Debt	0.04%
Government Securities	0.03%
Corporate Debt	0.03%
Certificate of Deposit	0.03%
Government Securities	0.02%
Government Securities	0.01%
PTC & Securitized Debt	0.01%
Corporate Debt	0.00%

Risk Meter

Your investment is at

Moderate

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Moderate

High

Very High Risk

Fund Managers

Deepak Agrawal

Manu Sharma

Lock in Period

Nil

Investment cannot be redeemed before this period completes.

Exit Load

Nil

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Kotak Savings Fund(G)

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Return Calculator

Benchmark Returns

Holdings

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