Fino Payments Bank Ratios

Fino Payments Bank Ltd Ratios

The Fino Payments Bank Ltd Ratios page provides a complete fundamental analysis of Fino Payments Bank Ltd using key valuation, profitability, and financial strength metrics. Investors tracking Fino Payments Bank Ltd Ratios closely monitor D/E, EV, EV/EBITDA, P/B, P/CF, P/E, P/S, and ROE% to evaluate the company's financial performance and valuation trends over time.

Fino Payments Bank Ltd (NSE: FINOPB, BSE: 543386) is currently trading at ₹179.93, with a market capitalization of ₹14.86B. As a major player in the Finance sector and Regional banks industry, Fino Payments Bank Ltd remains a key stock for fundamental analysis using Fino Payments Bank Ltd Ratios.

Fino Payments Bank Ltd Ratios: Valuation Overview

Price to Earnings Ratio (P/E)

The Fino Payments Bank Ltd P/E ratio currently stands at 20.60, making it one of the most tracked metrics in Fino Payments Bank Ltd Ratios.

Historically, the Fino Payments Bank Ltd P/E ratio has shown strong fluctuations:

• 2024: 20.60
• 2023: 27.16
• 2022: 26.05
• 2021: 46.91
• 2020: 0

The decline in Fino Payments Bank Ltd P/E ratio suggests improving earnings relative to stock price.

Price to Book Ratio (P/B)

The Fino Payments Bank Ltd P/B ratio reflects how the market values the company's net assets. Current P/B ratio is 2.54.

Historical P/B trend:

• 2024: 2.54
• 2023: 3.64
• 2022: 3.07
• 2021: 4.35

Fino Payments Bank Ltd shows reasonable valuation compared to its asset base.

Price to Sales Ratio (P/S)

The Fino Payments Bank Ltd P/S ratio currently stands at 1.03, an important part of Fino Payments Bank Ltd Ratios for revenue valuation.

Historical P/S ratio:

• 2024: 1.03
• 2023: 1.58
• 2022: 1.38
• 2021: 1.99

A stable or declining Fino Payments Bank Ltd P/S ratio indicates cautious market sentiment.

Fino Payments Bank Ltd Price to Cash Flow Ratio (P/CF)

The Fino Payments Bank Ltd Price to Cash Flow Ratio is a key valuation metric that shows how much investors pay for each unit of cash flow. Current P/CF ratio is 9.76.

Historical Fino Payments Bank Ltd Price to Cash Flow Ratio:

• 2024: 9.76
• 2023: 14.47
• 2022: 21.78
• 2021: 25.86
• 2020: 0

The declining Fino Payments Bank Ltd Price to Cash Flow Ratio suggests improving cash flow strength.

Fino Payments Bank Ltd Enterprise Value Ratios

Enterprise Value (EV)

The Fino Payments Bank Ltd EV currently stands at ₹25.31B, representing the total company valuation including debt.

Historical EV trend:

• 2024: 25.31B
• 2023: 27.47B
• 2022: 19.51B
• 2021: 19.49B

Fino Payments Bank Ltd enterprise value consolidation suggests stable valuation.

EV/EBITDA Ratio

The Fino Payments Bank Ltd EV/EBITDA ratio is currently 0, a key metric in Fino Payments Bank Ltd Ratios to assess valuation relative to earnings.

Historical EV/EBITDA:

Stable Fino Payments Bank Ltd EV/EBITDA indicates balanced valuation.

Fino Payments Bank Ltd Financial Strength Ratios

Debt to Equity Ratio (D/E)

The Fino Payments Bank Ltd D/E ratio is currently 1.12, reflecting leverage and financial stability.

Historical D/E:

• 2024: 1.12
• 2023: 1.11
• 2022: 0.79
• 2021: 0.52

Higher D/E ratio indicates rising financial risk.

Return on Equity (ROE %)

The Fino Payments Bank Ltd ROE currently stands at 13.31%, showing profitability and capital efficiency.

Historical ROE:

• 2024: 13.31
• 2023: 14.42
• 2022: 12.61
• 2021: 13.56

Fino Payments Bank Ltd maintains stable profitability levels.

Fino Payments Bank Ltd Ratios Analysis Summary

The Fino Payments Bank Ltd Ratios page provides a comprehensive view of the company's valuation and financial performance. Key metrics such as P/E, P/B, P/S, P/CF, EV, EV/EBITDA, D/E, and ROE help investors understand whether Fino Payments Bank Ltd stock is undervalued, fairly valued, or overvalued.

Tracking Fino Payments Bank Ltd Ratios regularly helps investors make informed decisions based on valuation trends, financial stability, and long-term growth potential.