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360 ONE WAM Ltd

NSE: 360ONE BSE: 542772

1170.20

(5.38)%

Tue, 03 Feb 2026, 07:08 am

Analysis

dividend

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Pros

  • Dividends paid are covered by earnings (1.2x coverage).
  • IIFL Wealth Management's pays a higher dividend yield than the bottom 25% of dividend payers in India (0.75%).
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Cons

  • IIFL Wealth Management only just started paying a dividend, it is too early to tell if payments are increasing.
  • It is too early to tell whether IIFL Wealth Management has stable dividend payments.
  • IIFL Wealth Management's dividend is below the markets top 25% of dividend payers in India (3.1%).

future

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Pros

  • IIFL Wealth Management's earnings are expected to grow significantly at over 20% yearly.
  • IIFL Wealth Management's earnings growth is expected to exceed the India market average.
  • IIFL Wealth Management's earnings growth is expected to exceed the low risk savings rate of 7.2%.
  • IIFL Wealth Management's earnings are expected to exceed the low risk growth rate next year.
  • IIFL Wealth Management's earnings are expected to increase by more than the low risk growth rate in 3 years time.
  • IIFL Wealth Management's net income is expected to increase by more than 50% in 2 years time.
  • Performance (ROE) is expected to be above the current IN Capital Markets industry average.
  • An improvement in IIFL Wealth Management's performance (ROE) is expected over the next 3 years.
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Cons

  • IIFL Wealth Management is not expected to efficiently use shareholders’ funds in the future (Return on Equity less than 20%).
  • IIFL Wealth Management's revenue is expected to decrease over the next 2 years.
  • IIFL Wealth Management's revenue is expected to decrease over the next 1-3 years, this is not considered high growth.
  • IIFL Wealth Management's revenues are expected to decrease over the next 1-3 years, this is below the India market average.

health

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Pros

  • IIFL Wealth Management is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • IIFL Wealth Management is profitable, therefore cash runway is not a concern.
  • IIFL Wealth Management is profitable, therefore cash runway is not a concern.
  • Debt is well covered by operating cash flow (20.8%, greater than 20% of total debt).
  • Low level of unsold assets.
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Cons

  • Debt is not covered by short term assets, assets are 0.6x debt.
  • IIFL Wealth Management's long term commitments exceed its cash and other short term assets.
  • The level of debt compared to net worth has increased over the past 5 years (101.9% vs 295.4% today).
  • Interest payments on debt are not well covered by earnings (EBIT is 1.6x annual interest expense, ideally 3x coverage).
  • IIFL Wealth Management's level of debt (295.4%) compared to net worth is high (greater than 40%).

management

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Pros

  • Karan's compensation has been consistent with company performance over the past year, both up more than 20%.
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Cons

  • The average tenure for the IIFL Wealth Management board of directors is less than 3 years, this suggests a new board.
  • Karan's remuneration is higher than average for companies of similar size in India.

misc

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Pros

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    Cons

    • IIFL Wealth Management has significant price volatility in the past 3 months.

    past

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    Pros

    • IIFL Wealth Management's year on year earnings growth rate has been positive over the past 5 years, however the most recent earnings are below average.
    • IIFL Wealth Management used its assets more efficiently than the IN Capital Markets industry average last year based on Return on Assets.
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    Cons

    • IIFL Wealth Management's 1-year earnings growth is negative, it can't be compared to the 5-year average.
    • IIFL Wealth Management's use of capital deteriorated last year versus 3 years ago (Return on Capital Employed).
    • IIFL Wealth Management has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
    • IIFL Wealth Management's 1-year earnings growth is negative, it can't be compared to the IN Capital Markets industry average.

    value

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    Pros

    • BSE:542772 is up 11.7% outperforming the Capital Markets industry which returned 7.6% over the past month.
    • BSE:542772 is up 11.7% outperforming the market in India which returned 9% over the past month.
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    Cons

    • IIFL Wealth Management's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
    • IIFL Wealth Management's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
    • IIFL Wealth Management is overvalued based on assets compared to the IN Capital Markets industry average.
    • IIFL Wealth Management is poor value based on expected growth next year.
    • IIFL Wealth Management is overvalued based on earnings compared to the IN Capital Markets industry average.
    • IIFL Wealth Management is overvalued based on earnings compared to the India market.

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    Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800