Kotak Savings Fund(G)

DebtDebt - Ultra Short Duration FundModerate

₹44.975127 Apr 2026

Invest Now

Minimum For SIP₹100

Fund Size₹14989.42 Cr

Expense Ratio0.82%

Chart

PlanNormal

Returns (6 months)5.73%

Expense ratio0.82%

Min Investment100

AUM14,989.42 Cr

Inception date13 Aug 2004

Return Calculator

Monthly Investment

₹500₹1,00,00,000

Expected Return Rate (p.a)

1%30%

Time Period

1YR40YR

Investment Amount₹0

Estimated Returns₹0

Total Amount₹0

Benchmark Returns

BENCHMARK: NIFTY Ultra Short Duration Debt Index

Annualised returns

NAME
Fund Returns
Benchmark Returns

1W	1M	3M	6M	1Y	3Y	5Y	INCEPTION
NA	7.35%	6.38%	5.73%	6.09%	6.80%	5.87%	7.17%
NA	NA	NA	NA	NA	NA	NA	NA

Holdings

Name
Axis Bank Ltd. (14-Jan-2027)
National Bank For Agriculture & Rural Development SR-24-E 07.80% (15-Mar-2027)
Bank of Baroda (05-Feb-2027)
06.54% Tamil Nadu SDL - 25-Feb-2029
HDFC Bank Ltd. (22-Jan-2027)
Canara Bank (28-Jan-2027)
Mankind Pharma Ltd. SR- 2 7.99% (16-Oct-2026)
06.90% Maharashtra SDL - 04-Feb-2030
IndusInd Bank Ltd. (14-Dec-2026)
Union Bank of India (25-Jun-2026)
182 Days Treasury Bill - 06-Aug-2026
Bank of Baroda (05-Nov-2026)
National Bank For Agriculture & Rural Development (14-Jan-2027)
Small Industries Development Bank of India (04-Feb-2027)
Small Industries Development Bank of India (18-Feb-2027)
HDFC Bank Ltd. (24-Feb-2027)
Yes Bank Ltd. (05-Mar-2027)
IIFL Finance Ltd. -364D (10-Feb-2027)
GOI - 04-Oct-2028
Punjab National Bank (04-Feb-2027)
Radhakrishna Securitisation Trust
Vedanta Ltd. -SR-I 09.40% (20-Feb-2027)
National Bank For Agriculture & Rural Development SR 25C 7.44% (24-Feb-2028)
Poonawalla Fincorp Ltd. SR-A1 07.65% (21-Apr-2027)
Torrent Pharmaceuticals Ltd. SR 1 7.45% (19-Jan-2028)
182 Days Treasury Bill - 28-May-2026
Bharti Telecom Ltd. -SR-XXVII 7.30% (01-Dec-2027)
364 Days Treasury Bill - 11-Feb-2027
Adani Power Ltd. SR-II 8.20% (25-Jan-2029)
Canara Bank (02-Feb-2027)
Punjab & Sind Bank (26-Feb-2027)
Piramal Finance Pvt Ltd. 09.15% (17-Jun-2027)
LIC Housing Finance Ltd. -SR-TR 443 07.8650% (20-Aug-2026)
360 One Prime Ltd. - 08.80% (22-Jun-2028)
Nuvama Wealth Finance Ltd. -SR-Q8W501A 08.95% (19-May-2028)
Jamnagar Utilities & Power Pvt Ltd. SR- PPD 6 6.40% (29-Sep-2026)
Axis Bank Ltd. (15-May-2026)
Small Industries Development Bank of India (28-Oct-2026)
Axis Bank Ltd. (27-Nov-2026)
Tata Teleservices Ltd. -364D (17-Nov-2026)
HDFC Bank Ltd. (14-Dec-2026)
Union Bank of India (19-Jan-2027)
Tata Housing Development Company Ltd. -364D (15-Jan-2027)
National Bank For Agriculture & Rural Development (17-Feb-2027)
National Bank For Agriculture & Rural Development (02-Mar-2027)
Small Industries Development Bank of India SR-II 07.44% (04-Sep-2026)
IIFL Finance Ltd.-364D (21-Jan-2027)
Torrent Pharmaceuticals Ltd. -337D (22-Dec-2026)
