pocketful logo
Federal Bank Ltd logo

Federal Bank Ltd

NSE: FEDERALBNK BSE: 500469

289.90

(1.15%)

Sun, 24 May 2026, 03:16 am

Federal Bank Analysis

dividend

thumbs up icon

Pros

    thumbs up icon

    Cons

    • Unable to calculate sustainability of dividends as Federal Bank has not reported any payouts.
    • Unable to evaluate Federal Bank's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
    • Unable to evaluate Federal Bank's dividend against the top 25% market benchmark as the company has not reported any payouts.

    health

    thumbs up icon

    Pros

    • Federal Bank's level of assets compared to its equity is moderate (i.e. an appropriate level of borrowing to fund lending).
    • Federal Bank's liabilities are made up of primarily low risk sources of funding.
    • Federal Bank has an acceptable proportion of non-loan assets held.
    • Loans at Federal Bank are broadly funded by customer deposits.
    thumbs up icon

    Cons

    • Federal Bank has a high level of bad loans (greater than 2%).

    management

    thumbs up icon

    Pros

    • Shyam's compensation has been consistent with company performance over the past year, both up more than 20%.
    • The tenure for the Federal Bank management team is about average.
    thumbs up icon

    Cons

    • The average tenure for the Federal Bank board of directors is less than 3 years, this suggests a new board.
    • Shyam's remuneration is higher than average for companies of similar size in India.
    • Federal Bank individual insiders have only sold shares in the past 3 months.

    misc

    thumbs up icon

    Pros

      thumbs up icon

      Cons

      • Federal Bank is not covered by any analysts.
      • Federal Bank has significant price volatility in the past 3 months.

      past

      thumbs up icon

      Pros

      • Federal Bank's 1-year earnings growth exceeds its 5-year average (19.9% vs 15.1%)
      • Federal Bank's year on year earnings growth rate has been positive over the past 5 years.
      • Federal Bank used its assets more efficiently than the IN Banks industry average last year based on Return on Assets.
      thumbs up icon

      Cons

      • Federal Bank has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
      • Federal Bank's earnings growth has not exceeded the IN Banks industry average in the past year (19.9% vs 21%).

      value

      thumbs up icon

      Pros

      • Federal Bank is good value based on earnings compared to the IN Banks industry average.
      • Federal Bank is good value based on earnings compared to the India market.
      • BSE:500469 is up 6.7% along with the Banks industry (7.6%) over the past month.
      thumbs up icon

      Cons

      • Federal Bank's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
      • Federal Bank's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
      • Federal Bank is overvalued based on assets compared to the IN Banks industry average.
      • 500469 underperformed the Banks industry which returned -37.5% over the past year.
      • 500469 underperformed the Market in India which returned -14.5% over the past year.
      • BSE:500469 is up 6.7% underperforming the market in India which returned 8% over the past month.

      Open Your Free Demat Account Now!

      Step into a world of zero fees and limitless opportunities!

      pocketful logo

      2022-25 Pocketful. All rights reserved, Built with in India

      Version -5.76

      app image 1app image 2

      Explore

      Calculatorsfooter arrow down icon
      Popular Calculatorsfooter arrow down icon
      Group Stocksfooter arrow down icon
      Asset Management Companiesfooter arrow down icon
      Popular Stocksfooter arrow down icon
      Indian Indicesfooter arrow down icon
      Sector Wise Stocksfooter arrow down icon
      IPOfooter arrow down icon
      Share Marketfooter arrow down icon
      Best MF Schemesfooter arrow down icon
      Platformsfooter arrow down icon
      Resourcesfooter arrow down icon

      Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800