CreditAccess Grameen Ltd
NSE: CREDITACC BSE: 541770
₹1195.30
(-1.77%)
Tue, 17 Mar 2026, 07:54 am
Market Cap194.99B
PE Ratio39.55
Dividend0
Finance
Finance/Rental/Leasing
24.5KCreditAccess Grameen Analysis
dividend
- Unable to evaluate CreditAccess Grameen's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
- Unable to evaluate CreditAccess Grameen's dividend against the top 25% market benchmark as the company has not reported any payouts.
health
- CreditAccess Grameen is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
- CreditAccess Grameen is profitable, therefore cash runway is not a concern.
- CreditAccess Grameen is profitable, therefore cash runway is not a concern.
- Debt is covered by short term assets, assets are 1.2x debt.
- CreditAccess Grameen's cash and other short term assets cover its long term commitments.
- The level of debt compared to net worth has been reduced over the past 5 years (342.8% vs 335.5% today).
- Low level of unsold assets.
- Operating cash flow is negative therefore debt is not well covered.
- CreditAccess Grameen's level of debt (335.5%) compared to net worth is high (greater than 40%).
management
- The tenure for the CreditAccess Grameen board of directors is about average.
- Udaya's compensation has been consistent with company performance over the past year, both up more than 20%.
- Udaya's remuneration is higher than average for companies of similar size in India.
- CreditAccess Grameen individual insiders have only sold shares in the past 3 months.
- The average tenure for the CreditAccess Grameen management team is less than 2 years, this suggests a new team.
misc
- CreditAccess Grameen is not covered by any analysts.
- CreditAccess Grameen has significant price volatility in the past 3 months.
past
- CreditAccess Grameen has delivered over 20% year on year earnings growth in the past 5 years.
- CreditAccess Grameen used its assets more efficiently than the IN Consumer Finance industry average last year based on Return on Assets.
- CreditAccess Grameen's 1-year earnings growth is less than its 5-year average (3.6% vs 39.8%)
- CreditAccess Grameen has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
- CreditAccess Grameen's earnings growth has not exceeded the IN Consumer Finance industry average in the past year (3.6% vs 11%).
value
- 541770 outperformed the Consumer Finance industry which returned -28.8% over the past year.
- 541770 outperformed the Market in India which returned -14.5% over the past year.
- BSE:541770 is up 12.5% outperforming the Consumer Finance industry which returned 10.3% over the past month.
- BSE:541770 is up 12.5% outperforming the market in India which returned 8% over the past month.
- CreditAccess Grameen's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
- CreditAccess Grameen's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
- CreditAccess Grameen is overvalued based on assets compared to the IN Consumer Finance industry average.
- CreditAccess Grameen is overvalued based on earnings compared to the IN Consumer Finance industry average.
- CreditAccess Grameen is overvalued based on earnings compared to the India market.
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Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800