Mankind Pharma Ltd. SR- 3 7.97% (16-Nov-2027)
Small Industries Development Bank of India (20-May-2026)
The Federal Bank Ltd. (28-Jan-2027)
Aditya Birla Capital Ltd. -365D (26-Feb-2027)
Jubilant Bevco Ltd. (31-May-2028)
Muthoot Finance Ltd. 08.78% (20-May-2027)
06.04% Gujarat SDL - 20-Oct-2026
Can Fin Homes Ltd. 08.45% (27-May-2026)
360 One Prime Ltd. - 08.75% (10-Sep-2027)
Embassy Office Parks REIT. SR-V TR B 7.05% (18-Oct-2026)
Tata Capital Housing Finance Ltd. SR-E 7.30% (11-Feb-2028)
Power Finance Corporation Ltd. SR 258A 6.92% (16-Feb-2028)
364 Days Treasury Bill - 04-Jun-2026
182 Days Treasury Bill - 04-Jun-2026
Small Industries Development Bank of India -182D (03-Jun-2026)
Bank of Baroda (03-Jun-2026)
182 Days Treasury Bill - 13-Aug-2026
364 Days Treasury Bill - 10-Sep-2026
Manappuram Finance Ltd. -313D (21-Sep-2026)
Bahadur Chand Investments Pvt Ltd.-362D (18-Nov-2026)
Manappuram Finance Ltd -365D (03-Dec-2026)
Small Industries Development Bank of India (28-Jan-2027)
Muthoot Finance Ltd. -360D (22-Jan-2027)
IndusInd Bank Ltd. (05-Feb-2027)
Muthoot Finance Ltd. -360D (04-Mar-2027)
Birla Group Holdings Pvt Ltd. -365D (12-Mar-2027)
Liquid Gold Series SR-14
Bharti Telecom Ltd. -SR-XIX 8.65% (05-Nov-2027)
07.07% Tamil Nadu SDL - 14-Dec-2026
Muthoot Finance Ltd. OP I 07.88% (22-Nov-2028)
Liquid Gold Series IX
Muthoot Finance Ltd. -361D (05-Feb-2027)
Cholamandalam Securities Ltd -365D (12-Mar-2027)
National Bank For Agriculture & Rural Development SR-24A 7.50% (31-Aug-2026)
Vedanta Ltd. -SR-I 09.31% (03-Dec-2027)
Tata Capital Housing Finance Ltd. -SR-B 07.123% (21-Jul-2027)
LIC Housing Finance Ltd. -419 OPT 2 06.65% (15-Feb-2027)
HDFC Bank Ltd. (19-May-2026)
Godrej Seeds & Genetics Ltd. SR-2 07.68% (28-Apr-2028)
Godrej Seeds & Genetics Ltd. SR-4 07.68% (28-Jul-2028)
Godrej Seeds & Genetics Ltd. SR-3 07.68% (27-Oct-2028)
Muthoot Finance Ltd. -360D (04-Feb-2027)
Muthoot Finance Ltd. -365D (02-Mar-2027)
Credila Financial Services Ltd -364D (01-Mar-2027)
Corporate Debt Market Development Fund
07.57% Gujarat SDL - 09-Nov-2026
Godrej Seeds & Genetics Ltd. SR-1 07.68% (28-Jan-2028)
Tri-Party Repo (TREPS)
Godrej Properties Ltd. SR I 8.40% (25-Jan-2028)
Standard Chartered Capital Ltd. -365D (26-May-2026)
0% STRIPS GOI 2026 17-Dec-2026
Tata Capital Housing Finance Ltd. -SR-A 7.8445% (18-Sep-2026)
INDIA UNIVERSAL TRUST AL1 SR- A-1
Bank of India (06-May-2026)
Tata Motors Finance Ltd. -SR-A (28-Aug-2026)
07.85% Andhra Pradesh SDL - 13-Jul-2026
REC Ltd.-SR-228-A 07.80% (30-May-2026)
LIC Housing Finance Ltd. -SR-TR 417 OPT-I 06.40% (30-Nov-2026)
08.08% Maharashtra SDL - 15-Jun-2026
07.17% Rajasthan SDL - 28-Sep-2026
Sikka Ports & Terminals Ltd. 6.75% (22-Apr-2026)
Sansar Trust Sep 2023 - IX SR-A1
Net Current Asset

