IIFL Finance Ltd
NSE: IIFL BSE: 532636
₹464
(0.69%)
Tue, 26 May 2026, 05:45 pm
Market Cap196.06B
PE Ratio11.95
Dividend0.87
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IIFL Finance Analysis
dividend
Pros
- Dividends per share have increased over the past 10 years.
- Dividends paid are well covered by earnings (5.9x coverage).
- IIFL Finance's pays a higher dividend yield than the bottom 25% of dividend payers in India (0.76%).
- IIFL Finance's dividend is above the markets top 25% of dividend payers in India (3.08%).
Cons
- Dividends per share have been volatile in the past 10 years (annual drop of over 20%).
health
Pros
- IIFL Finance's level of assets compared to its equity is low (i.e. an appropriate level of borrowing to fund lending).
Cons
- IIFL Finance reports no customer deposits, loans are made up entirely of borrowed funds.
management
Pros
- The average tenure for the IIFL Finance board of directors is over 10 years, this suggests they are a seasoned and experienced board.
- More shares have been bought than sold by IIFL Finance individual insiders in the past 3 months.
Cons
- Sumit's remuneration is higher than average for companies of similar size in India.
- The average tenure for the IIFL Finance management team is less than 2 years, this suggests a new team.
misc
Pros
Cons
- IIFL Finance is not covered by any analysts.
- IIFL Finance has significant price volatility in the past 3 months.
past
Pros
- IIFL Finance's year on year earnings growth rate has been positive over the past 5 years, however the most recent earnings are below average.
- IIFL Finance used its assets more efficiently than the IN Mortgage industry average last year based on Return on Assets.
Cons
- IIFL Finance's 1-year earnings growth is negative, it can't be compared to the 5-year average.
- IIFL Finance has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
- IIFL Finance's 1-year earnings growth is negative, it can't be compared to the IN Mortgage industry average.
value
Pros
- IIFL Finance is good value based on earnings compared to the IN Mortgage industry average.
- IIFL Finance is good value based on earnings compared to the India market.
Cons
- IIFL Finance's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
- IIFL Finance's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
- IIFL Finance is overvalued based on assets compared to the IN Mortgage industry average.
- IIFL underperformed the Mortgage industry which returned -26.3% over the past year.
- IIFL underperformed the Market in India which returned -14.5% over the past year.
- NSEI:IIFL is down -4.6% underperforming the Mortgage industry which returned 7.7% over the past month.
- NSEI:IIFL is down -4.6% underperforming the market in India which returned 8% over the past month.