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Bank of India

NSE: BANKINDIA BSE: 532149

163.66

(0.12)%

Sun, 08 Feb 2026, 04:19 am

Analysis

dividend

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Pros

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    Cons

    • Unable to calculate sustainability of dividends as Bank of India has not reported any payouts.
    • Unable to evaluate Bank of India's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
    • Unable to evaluate Bank of India's dividend against the top 25% market benchmark as the company has not reported any payouts.

    health

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    Pros

    • Bank of India's level of assets compared to its equity is moderate (i.e. an appropriate level of borrowing to fund lending).
    • Bank of India's liabilities are made up of primarily low risk sources of funding.
    • Bank of India has an acceptable proportion of non-loan assets held.
    • Loans at Bank of India are broadly funded by customer deposits.
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    Cons

    • Bank of India has a high level of bad loans (greater than 2%).

    management

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    Pros

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      Cons

      • The average tenure for the Bank of India board of directors is less than 3 years, this suggests a new board.
      • The average tenure for the Bank of India management team is less than 2 years, this suggests a new team.

      misc

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      Pros

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        Cons

        • Bank of India is not covered by any analysts.
        • Bank of India has significant price volatility in the past 3 months.

        past

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        Pros

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          Cons

          • Bank of India has become profitable in the last year making the earnings growth rate difficult to compare to the 5-year average.
          • Bank of India's year on year earnings growth rate was negative over the past 5 years, however the most recent earnings are above average.
          • Bank of India used its assets less efficiently than the IN Banks industry average last year based on Return on Assets.
          • Bank of India has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
          • Bank of India has become profitable in the last year making it difficult to compare the IN Banks industry average.

          value

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          Pros

          • Bank of India is good value based on assets compared to the IN Banks industry average.
          • NSEI:BANKINDIA is up 48.7% outperforming the Banks industry which returned 7.6% over the past month.
          • NSEI:BANKINDIA is up 48.7% outperforming the market in India which returned 8% over the past month.
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          Cons

          • Bank of India is overvalued based on earnings compared to the IN Banks industry average.
          • Bank of India is overvalued based on earnings compared to the India market.
          • BANKINDIA underperformed the Banks industry which returned -37.5% over the past year.
          • BANKINDIA underperformed the Market in India which returned -14.5% over the past year.

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