Instrument	Share %
Certificate of Deposit	4.42%
Corporate Debt	3.84%
Certificate of Deposit	3.77%
Government Securities	2.98%
Certificate of Deposit	2.20%
Certificate of Deposit	2.20%
Corporate Debt	2.01%
Government Securities	1.98%
Certificate of Deposit	1.90%
Certificate of Deposit	1.64%
Treasury Bills	1.64%
Certificate of Deposit	1.60%
Certificate of Deposit	1.58%
Certificate of Deposit	1.57%
Certificate of Deposit	1.57%
Certificate of Deposit	1.56%
Certificate of Deposit	1.56%
Commercial Paper	1.54%
Government Securities	1.51%
Certificate of Deposit	1.41%
PTC & Securitized Debt	1.37%
Corporate Debt	1.34%
Corporate Debt	1.33%
Corporate Debt	1.33%
Corporate Debt	1.32%
Treasury Bills	1.32%
Corporate Debt	1.31%
Treasury Bills	1.27%
Corporate Debt	1.26%
Certificate of Deposit	1.26%
Certificate of Deposit	1.25%
Corporate Debt	1.17%
Corporate Debt	1.00%
Corporate Debt	1.00%
Corporate Debt	1.00%
Corporate Debt	0.99%
Certificate of Deposit	0.99%
Certificate of Deposit	0.96%
Certificate of Deposit	0.96%
Commercial Paper	0.95%
Certificate of Deposit	0.95%
Certificate of Deposit	0.95%
Commercial Paper	0.94%
Certificate of Deposit	0.94%
Certificate of Deposit	0.94%
Corporate Debt	0.93%
Commercial Paper	0.93%
Commercial Paper	0.92%
Corporate Debt	0.84%
Certificate of Deposit	0.83%
Certificate of Deposit	0.79%
Commercial Paper	0.78%
Corporate Debt	0.72%
Corporate Debt	0.67%
Government Securities	0.67%
Corporate Debt	0.67%
Corporate Debt	0.66%
Corporate Debt	0.66%
Corporate Debt	0.66%
Corporate Debt	0.66%
Treasury Bills	0.66%
Treasury Bills	0.66%
Commercial Paper	0.66%
Certificate of Deposit	0.66%
Treasury Bills	0.65%
Treasury Bills	0.65%
Commercial Paper	0.64%
Commercial Paper	0.63%
Commercial Paper	0.63%
Certificate of Deposit	0.63%
Commercial Paper	0.63%
Certificate of Deposit	0.63%
Commercial Paper	0.62%
Commercial Paper	0.62%
PTC & Securitized Debt	0.52%
Corporate Debt	0.50%
Government Securities	0.50%
Corporate Debt	0.49%
PTC & Securitized Debt	0.48%
Commercial Paper	0.47%
Commercial Paper	0.43%
Corporate Debt	0.37%
Corporate Debt	0.34%
Corporate Debt	0.33%
Corporate Debt	0.33%
Certificate of Deposit	0.33%
Corporate Debt	0.33%
Corporate Debt	0.33%
Corporate Debt	0.33%
Commercial Paper	0.31%
Commercial Paper	0.31%
Commercial Paper	0.31%
Alternative Investment Fund	0.31%
Government Securities	0.30%
Corporate Debt	0.30%
Cash & Cash Equivalents and Net Assets	0.24%
Corporate Debt	0.17%
Commercial Paper	0.16%
Government Securities	0.16%
Corporate Debt	0.16%
PTC & Securitized Debt	0.15%
Certificate of Deposit	0.07%
Corporate Debt	0.04%
Government Securities	0.03%
Corporate Debt	0.03%
Corporate Debt	0.02%
Government Securities	0.02%
Government Securities	0.01%
Corporate Debt	0.01%
PTC & Securitized Debt	0.01%
Cash & Cash Equivalents and Net Assets	-0.19%

Risk Meter

Your investment is at

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Fund Managers

Deepak Agrawal

Manu Sharma

Lock in Period

Nil

Investment cannot be redeemed before this period completes.

Exit Load

Nil

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Kotak Savings Fund(G)

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Return Calculator

Benchmark Returns

Holdings

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