UTI Banking & PSU Fund-Reg(G)

DebtDebt - Banking and PSU FundLow to Moderate

₹22.967527 Apr 2026

Invest Now

Minimum For SIP₹500

Fund Size₹1116.17 Cr

Expense Ratio0.46%

Chart

PlanNormal

Returns (6 months)4.844%

Expense ratio0.46%

Min Investment500

AUM1,116.17 Cr

Inception date3 Feb 2014

Return Calculator

Monthly Investment

₹500₹1,00,00,000

Expected Return Rate (p.a)

1%30%

Time Period

1YR40YR

Investment Amount₹0

Estimated Returns₹0

Total Amount₹0

Benchmark Returns

BENCHMARK: NIFTY Banking and PSU Debt Index

Annualised returns

NAME
Fund Returns
Benchmark Returns

1W	1M	3M	6M	1Y	3Y	5Y	INCEPTION
NA	8.99%	6.13%	4.84%	5.96%	6.96%	7.22%	7.03%
NA	NA	NA	NA	NA	NA	NA	NA

Holdings

Name
Kotak Mahindra Bank Ltd. (18-Dec-2026)
Union Bank of India (19-Jan-2027)
National Housing Bank 07.59% (08-Sep-2027)
Axis Bank Ltd. SR-5 7.65% (30-Jan-2027)
07.38% GOI - 20-Jun-2027
Small Industries Development Bank of India Sr VI 07.79% (14-May-2027)
Export Import Bank of India SR-Z01 7.45% (12-Apr-2028)
National Bank For Agriculture & Rural Development (22-Jan-2027)
Poonawalla Fincorp Ltd. -365D (28-Jan-2027)
Power Finance Corpn. Ltd. SR-172 07.74% (29-Jan-2028)
National Bank For Agriculture & Rural Development SR-24-E 07.80% (15-Mar-2027)
HDFC Bank Ltd. SR-1 07.95% (21-Sep-2026)
Indian Railway Finance Corpn Ltd. SR-118 7.83% (21-Mar-2027)
Net Current Asset
07.86% Karnataka SDL - 15-Mar-2027
Aditya Birla Housing Finance Ltd. SR-K1 08.20% (26-Feb-2027)
Kotak Mahindra Prime Ltd. - 8.135% (10-Feb-2027)
National Housing Bank 07.59% (14-Jul-2027)
Power Finance Corpn. Ltd. SR-160 7.6% (20-Feb-2027)
Power Finance Corporation Ltd. SR-BS221B 7.59% (17-Jan-2028)
REC Ltd.-SR-232-A 07.59% (31-May-2027)
Export-Import Bank Of India SR-U-04 07.22% (03-Aug-2027)
LIC Housing Finance Ltd. -SR-TR 417 OPT-I 06.40% (30-Nov-2026)
Indian Bank (22-Jan-2027)
Small Industries Development Bank of India (29-Jan-2027)
07.61% Tamil Nadu SDL 15-Feb-2027
Toyota Financial Services India Ltd. SR-S-43 08.3645% (19-Mar-2027)
Bajaj Housing Finance Ltd. - 07.14% (26-Feb-2027)
ICICI Bank Ltd. SR- DJU17L2 7.47% (25-Jun-2027)
NHPC Ltd. SR-AA STRRP-C 7.13% (11-Feb-2028)
ICICI Securities Ltd. -365D (12-Feb-2027)
National Bank For Agriculture & Rural Development (18-Mar-2027)
06.75% Gujarat SDL - 05-Feb-2027
NHPC Ltd. SR-Y1 STRPP-C 7.38% (03-Jan-2028)
Indian Bank (04-Dec-2026)
HDFC Bank Ltd. (21-Dec-2026)
GOI - C-STRIPS - 15-Dec-2027
Corporate Debt Market Development Fund
Clearing Corporation Of India Ltd.

Instrument	Share %
Certificate of Deposit	6.39%
Certificate of Deposit	6.35%
Corporate Debt	5.39%
Corporate Debt	4.93%
Government Securities	4.56%
Corporate Debt	4.49%
Corporate Debt	4.49%
Certificate of Deposit	4.23%
Commercial Paper	4.21%
Corporate Debt	3.60%
Corporate Debt	3.59%
Corporate Debt	3.14%
Corporate Debt	2.70%
Cash & Cash Equivalents and Net Assets	2.59%
Government Securities	2.28%
Corporate Debt	2.25%
Corporate Debt	2.24%
Corporate Debt	2.24%
Corporate Debt	2.24%
Corporate Debt	2.24%
Corporate Debt	2.24%
Corporate Debt	2.23%
Corporate Debt	2.22%
Certificate of Deposit	2.11%
Certificate of Deposit	2.11%
Government Securities	1.82%
Corporate Debt	1.80%
Corporate Debt	1.78%
Corporate Debt	1.34%
Corporate Debt	1.34%
Commercial Paper	1.26%
Certificate of Deposit	1.26%
Government Securities	0.90%
Corporate Debt	0.89%
Certificate of Deposit	0.85%
Certificate of Deposit	0.85%
Government Securities	0.56%
Alternative Investment Fund	0.26%
Deposits (Placed as Margin)	0.00%

Risk Meter

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Fund Managers

Anurag Mittal

Lock in Period

Nil

Investment cannot be redeemed before this period completes.

Exit Load

Nil

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UTI Banking & PSU Fund-Reg(G)

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Benchmark Returns

Holdings

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